E-L Financial Past Earnings Performance

Past criteria checks 5/6

E-L Financial has been growing earnings at an average annual rate of 11.1%, while the Insurance industry saw earnings growing at 14.7% annually. Revenues have been growing at an average rate of 0.6% per year. E-L Financial's return on equity is 15.2%, and it has net margins of 37.7%.

Key information

11.1%

Earnings growth rate

12.6%

EPS growth rate

Insurance Industry Growth	20.6%
Revenue growth rate	0.6%
Return on equity	15.2%
Net Margin	37.7%
Last Earnings Update	31 Mar 2024

Recent past performance updates

Recent updates

Introducing E-L Financial (TSE:ELF), A Stock That Climbed 25% In The Last Five Years

Feb 06

Have Insiders Been Buying E-L Financial Corporation Limited (TSE:ELF) Shares?

Jan 08

How Many E-L Financial Corporation Limited (TSE:ELF) Shares Do Institutions Own?

Dec 13

Revenue & Expenses Breakdown

How E-L Financial makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

TSX:ELF Revenue, expenses and earnings (CAD Millions)
Date	Revenue	Earnings	G+A Expenses
31 Mar 24	3,078	1,160	81
31 Dec 23	2,753	918	84
30 Sep 23	2,529	793	83
30 Jun 23	2,614	881	74
31 Mar 23	1,590	199	74
31 Dec 22	727	-341	55
30 Sep 22	905	-440	124
30 Jun 22	982	-303	155
31 Mar 22	2,299	437	183
31 Dec 21	2,482	1,137	220
30 Sep 21	2,538	1,380	217
30 Jun 21	2,723	1,410	212
31 Mar 21	3,476	1,613	210
31 Dec 20	2,536	484	208
30 Sep 20	2,029	267	206
30 Jun 20	1,979	167	210
31 Mar 20	939	-243	211
31 Dec 19	2,930	729	211
30 Sep 19	2,362	188	213
30 Jun 19	2,085	185	209
31 Mar 19	1,930	259	204
31 Dec 18	1,077	16	200
30 Sep 18	2,013	511	194
30 Jun 18	1,864	465	190
31 Mar 18	1,977	450	190
31 Dec 17	2,373	653	187
30 Sep 17	1,481	496	186
30 Jun 17	2,006	637	182
31 Mar 17	2,083	643	179
31 Dec 16	1,660	318	174
30 Sep 16	2,321	425	173
30 Jun 16	1,892	262	175
31 Mar 16	1,258	196	174
31 Dec 15	1,990	519	175
30 Sep 15	2,024	453	175
30 Jun 15	2,240	496	173
31 Mar 15	2,745	536	172
31 Dec 14	2,391	379	172
30 Sep 14	2,311	502	167
30 Jun 14	2,193	524	160
31 Mar 14	1,817	553	159
31 Dec 13	1,645	581	158
30 Sep 13	1,423	588	158
30 Jun 13	1,504	547	158

Quality Earnings: ELF has high quality earnings.

Growing Profit Margin: ELF's current net profit margins (37.7%) are higher than last year (12.5%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: ELF's earnings have grown by 11.1% per year over the past 5 years.

Accelerating Growth: ELF's earnings growth over the past year (483.1%) exceeds its 5-year average (11.1% per year).

Earnings vs Industry: ELF earnings growth over the past year (483.1%) exceeded the Insurance industry 33.1%.

E-L Financial Past Earnings Performance

Past criteria checks 5/6

Key information

Recent past performance updates

First quarter 2024 earnings released: EPS: CA$161 (vs CA$88.24 in 1Q 2023)

Full year 2023 earnings released: EPS: CA$266 (vs CA$53.47 loss in FY 2022)

Third quarter 2023 earnings released: CA$17.73 loss per share (vs CA$7.59 profit in 3Q 2022)

Second quarter 2023 earnings released: EPS: CA$52.07 (vs CA$145 loss in 2Q 2022)

Full year 2022 earnings released: CA$53.47 loss per share (vs CA$315 profit in FY 2021)

Third quarter 2022 earnings released: EPS: CA$9.96 (vs CA$45.47 in 3Q 2021)

Recent updates

Dividend of CA$3.75 announced

First quarter 2024 earnings released: EPS: CA$161 (vs CA$88.24 in 1Q 2023)

E-L Financial Corporation Limited Declares Cash Dividends on Common Shares, Payable on July 17, 2024

Upcoming dividend of CA$60.00 per share

E-L Financial Corporation Limited Declares Special Cash Dividend, Payable on June 14, 2024

Upcoming dividend of CA$3.75 per share

Fourth quarter dividend of CA$3.75 announced

Full year 2023 earnings released: EPS: CA$266 (vs CA$53.47 loss in FY 2022)

E-L Financial Corporation Limited Declares Cash Dividend, Payable on April 17, 2024

E-L Financial Corporation Limited, Annual General Meeting, May 08, 2024

Upcoming dividend of CA$3.75 per share at 1.5% yield

Third quarter 2023 earnings released: CA$17.73 loss per share (vs CA$7.59 profit in 3Q 2022)

E-L Financial Corporation Limited (TSX:ELF) announces an Equity Buyback for CAD 100 million worth of its shares.

