International Personal Finance plc

LSE:IPF Stock Report

Market Cap: UK£438.2m

International Personal Finance Ownership

Who are the major shareholders and have insiders been buying or selling?

Recent Insider Transactions

LSE:IPF Recent Insider Transactions by Companies or Individuals
DateValueNameEntityRoleSharesMax Price
09 Sep 25BuyUK£32,730Jefferies Financial Group Inc.,Asset Management ArmCompany16,044UK£2.04
09 Sep 25BuyUK£344,183Barclays PLC Private Banking & Investment Banking InvestmentCompany167,894UK£2.05
09 Sep 25SellUK£102,500Aberdeen Group PlcCompany50,000UK£2.05
09 Sep 25SellUK£32,746Jefferies Financial Group Inc.,Asset Management ArmCompany16,044UK£2.04
09 Sep 25SellUK£352,204Barclays PLC Private Banking & Investment Banking InvestmentCompany170,973UK£2.06
08 Sep 25BuyUK£2,496Jefferies Financial Group Inc.,Asset Management ArmCompany1,206UK£2.07
08 Sep 25BuyUK£14,342Perpetual LimitedCompany6,895UK£2.08
08 Sep 25BuyUK£59,232Barclays PLC Private Banking & Investment Banking InvestmentCompany28,743UK£2.06
08 Sep 25SellUK£44,345Jefferies Financial Group Inc.,Asset Management ArmCompany21,359UK£2.08
08 Sep 25SellUK£28,632Barclays PLC Private Banking & Investment Banking InvestmentCompany13,893UK£2.07
05 Sep 25BuyUK£26,119Barclays PLC Private Banking & Investment Banking InvestmentCompany12,618UK£2.07
05 Sep 25SellUK£46,860Barclays PLC Private Banking & Investment Banking InvestmentCompany22,519UK£2.08
04 Sep 25BuyUK£63,281Barclays PLC Private Banking & Investment Banking InvestmentCompany30,764UK£2.07
04 Sep 25SellUK£24,365Barclays PLC Private Banking & Investment Banking InvestmentCompany11,861UK£2.06
04 Sep 25SellUK£77,165Jefferies Financial Group Inc.,Asset Management ArmCompany37,368UK£2.06
03 Sep 25BuyUK£125,111Barclays PLC Private Banking & Investment Banking InvestmentCompany61,631UK£2.03
03 Sep 25SellUK£69,264Barclays PLC Private Banking & Investment Banking InvestmentCompany34,120UK£2.03
02 Sep 25BuyUK£75,017Barclays PLC Private Banking & Investment Banking InvestmentCompany36,240UK£2.07
02 Sep 25SellUK£216,735Barclays PLC Private Banking & Investment Banking InvestmentCompany104,703UK£2.07
01 Sep 25BuyUK£6,545Jefferies Financial Group Inc.,Asset Management ArmCompany3,177UK£2.06
01 Sep 25BuyUK£115,591Barclays PLC Private Banking & Investment Banking InvestmentCompany55,841UK£2.07
01 Sep 25SellUK£23,025Jefferies Financial Group Inc.,Asset Management ArmCompany11,177UK£2.06
01 Sep 25SellUK£34,225Barclays PLC Private Banking & Investment Banking InvestmentCompany16,574UK£2.07
29 Aug 25BuyUK£2,447Jefferies Financial Group Inc.,Asset Management ArmCompany1,205UK£2.03
29 Aug 25SellUK£162,501Jefferies Financial Group Inc.,Asset Management ArmCompany79,853UK£2.04
28 Aug 25BuyUK£110,401Jefferies Financial Group Inc.,Asset Management ArmCompany53,723UK£2.06
28 Aug 25BuyUK£287,979Barclays PLC Private Banking & Investment Banking InvestmentCompany139,626UK£2.06
28 Aug 25SellUK£98,276Jefferies Financial Group Inc.,Asset Management ArmCompany47,823UK£2.06
28 Aug 25SellUK£165,303Barclays PLC Private Banking & Investment Banking InvestmentCompany80,147UK£2.06
27 Aug 25BuyUK£127,799Jefferies Financial Group Inc.,Asset Management ArmCompany61,590UK£2.08
