PSG Financial Services Limited

JSE:KST Stock Report

Market Cap: R28.7b

PSG Financial Services Management

Management criteria checks 3/4

PSG Financial Services' CEO is Francois Gouws, appointed in Jul 2013, has a tenure of 12.08 years. total yearly compensation is ZAR52.85M, comprised of 12.2% salary and 87.8% bonuses, including company stock and options. directly owns 4.19% of the company’s shares, worth ZAR1.20B. The average tenure of the management team and the board of directors is 3.3 years and 8.1 years respectively.

Key information

Francois Gouws

Chief executive officer

R52.8m

Total compensation

CEO salary percentage12.23%
CEO tenure12.1yrs
CEO ownership4.2%
Management average tenure3.3yrs
Board average tenure8.1yrs

Recent management updates

Recent updates

PSG Financial Services (JSE:KST) Will Pay A Larger Dividend Than Last Year At ZAR0.285

Apr 21
PSG Financial Services (JSE:KST) Will Pay A Larger Dividend Than Last Year At ZAR0.285

Do PSG Financial Services' (JSE:KST) Earnings Warrant Your Attention?

Mar 09
Do PSG Financial Services' (JSE:KST) Earnings Warrant Your Attention?

PSG Financial Services' (JSE:KST) Dividend Will Be Increased To ZAR0.135

Oct 14
PSG Financial Services' (JSE:KST) Dividend Will Be Increased To ZAR0.135

PSG Konsult (JSE:KST) Is Paying Out A Larger Dividend Than Last Year

Oct 16
PSG Konsult (JSE:KST) Is Paying Out A Larger Dividend Than Last Year

Does PSG Konsult (JSE:KST) Deserve A Spot On Your Watchlist?

Jul 02
Does PSG Konsult (JSE:KST) Deserve A Spot On Your Watchlist?

PSG Konsult (JSE:KST) Is Increasing Its Dividend To R0.22

Apr 20
PSG Konsult (JSE:KST) Is Increasing Its Dividend To R0.22

If You Like EPS Growth Then Check Out PSG Konsult (JSE:KST) Before It's Too Late

Mar 25
If You Like EPS Growth Then Check Out PSG Konsult (JSE:KST) Before It's Too Late

If You Like EPS Growth Then Check Out PSG Konsult (JSE:KST) Before It's Too Late

Dec 18
If You Like EPS Growth Then Check Out PSG Konsult (JSE:KST) Before It's Too Late

PSG Konsult (JSE:KST) Has Announced That It Will Be Increasing Its Dividend To R0.10

Oct 24
PSG Konsult (JSE:KST) Has Announced That It Will Be Increasing Its Dividend To R0.10

PSG Konsult (JSE:KST) Is Increasing Its Dividend To R0.10

Oct 10
PSG Konsult (JSE:KST) Is Increasing Its Dividend To R0.10

Earnings Not Telling The Story For PSG Konsult Limited (JSE:KST) After Shares Rise 29%

May 17
Earnings Not Telling The Story For PSG Konsult Limited (JSE:KST) After Shares Rise 29%

PSG Konsult Limited's (JSE:KST) Attractive Combination: Does It Earn A Place In Your Dividend Portfolio?

May 11
PSG Konsult Limited's (JSE:KST) Attractive Combination: Does It Earn A Place In Your Dividend Portfolio?

CEO Compensation Analysis

How has Francois Gouws's remuneration changed compared to PSG Financial Services's earnings?
DateTotal CompensationSalaryCompany Earnings
Feb 28 2025R53mR6m

