HBT Financial Future Growth

Future criteria checks 0/6

HBT Financial's earnings are forecast to decline at 0.7% per annum while its annual revenue is expected to grow at 3.1% per year. EPS is expected to decline by 0.6% per annum. Return on equity is forecast to be 11.1% in 3 years.

Key information

-0.7%

Earnings growth rate

-0.6%

EPS growth rate

Banks earnings growth	10.7%
Revenue growth rate	3.1%
Future return on equity	11.1%
Analyst coverage	Low
Last updated	18 Dec 2024

Recent future growth updates

Recent updates

Here's Why We Think HBT Financial (NASDAQ:HBT) Might Deserve Your Attention Today

Dec 19

HBT Financial (NASDAQ:HBT) Has Announced That It Will Be Increasing Its Dividend To $0.19

Jan 27

HBT Financial (NASDAQ:HBT) Will Pay A Larger Dividend Than Last Year At $0.17

May 02

HBT Financial (NASDAQ:HBT) Has Announced That It Will Be Increasing Its Dividend To $0.17

Jan 28

HBT Financial to acquire Town and Country Financial for ~$101.4M

Aug 23

HBT Financial Non-GAAP EPS of $0.48 beats by $0.06, revenue of $42.92M beats by $0.78M

Jul 25

HBT Financial (NASDAQ:HBT) Is Paying Out A Larger Dividend Than Last Year

May 01

HBT Financial (NASDAQ:HBT) Has Announced That It Will Be Increasing Its Dividend To US$0.16

Jan 30

Earnings and Revenue Growth Forecasts

NasdaqGS:HBT - Analysts future estimates and past financials data (USD Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
12/31/2026	234	69	N/A	N/A	4
12/31/2025	228	68	N/A	N/A	4
12/31/2024	227	70	N/A	N/A	4
9/30/2024	212	70	80	85	N/A
6/30/2024	214	71	72	76	N/A
3/31/2024	217	72	67	71	N/A
12/31/2023	220	66	63	66	N/A
9/30/2023	221	60	74	76	N/A
6/30/2023	209	56	76	78	N/A
3/31/2023	193	52	71	73	N/A
12/31/2022	181	56	72	73	N/A
9/30/2022	174	57	64	65	N/A
6/30/2022	169	55	49	50	N/A
3/31/2022	167	55	57	58	N/A
12/31/2021	168	56	42	43	N/A
9/30/2021	165	55	62	63	N/A
6/30/2021	161	52	66	67	N/A
3/31/2021	153	46	24	25	N/A
12/31/2020	142	37	29	31	N/A
9/30/2020	144	40	25	27	N/A
6/30/2020	147	47	35	38	N/A
3/31/2020	154	54	79	82	N/A
12/31/2019	163	67	87	89	N/A
9/30/2019	156	63	78	81	N/A
6/30/2019	156	63	76	78	N/A
3/31/2019	156	64	78	80	N/A
12/31/2018	155	64	78	80	N/A
12/31/2017	151	56	N/A	72	N/A
12/31/2016	154	59	N/A	68	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: HBT's earnings are forecast to decline over the next 3 years (-0.7% per year).

Earnings vs Market: HBT's earnings are forecast to decline over the next 3 years (-0.7% per year).

High Growth Earnings: HBT's earnings are forecast to decline over the next 3 years.

Revenue vs Market: HBT's revenue (3.1% per year) is forecast to grow slower than the US market (9.1% per year).

High Growth Revenue: HBT's revenue (3.1% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: HBT's Return on Equity is forecast to be low in 3 years time (11.1%).

Discover growth companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/22 03:26
End of Day Share Price	2024/12/20 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

HBT Financial, Inc. is covered by 6 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Jeffrey Rulis	D.A. Davidson & Co.
null null	D.A. Davidson & Co.
Steven Alexopoulos	J.P. Morgan

HBT Financial Future Growth

Future criteria checks 0/6

Key information

Recent future growth updates

Price target increased by 14% to US$25.60

Price target increased to US$22.50

Price target increased to US$20.00

Recent updates

Executive Chairman recently sold US$121k worth of stock

Here's Why We Think HBT Financial (NASDAQ:HBT) Might Deserve Your Attention Today

HBT Financial, Inc. (NasdaqGS:HBT) announces an Equity Buyback for $15 million worth of its shares.

