Chemung Financial Ownership

Who are the major shareholders and have insiders been buying or selling?

Recent Insider Transactions

NasdaqGS:CHMG Recent Insider Transactions by Companies or Individuals
Date	Value	Name	Entity	Shares	Max Price
05 Aug 25	BuyUS$149,448	Loren Cole	Individual	2,983	US$50.10
28 Jul 25	BuyUS$137,394	Jeffrey Streeter	Individual	2,612	US$52.60
25 Jul 25	BuyUS$481,755	Jeffrey Streeter	Individual	9,103	US$52.94
23 Jul 25	BuyUS$174,719	Jeffrey Streeter	Individual	3,285	US$53.19
22 Jul 25	BuyUS$25,056	Jeffrey Kenefick	Individual	475	US$52.75
06 Nov 24	SellUS$51,210	Loren Cole	Individual	1,000	US$51.21

Insider Trading Volume

Insider Buying: CHMG insiders have bought more shares than they have sold in the past 3 months.

Ownership Breakdown

What is the ownership structure of CHMG?
Owner Type	Number of Shares	Ownership Percentage
Individual Insiders	957,732	20%
General Public	1,332,865	27.8%
Institutions	2,500,342	52.2%

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.

Top Shareholders

Top 25 shareholders own 61.53% of the company

Ownership	Name	Shares	Current Value	Change %	Portfolio %
14.4%	Chemung Canal Trust Company	688,730	US$35.8m	-3.52%	6.78%
8.05%	David Dalrymple	385,891	US$20.1m	0.07%	no data
7.7%	BlackRock, Inc.	369,038	US$19.2m	1.95%	no data
5.2%	Robert Dalrymple	248,951	US$12.9m	0%	no data
4.27%	The Vanguard Group, Inc.	204,407	US$10.6m	3.72%	no data
3.71%	Dimensional Fund Advisors LP	177,723	US$9.2m	5.29%	no data
2.09%	Bridgeway Capital Management, LLC	100,236	US$5.2m	0.7%	0.08%
1.95%	Geode Capital Management, LLC	93,270	US$4.8m	16.1%	no data
1.54%	Acadian Asset Management LLC	73,848	US$3.8m	1.72%	0.01%
1.47%	Basswood Capital Management, L.L.C.	70,472	US$3.7m	-1.38%	0.18%
1.26%	Anders Tomson	60,315	US$3.1m	2.21%	no data
1.17%	State Street Global Advisors, Inc.	56,212	US$2.9m	12.3%	no data
1.03%	Renaissance Technologies LLC	49,422	US$2.6m	-1%	no data
0.97%	Ronald Bentley	46,601	US$2.4m	0%	no data
0.84%	First Manhattan Co. LLC	40,030	US$2.1m	-1.84%	0.01%
0.8%	Morgan Stanley	38,557	US$2.0m	-0.71%	no data
0.76%	Northern Trust Global Investments	36,281	US$1.9m	10.4%	no data
0.65%	Connor, Clark & Lunn Investment Management Ltd.	31,143	US$1.6m	1.79%	no data
0.63%	AllianceBernstein L.P.	29,978	US$1.6m	3.34%	no data
0.61%	Jeffrey Streeter	29,202	US$1.5m	106%	no data
0.58%	G. Tranter	27,698	US$1.4m	0%	no data
0.48%	Citadel Advisors LLC	23,195	US$1.2m	-37.2%	no data
0.47%	Thomas Wirth	22,647	US$1.2m	-2.24%	no data
0.47%	Stephen Lounsberry	22,457	US$1.2m	0.51%	no data
0.45%	American Century Investment Management Inc	21,677	US$1.1m	25.1%	no data

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/10/10 22:18
End of Day Share Price	2025/10/10 00:00
Earnings	2025/06/30
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Chemung Financial Corporation is covered by 4 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
David Bishop	D.A. Davidson & Co.
Jacob Civiello	Janney Montgomery Scott LLC
David Konrad	Keefe, Bruyette, & Woods