HBT Stock Overview
Operates as the bank holding company for Heartland Bank and Trust Company that provides financial products and services to consumers, businesses, and municipal entities in Illinois and Eastern Iowa. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 2/6 |
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HBT Financial, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$23.86 |
| 52 Week High | US$26.25 |
| 52 Week Low | US$18.16 |
| Beta | 0.61 |
| 1 Month Change | 12.87% |
| 3 Month Change | -1.89% |
| 1 Year Change | 24.27% |
| 3 Year Change | 38.96% |
| 5 Year Change | 108.57% |
| Change since IPO | 53.54% |
Recent News & Updates
Recent updates
HBT Financial: An Attractive Community Bank To Weather Macro Turmoil
Apr 22HBT Financial's (NASDAQ:HBT) Dividend Will Be Increased To $0.21
Jan 25
Here's Why We Think HBT Financial (NASDAQ:HBT) Might Deserve Your Attention Today
Dec 19HBT Financial (NASDAQ:HBT) Has Announced That It Will Be Increasing Its Dividend To $0.19
Jan 27HBT Financial (NASDAQ:HBT) Will Pay A Larger Dividend Than Last Year At $0.17
May 02HBT Financial (NASDAQ:HBT) Has Announced That It Will Be Increasing Its Dividend To $0.17
Jan 28HBT Financial to acquire Town and Country Financial for ~$101.4M
Aug 23HBT Financial Non-GAAP EPS of $0.48 beats by $0.06, revenue of $42.92M beats by $0.78M
Jul 25HBT Financial (NASDAQ:HBT) Is Paying Out A Larger Dividend Than Last Year
May 01Shareholder Returns
| HBT | US Banks | US Market | |
|---|---|---|---|
| 7D | 2.0% | 4.0% | 2.9% |
| 1Y | 24.3% | 17.9% | 10.0% |
Return vs Industry: HBT exceeded the US Banks industry which returned 17.9% over the past year.
Return vs Market: HBT exceeded the US Market which returned 10% over the past year.
Price Volatility
| HBT volatility | |
|---|---|
| HBT Average Weekly Movement | 4.6% |
| Banks Industry Average Movement | 4.8% |
| Market Average Movement | 7.8% |
| 10% most volatile stocks in US Market | 16.2% |
| 10% least volatile stocks in US Market | 4.1% |
Stable Share Price: HBT has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: HBT's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1920 | 844 | J. Carter | ir.hbtfinancial.com |
HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company that provides financial products and services to consumers, businesses, and municipal entities in Illinois and Eastern Iowa. The company’s deposits accounts consist of noninterest-bearing demand deposits, interest-bearing transaction accounts, money market accounts, savings accounts, certificates of deposits, health savings accounts, and individual retirement accounts. Its loan offering comprises owner and non-owner occupied commercial real estate; construction and land development and multi-family; commercial and industrial; agricultural and farmland; and one-to-four family residential loans, as well as municipal, consumer, and other loans.
HBT Financial, Inc. Fundamentals Summary
| HBT fundamental statistics | |
|---|---|
| Market cap | US$754.73m |
| Earnings (TTM) | US$75.60m |
| Revenue (TTM) | US$227.04m |
10.0x
P/E Ratio1.3x
P/B RatioIs HBT overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| HBT income statement (TTM) | |
|---|---|
| Revenue | US$227.04m |
| Cost of Revenue | US$0 |
| Gross Profit | US$227.04m |
| Other Expenses | US$151.44m |
| Earnings | US$75.60m |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.39 |
| Gross Margin | 100.00% |
| Net Profit Margin | 33.30% |
| Debt/Equity Ratio | 18.1% |
How did HBT perform over the long term?
See historical performance and comparisonDividends
3.5%
Current Dividend Yield33%
Payout RatioDoes HBT pay a reliable dividends?
See HBT dividend history and benchmarks| HBT Financial dividend dates | |
|---|---|
| Ex Dividend Date | May 06 2025 |
| Dividend Pay Date | May 13 2025 |
| Days until Ex dividend | 3 days |
| Days until Dividend pay date | 10 days |
Does HBT pay a reliable dividends?
See HBT dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/03 07:48 |
| End of Day Share Price | 2025/05/02 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
HBT Financial, Inc. is covered by 7 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jeffrey Rulis | D.A. Davidson & Co. |
| Brendan Nosal | Hovde Group, LLC |
| Steven Alexopoulos | J.P. Morgan |