LexinFintech Holdings Future Growth

Future criteria checks 3/6

LexinFintech Holdings is forecast to grow earnings and revenue by 31.1% and 2.4% per annum respectively. EPS is expected to grow by 27% per annum. Return on equity is forecast to be 11.7% in 3 years.

Key information

31.1%

Earnings growth rate

27.0%

EPS growth rate

Consumer Finance earnings growth	13.0%
Revenue growth rate	2.4%
Future return on equity	11.7%
Analyst coverage	Low
Last updated	30 Aug 2024

Recent future growth updates

Recent updates

Further Upside For LexinFintech Holdings Ltd. (NASDAQ:LX) Shares Could Introduce Price Risks After 42% Bounce

Sep 28

What Is The Ownership Structure Like For LexinFintech Holdings Ltd. (NASDAQ:LX)?

Mar 12

LexinFintech: A GARP Opportunity

Feb 01

LexinFintech Holdings: Asset Quality And Regulatory Uncertainty Draw Attention

Jan 11

LexinFintech Holdings Ltd. (NASDAQ:LX) Just Reported, And Analysts Assigned A CN¥71.34 Price Target

Nov 27

Earnings and Revenue Growth Forecasts

NasdaqGS:LX - Analysts future estimates and past financials data (CNY Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
12/31/2026	14,663	1,808	N/A	N/A	3
12/31/2025	14,111	1,267	N/A	N/A	4
12/31/2024	13,612	953	N/A	N/A	4
6/30/2024	13,901	811	N/A	N/A	N/A
3/31/2024	13,316	940	N/A	N/A	N/A
12/31/2023	13,057	1,066	2,558	2,787	N/A
9/30/2023	12,598	1,355	N/A	N/A	N/A
6/30/2023	11,779	1,260	N/A	N/A	N/A
3/31/2023	11,136	1,069	N/A	N/A	N/A
12/31/2022	9,866	820	-50	99	N/A
9/30/2022	9,015	774	N/A	N/A	N/A
6/30/2022	9,293	1,079	N/A	N/A	N/A
3/31/2022	10,149	1,700	N/A	N/A	N/A
12/31/2021	11,381	2,334	2,546	2,667	N/A
9/30/2021	12,214	2,588	N/A	N/A	N/A
6/30/2021	12,400	2,352	N/A	N/A	N/A
3/31/2021	12,089	1,985	N/A	N/A	N/A
12/31/2020	11,645	595	-298	-211	N/A
9/30/2020	11,760	603	N/A	N/A	N/A
6/30/2020	11,794	983	N/A	N/A	N/A
3/31/2020	11,329	1,192	N/A	N/A	N/A
12/31/2019	10,604	2,295	-828	-779	N/A
9/30/2019	9,549	2,465	N/A	N/A	N/A
6/30/2019	8,211	2,188	N/A	N/A	N/A
3/31/2019	7,758	2,224	N/A	N/A	N/A
12/31/2018	7,597	1,977	2,740	2,795	N/A
9/30/2018	7,097	1,310	N/A	N/A	N/A
6/30/2018	6,400	638	N/A	N/A	N/A
3/31/2018	5,977	199	N/A	N/A	N/A
12/31/2017	5,582	26	N/A	1,662	N/A
9/30/2017	5,378	-24	N/A	1,395	N/A
6/30/2017	4,992	-36	N/A	980	N/A
3/31/2017	4,616	-129	N/A	N/A	N/A
12/31/2016	4,339	-223	N/A	380	N/A
12/31/2015	2,525	-362	N/A	-1,485	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: LX's forecast earnings growth (31.1% per year) is above the savings rate (2.5%).

Earnings vs Market: LX's earnings (31.1% per year) are forecast to grow faster than the US market (15.2% per year).

High Growth Earnings: LX's earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: LX's revenue (2.4% per year) is forecast to grow slower than the US market (8.7% per year).

High Growth Revenue: LX's revenue (2.4% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: LX's Return on Equity is forecast to be low in 3 years time (11.7%).

LexinFintech Holdings Future Growth

Future criteria checks 3/6

Key information

Recent future growth updates

Consensus EPS estimates fall by 20%

Consensus EPS estimates fall by 20%

Consensus EPS estimates fall by 20%

Consensus forecasts updated

Consensus revenue estimates fall by 28%

Consensus EPS estimates fall by 16%

Recent updates

New minor risk - Share price stability

Further Upside For LexinFintech Holdings Ltd. (NASDAQ:LX) Shares Could Introduce Price Risks After 42% Bounce

Investor sentiment improves as stock rises 23%

LexinFintech: User Base Sees Growth, AI In The Works, And Undervalued

LexinFintech: Eyes On Loan Origination Miss And Business Mix Changes

Consensus EPS estimates fall by 20%

LexinFintech Holdings' (NASDAQ:LX) Dividend Will Be CN¥0.0634

First half dividend of US$0.063 announced

LexinFintech Holdings Ltd. Approves A Dividend for the Six-Month Period Ended June 30, 2024, Payable on October 18, 2024