R1b

Nov 30 2024n/an/a

R1b

Aug 31 2024n/an/a

R1b

May 31 2024n/an/a

R1b

Feb 29 2024R66mR6m

R1b

Nov 30 2023n/an/a

R1b

Aug 31 2023n/an/a

R1b

May 31 2023n/an/a

R987m

Feb 28 2023R61mR6m

R950m

Nov 30 2022n/an/a

R938m

Aug 31 2022n/an/a

R925m

May 31 2022n/an/a

R923m

Feb 28 2022R53mR6m

R921m

Nov 30 2021n/an/a

R849m

Aug 31 2021n/an/a

R777m

May 31 2021n/an/a

R737m

Feb 28 2021R32mR5m

R698m

Nov 30 2020n/an/a

R680m

Aug 31 2020n/an/a

R661m

May 31 2020n/an/a

R654m

Feb 29 2020R47mR5m

R647m

Nov 30 2019n/an/a

R639m

Aug 31 2019n/an/a

R631m

May 31 2019n/an/a

R617m

Feb 28 2019R64mR5m

R602m

Compensation vs Market: Francois's total compensation ($USD2.98M) is above average for companies of similar size in the ZA market ($USD1.35M).

Compensation vs Earnings: Francois's compensation has been consistent with company performance over the past year.

CEO

Francois Gouws (60 yo)

12.1yrs
Tenure
R52,847,000
Compensation

Mr. Francois Johannes Gouws, B.Acc, CA (SA) has been the Chief Executive Officer of PSG Financial Services Limited (formerly known as PSG Konsult Limited) since July 1, 2013 and has been its Executive Dire...

Leadership Team

NamePositionTenureCompensationOwnership
Francois Gouws
CEO & Executive Director12.1yrsR52.85m4.19%
ZAR 1.2b
Michael Ian Smith
CFO & Executive Director12.2yrsR20.81m0.22%
ZAR 63.1m
Janine Johannes
Chief Transformation Officer1.8yrsR4.40mno data
Cedric Masondo
Chief Executive Officer of PSG Insure3yrsR1.03mno data
Niraj Gudka
Chief Operating Officerno datano datano data
Adriaan Pask
Chief Investment Officer3.6yrsno datano data
Wallie Krumm
Director of Administration and Director of Complianceno datano datano data
Janine Van Aswege
Chief Marketing Officerno datano datano data
Thomas Berry
Head of Sales1yrno datano data
Milandi Hugo
Head of Human Resources1.6yrsno datano data
Theo Cloete
Chief Executive of Group Marketingno datano datano data
Etienne Waal
Chief Executive Officer of PSG Wealth5.5yrsno datano data
3.3yrs
Average Tenure
59yo
Average Age

Experienced Management: KST's management team is considered experienced (3.3 years average tenure).

Board Members

NamePositionTenureCompensationOwnership
Francois Gouws
CEO & Executive Director12.4yrsR52.85m4.19%
ZAR 1.2b
Michael Ian Smith
CFO & Executive Director12.1yrsR20.81m0.22%
ZAR 63.1m
Janine Johannes
Chief Transformation Officer1.6yrsR4.40mno data
Patrick Burton
Independent Non-Executive Director11.4yrsR983.00k0.098%
ZAR 28.2m
Lize Lambrechts
Independent Non-Executive Director2.1yrsR991.00kno data
Andile Sangqu
Independent Non-Executive Director5.6yrsR1.06mno data
Jan Theron
Non-Executive Chairman27.4yrsR1.62m1.59%
ZAR 455.6m
Petrus Mouton
Independent Non-Executive director12.7yrsR481.00k14.95%
ZAR 4.3b
Rikus Visser
Non-Executive Chairman of PSG Insure3yrsno datano data
Bridgitte Mathews
Independent Non-Executive Director2.4yrsR932.00kno data
Zodwa Reshoketsoe Matsau
Lead Independent Non-Executive Director8.1yrsR986.00kno data
8.1yrs
Average Tenure
59.5yo
Average Age

Experienced Board: KST's board of directors are considered experienced (8.1 years average tenure).

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/08/11 12:14
End of Day Share Price 2025/08/08 00:00
Earnings2025/02/28
Annual Earnings2025/02/28

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

PSG Financial Services Limited is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
FC De BeerAvior Capital Markets