E-L Financial Corporation Limited Declares Cash Dividend on Common Shares, Payable on January 17, 2024

Upcoming dividend of CA$3.75 per share at 1.6% yield

Second quarter 2023 earnings released: EPS: CA$52.07 (vs CA$145 loss in 2Q 2022)

E-L Financial Corporation Limited Declares Cash Dividend on Common Share, Payable on October 17, 2023

Now 21% undervalued

Upcoming dividend of CA$3.75 per share at 1.7% yield

Now 20% undervalued after recent price drop

E-L Financial Corporation Limited Declares Cash Dividend on Common Share, Payable on July 17, 2023

E-L Financial Corporation Limited Elects Elizabeth M. Loach as Director

Upcoming dividend of CA$3.75 per share at 1.7% yield

Full year 2022 earnings released: CA$53.47 loss per share (vs CA$315 profit in FY 2021)

E-L Financial Corporation Limited, Annual General Meeting, May 10, 2023

E-L Financial Corporation Limited announced that it expects to receive CAD 200 million in funding

Third quarter 2022 earnings released: EPS: CA$9.96 (vs CA$45.47 in 3Q 2021)

Insufficient new directors

Third quarter 2022 earnings released: EPS: CA$9.96 (vs CA$45.47 in 3Q 2021)

E-L Financial Corporation Limited Announces Common Shares Dividends, Payable on January 17, 2023

Upcoming dividend of CA$2.50 per share

E-L Financial Corporation Limited (TSX:ELF) announces an Equity Buyback for CAD 100 million worth of its shares.

Second quarter 2022 earnings released: CA$124 loss per share (vs CA$65.47 profit in 2Q 2021)

E-L Financial Corporation Limited Declares Common Shares Dividend, Payable on October 17, 2022

Upcoming dividend of CA$2.50 per share

E-L Financial (TSE:ELF) Has Re-Affirmed Its Dividend Of CA$2.50

First quarter 2022 earnings released: CA$66.52 loss per share (vs CA$128 profit in 1Q 2021)

E-L Financial (TSE:ELF) Has Affirmed Its Dividend Of CA$2.50

E-L Financial Corporation Limited Appoints Peter J. Levitt as Director

E-L Financial Corporation Limited Declares Quarterly Dividend, Payable on July 15, 2022

Insufficient new directors

Does E-L Financial (TSE:ELF) Deserve A Spot On Your Watchlist?

Upcoming dividend of CA$27.50 per share

Full year 2021 earnings: Revenues miss analyst expectations

E-L Financial Corporation Limited Announces Special Cash Dividend, Payable on April 14, 2022

E-L Financial Corporation Limited, Annual General Meeting, May 09, 2022

Upcoming dividend of CA$2.50 per share

Third quarter 2021 earnings released

Upcoming dividend of CA$2.50 per share

Upcoming dividend of CA$80.00 per share

E-L Financial Corporation Limited Declares Special Cash Dividend, Payable on September 24, 2021

Second quarter 2021 earnings released

Upcoming dividend of CA$2.50 per share

First quarter 2021 earnings released

E-L Financial Corporation Limited Increases Quarterly Dividend, Payable on July 16, 2021

Upcoming Dividend of CA$1.25 Per Share

How Much Of E-L Financial Corporation Limited (TSE:ELF) Do Institutions Own?

Full year 2020 earnings released: EPS CA$128 (vs CA$186 in FY 2019)

New 90-day high: CA$839

E-L Financial Corporation Limited, Annual General Meeting, May 18, 2021

Introducing E-L Financial (TSE:ELF), A Stock That Climbed 25% In The Last Five Years

New 90-day high: CA$808

New 90-day high: CA$800

Have Insiders Been Buying E-L Financial Corporation Limited (TSE:ELF) Shares?

New 90-day high: CA$760

How Many E-L Financial Corporation Limited (TSE:ELF) Shares Do Institutions Own?

New 90-day high: CA$725

New 90-day low: CA$650

First half earnings released