Executive Chairman notifies of intention to sell stock

Executive Chairman recently sold US$167k worth of stock

Investor sentiment improves as stock rises 18%

Third quarter dividend of US$0.19 announced

HBT Financial, Inc. Declares Quarterly Cash Dividend, Payable on November 12, 2024

Third quarter 2024 earnings: EPS in line with expectations, revenues disappoint

Hbt Financial, Inc. Announces Net Charge-Offs for the Third Quarter Ended September 30, 2024

HBT Financial, Inc. to Report Q3, 2024 Results on Oct 21, 2024

Independent Director recently sold US$223k worth of stock

Independent Director notifies of intention to sell stock

Second quarter dividend of US$0.19 announced

Director recently sold US$278k worth of stock

Second quarter 2024 earnings: EPS exceeds analyst expectations

Price target increased by 14% to US$25.60

Investor sentiment improves as stock rises 17%

HBT Financial, Inc. to Report Q2, 2024 Results on Jul 22, 2024

Independent Director recently bought US$114k worth of stock

First quarter dividend of US$0.19 announced

HBT Financial, Inc. Declares Quarterly Cash Dividend, Payable on May 14, 2024

New major risk - Revenue and earnings growth

HBT Financial, Inc., Annual General Meeting, May 28, 2024

HBT Financial, Inc. to Report Q1, 2024 Results on Apr 22, 2024

Full year 2023 earnings: EPS in line with expectations, revenues disappoint

Upcoming dividend of US$0.19 per share at 3.8% yield

HBT Financial (NASDAQ:HBT) Has Announced That It Will Be Increasing Its Dividend To $0.19

Fourth quarter dividend increased to US$0.19

Full year 2023 earnings: EPS in line with expectations, revenues disappoint

HBT Financial, Inc. Declares Quarterly Cash Dividend, Payable on February 13, 2024

HBT Financial, Inc. to Report Q4, 2023 Results on Jan 24, 2024

HBT Financial, Inc. (NasdaqGS:HBT) announces an Equity Buyback for $15 million worth of its shares.

Director recently bought US$77k worth of stock

Director recently bought US$77k worth of stock

Upcoming dividend of US$0.17 per share at 3.8% yield

HBT Financial, Inc. Declares Quarterly Cash Dividend, Payable on November 14, 2023

Third quarter 2023 earnings: EPS exceeds analyst expectations

HBT Financial, Inc. to Report Q3, 2023 Results on Oct 23, 2023

Upcoming dividend of US$0.17 per share at 3.4% yield

HBT Financial, Inc. Declares Quarterly Dividend, Payable on August 15, 2023

Second quarter 2023 earnings: Revenues and EPS in line with analyst expectations

HBT Financial, Inc. to Report Q2, 2023 Results on Jul 24, 2023

HBT Financial, Inc. to Report Q2, 2023 Results on Jul 24, 2023

Insufficient new directors

Independent Director recently bought US$89k worth of stock

HBT Financial (NASDAQ:HBT) Will Pay A Larger Dividend Than Last Year At $0.17

First quarter 2023 earnings: EPS and revenues miss analyst expectations

Director recently sold US$336k worth of stock

HBT Financial, Inc. (NasdaqGS:HBT) acquired Town and Country Financial Corporation (OTCPK:TWCF).

Upcoming dividend of US$0.17 per share at 3.3% yield

HBT Financial (NASDAQ:HBT) Has Announced That It Will Be Increasing Its Dividend To $0.17

Full year 2022 earnings: EPS exceeds analyst expectations

HBT Financial, Inc. Declares Quarterly Cash Dividend, Payable on February 14, 2023

HBT Financial, Inc. to Report Q4, 2022 Results on Jan 25, 2023

HBT Financial, Inc. (NasdaqGS:HBT) announces an Equity Buyback for $15 million worth of its shares.

HBT Financial, Inc. Announces Executive Changes

HBT Financial, Inc. Declares Quarterly Cash Dividend, Payable on November 15, 2022

HBT Financial, Inc. Reports Net Charge-Offs for the Third Quarter Ended September 30, 2022

Third quarter 2022 earnings: EPS and revenues exceed analyst expectations

HBT Financial, Inc. to Report Q3, 2022 Results on Oct 24, 2022

Price target increased to US$22.50

HBT Financial, Inc. (NasdaqGS:HBT) entered into an agreement to acquire Town and Country Financial Corporation (OTCPK:TWCF) for approximately $100 million.

HBT Financial to acquire Town and Country Financial for ~$101.4M

HBT Financial, Inc. Announces Matthew J. Doherty to Serve as a Treasurer

Upcoming dividend of US$0.16 per share

HBT Financial, Inc. Declares Quarterly Cash Dividend, Payable on August 16, 2022

Second quarter 2022 earnings: EPS and revenues exceed analyst expectations

HBT Financial Non-GAAP EPS of $0.48 beats by $0.06, revenue of $42.92M beats by $0.78M

HBT Financial, Inc. to Report Q2, 2022 Results on Jul 25, 2022

Upcoming dividend of US$0.16 per share

HBT Financial (NASDAQ:HBT) Is Paying Out A Larger Dividend Than Last Year