LexinFintech Holdings Ltd. to Report Q2, 2024 Results on Aug 27, 2024

Consensus EPS estimates fall by 20%

First quarter 2024 earnings released: EPS: CN¥1.22 (vs CN¥2.00 in 1Q 2023)

LexinFintech Holdings Ltd. to Report Q1, 2024 Results on May 23, 2024

Not Many Are Piling Into LexinFintech Holdings Ltd. (NASDAQ:LX) Just Yet

Upcoming dividend of US$0.058 per share

Consensus EPS estimates fall by 20%

Lexinfintech Holdings Ltd. Approves Dividend for the Six-Month Period Ended December 31, 2023, Payable on May 24, 2024

Full year 2023 earnings: Revenues exceed analysts expectations while EPS lags behind

LexinFintech Holdings Ltd. to Report Q4, 2023 Results on Mar 20, 2024

LexinFintech Is An Undervalued Hidden Gem

LexinFintech: What To Watch With Upcoming Q4 Results

Lexinfintech Holdings Ltd. Appoints Zhanwen Qiao as Chief Risk Officer, Effective on Dec. 4, 2023

Third quarter 2023 earnings released: EPS: CN¥2.25 (vs CN¥1.64 in 3Q 2022)

Third quarter 2023 earnings released: EPS: CN¥2.25 (vs CN¥1.64 in 3Q 2022)

LexinFintech Holdings Ltd. to Report Q3, 2023 Results on Nov 22, 2023

Insufficient new directors

LexinFintech Holdings Ltd. Approves A Dividend for the Six-Month Period Ended June 30, 2023, Payable on October 17, 2023; Approves A Semi-Annual Cash Dividend Policy

Second quarter 2023 earnings released: EPS: CN¥2.17 (vs CN¥0.92 in 2Q 2022)

LexinFintech Holdings Ltd. Approves A Dividend for the Six-Month Period Ended June 30, 2023, Payable on October 17, 2023; Approves A Semi-Annual Cash Dividend Policy

LexinFintech Holdings Ltd. to Report Q2, 2023 Results on Aug 29, 2023

Investor sentiment improves as stock rises 21%

First quarter 2023 earnings released: EPS: CN¥2.00 (vs CN¥0.42 in 1Q 2022)

LexinFintech Holdings Ltd. to Report Q1, 2023 Results on May 23, 2023

Full year 2022 earnings: EPS in line with analyst expectations despite revenue beat

Investor sentiment deteriorates as stock falls 15%

Investor sentiment deteriorates as stock falls 17%

Investor sentiment improved over the past week

LexinFintech Holdings Ltd. Announces Board Changes

Investor sentiment improved over the past week

Investor sentiment improved over the past week

Third quarter 2022 earnings released: EPS: CN¥1.64 (vs CN¥3.15 in 3Q 2021)

LexinFintech Holdings Ltd. (NasdaqGS:LX) announces an Equity Buyback for $20 million worth of its shares.

Less than half of directors are independent

LexinFintech Holdings Ltd. to Report Q3, 2022 Results on Nov 16, 2022

LexinFintech: Mixed Prospects

LexinFintech Holdings Ltd. Announces the Resignation of Jayden Yang Qiao as Chief Risk Officer, Effective August 31, 2022

Consensus forecasts updated

Second quarter 2022 earnings released

LexinFintech Non-GAAP EPADS of $0.15, revenue of $360.23M beats by $108.4M

LexinFintech Holdings Ltd. to Report Q2, 2022 Results on Aug 16, 2022

Consensus revenue estimates fall by 28%

First quarter 2022 earnings: EPS and revenues miss analyst expectations

LexinFintech Holdings Ltd. to Report Q1, 2022 Results on May 30, 2022

Full year 2021 earnings: EPS and revenues miss analyst expectations

Less than half of directors are independent

Consensus EPS estimates fall by 16%

Full year 2021 earnings: EPS and revenues miss analyst expectations

LexinFintech: New Regulatory Developments Draw Attention

Senior Consultant notifies of intention to sell stock

Investor sentiment deteriorated over the past week

Third quarter 2021 earnings released

LexinFintech Slows Down Lending As Latest Regulatory Wave Rocks Fintechs

Second quarter 2021 earnings released

Investor sentiment deteriorated over the past week

Investor sentiment deteriorated over the past week

Chief Marketing Officer notifies of intention to sell stock

LexinFintech stock climbs after Morgan Stanley upgrades to Overweight

LexinFintech: Regulatory Risks Are Still A Concern Despite Good Results

Investor sentiment improved over the past week