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Capital City Bank GroupNasdaqGS:CCBG Stock Report

Market Cap US$689.4m
Share Price
US$40.42
My Fair Value
AN
AnalystConsensusTarget
US$44
8.5% undervalued intrinsic discount
1Y14.8%
7D-3.6%
Portfolio Value
View

Capital City Bank Group, Inc.

NasdaqGS:CCBG Stock Report

Market Cap: US$689.4m

Capital City Bank Group (CCBG) Stock Overview

Operates as the financial holding company for Capital City Bank that provides a range of banking services to individual and corporate clients. More details

CCBG fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance4/6
Financial Health6/6
Dividends4/6

CCBG Community Fair Values

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Capital City Bank Group, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Capital City Bank Group
Historical stock prices
Current Share PriceUS$40.42
52 Week HighUS$42.33
52 Week LowUS$30.99
Beta0.38
1 Month Change3.35%
3 Month Change10.11%
1 Year Change14.83%
3 Year Change22.15%
5 Year Change111.40%
Change since IPO706.25%

Recent News & Updates

Capital City Bank: Earnings Outlook Is Rosy, But The Valuation Isn't Attractive Enough

Jun 10

Recent updates

Capital City Bank: Earnings Outlook Is Rosy, But The Valuation Isn't Attractive Enough

Jun 10

Capital City Bank: Expected Margin Decline To Pressurize Earnings

Mar 22

Capital City Bank Group's (NASDAQ:CCBG) Dividend Will Be Increased To $0.24

Mar 04
Capital City Bank Group's (NASDAQ:CCBG) Dividend Will Be Increased To $0.24

Capital City Bank Group: The Tangible Book Value Increases Fast

Nov 11

Capital City Bank Group (NASDAQ:CCBG) Is Paying Out A Larger Dividend Than Last Year

Sep 03
Capital City Bank Group (NASDAQ:CCBG) Is Paying Out A Larger Dividend Than Last Year

Capital City Bank: Premium Regional Bank Trading At Depressed Valuation

Aug 22

Capital City Bank Group, Inc. Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

Apr 25
Capital City Bank Group, Inc. Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

Capital City Bank Group (NASDAQ:CCBG) Has Announced That It Will Be Increasing Its Dividend To $0.20

Aug 29
Capital City Bank Group (NASDAQ:CCBG) Has Announced That It Will Be Increasing Its Dividend To $0.20

Capital City Bank Group (NASDAQ:CCBG) Will Pay A Larger Dividend Than Last Year At $0.17

Aug 29
Capital City Bank Group (NASDAQ:CCBG) Will Pay A Larger Dividend Than Last Year At $0.17

Capital City Bank Group: A Well-Run Bank But A Bit Too Expensive For Me

Aug 23

Capital City Bank GAAP EPS of $0.51 misses by $0.02, revenue of $53.24M beats by $1.34M

Jul 26

Capital City Bank Group (NASDAQ:CCBG) Will Pay A Larger Dividend Than Last Year At US$0.16

Nov 25
Capital City Bank Group (NASDAQ:CCBG) Will Pay A Larger Dividend Than Last Year At US$0.16

Capital City Bank Group's (NASDAQ:CCBG) Upcoming Dividend Will Be Larger Than Last Year's

Aug 30
Capital City Bank Group's (NASDAQ:CCBG) Upcoming Dividend Will Be Larger Than Last Year's

I Ran A Stock Scan For Earnings Growth And Capital City Bank Group (NASDAQ:CCBG) Passed With Ease

May 26
I Ran A Stock Scan For Earnings Growth And Capital City Bank Group (NASDAQ:CCBG) Passed With Ease

It's Unlikely That Capital City Bank Group, Inc.'s (NASDAQ:CCBG) CEO Will See A Huge Pay Rise This Year

Apr 21
It's Unlikely That Capital City Bank Group, Inc.'s (NASDAQ:CCBG) CEO Will See A Huge Pay Rise This Year

Shareholder Returns

CCBGUS BanksUS Market
7D-3.6%1.4%1.4%
1Y14.8%22.1%17.3%

Return vs Industry: CCBG underperformed the US Banks industry which returned 22.1% over the past year.

Return vs Market: CCBG underperformed the US Market which returned 17.3% over the past year.

Price Volatility

Is CCBG's price volatile compared to industry and market?
CCBG volatility
CCBG Average Weekly Movement3.8%
Banks Industry Average Movement3.6%
Market Average Movement6.3%
10% most volatile stocks in US Market17.4%
10% least volatile stocks in US Market3.0%

Stable Share Price: CCBG has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: CCBG's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1895940Bill Smithwww.ccbg.com

Capital City Bank Group, Inc. operates as the financial holding company for Capital City Bank that provides a range of banking services to individual and corporate clients. The company offers financing for commercial business properties, equipment, inventories, and accounts receivable, as well as commercial leasing and letters of credit; treasury management services; and merchant credit card transaction processing services. It also provides commercial and residential real estate lending products, as well as fixed and adjustable-rate residential mortgage loans; personal, automobile, boat/RV, and home equity loans; and credit card programs.

Capital City Bank Group, Inc. Fundamentals Summary

How do Capital City Bank Group's earnings and revenue compare to its market cap?
CCBG fundamental statistics
Market capUS$689.36m
Earnings (TTM)US$58.11m
Revenue (TTM)US$240.94m
11.9x
P/E Ratio
1.3x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CCBG income statement (TTM)
RevenueUS$240.94m
Cost of RevenueUS$0
Gross ProfitUS$240.94m
Other ExpensesUS$182.83m
EarningsUS$58.11m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)3.41
Gross Margin100.00%
Net Profit Margin24.12%
Debt/Equity Ratio14.8%

How did CCBG perform over the long term?

See historical performance and comparison

Dividends

2.4%
Current Dividend Yield
27%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/28 07:34
End of Day Share Price 2025/07/25 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Capital City Bank Group, Inc. is covered by 13 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Brett ScheinerFBR Capital Markets & Co.
Christopher MarinacFIG Partners
Feddie StricklandHovde Group, LLC