27 Aug 25BuyUK£1,006,844Barclays PLC Private Banking & Investment Banking InvestmentCompany484,013UK£2.08
27 Aug 25SellUK£183Jefferies Financial Group Inc.,Asset Management ArmCompany88UK£2.08
27 Aug 25SellUK£415,254Barclays PLC Private Banking & Investment Banking InvestmentCompany199,172UK£2.08
26 Aug 25BuyUK£2,625,747Barclays PLC Private Banking & Investment Banking InvestmentCompany1,238,326UK£2.12
26 Aug 25BuyUK£52,820Jefferies Financial Group Inc.,Asset Management ArmCompany25,000UK£2.11
26 Aug 25SellUK£245,238Barclays PLC Private Banking & Investment Banking InvestmentCompany115,542UK£2.12
26 Aug 25SellUK£53,125Jefferies Financial Group Inc.,Asset Management ArmCompany25,000UK£2.13
22 Aug 25BuyUK£441,842Barclays PLC Private Banking & Investment Banking InvestmentCompany207,467UK£2.13
22 Aug 25SellUK£29,440Barclays PLC Private Banking & Investment Banking InvestmentCompany13,852UK£2.13
22 Aug 25SellUK£182,529Jefferies Financial Group Inc.,Asset Management ArmCompany87,500UK£2.09
21 Aug 25BuyUK£627,000Craig MurphyIndividual300,000UK£2.09
21 Aug 25SellUK£255,342BlackRock, Inc.Company122,173UK£2.09
21 Aug 25SellUK£12,415Artemis Investment Management LLPCompany5,954UK£2.09
20 Aug 25BuyUK£250,800Jefferies Financial Group Inc.,Asset Management ArmCompany120,000UK£2.09
20 Aug 25SellUK£266,251Jefferies Financial Group Inc.,Asset Management ArmCompany127,000UK£2.10
19 Aug 25BuyUK£296,100Craig MurphyIndividual140,000UK£2.12
18 Aug 25BuyUK£22,794Artemis Investment Management LLPCompany10,893UK£2.09
18 Aug 25SellUK£30,445Aberdeen Group PlcCompany14,553UK£2.09
15 Aug 25BuyUK£3,530Craig MurphyIndividual1,697UK£2.08
14 Aug 25BuyUK£315Jefferies Financial Group Inc.,Asset Management ArmCompany149UK£2.11
14 Aug 25BuyUK£12,910BlackRock, Inc.Company6,120UK£2.11
14 Aug 25BuyUK£7,650Artemis Investment Management LLPCompany3,630UK£2.11
14 Aug 25SellUK£507,365Jefferies Financial Group Inc.,Asset Management ArmCompany239,889UK£2.12
13 Aug 25BuyUK£112,605Jefferies Financial Group Inc.,Asset Management ArmCompany53,494UK£2.10
13 Aug 25BuyUK£12,874BlackRock, Inc.Company6,119UK£2.10
12 Aug 25BuyUK£17,156BlackRock, Inc.Company8,158UK£2.10
12 Aug 25BuyUK£15,853Artemis Investment Management LLPCompany7,531UK£2.10
12 Aug 25SellUK£281,801BlackRock, Inc.Company134,178UK£2.10
11 Aug 25BuyUK£60,795Jefferies Financial Group Inc.,Asset Management ArmCompany28,813UK£2.11
11 Aug 25BuyUK£12,620BlackRock, Inc.Company5,989UK£2.11
11 Aug 25SellUK£24,845Schroder Investment Management LimitedCompany11,775UK£2.11
11 Aug 25SellUK£20,218Aberdeen Group PlcCompany9,614UK£2.10
11 Aug 25SellUK£60,808Jefferies Financial Group Inc.,Asset Management ArmCompany28,813UK£2.11
08 Aug 25BuyUK£10,525Jefferies Financial Group Inc.,Asset Management ArmCompany5,000UK£2.10
08 Aug 25BuyUK£31,423BlackRock, Inc.Company14,944UK£2.10
07 Aug 25BuyUK£108,150Jefferies Financial Group Inc.,Asset Management ArmCompany51,500UK£2.10
07 Aug 25BuyUK£10,437Aberdeen Group PlcCompany4,958UK£2.11
07 Aug 25BuyUK£23,436BlackRock, Inc.Company11,139UK£2.10
06 Aug 25BuyUK£22,759BlackRock, Inc.Company10,845UK£2.10
06 Aug 25BuyUK£52,000Jefferies Financial Group Inc.,Asset Management ArmCompany25,000UK£2.08
06 Aug 25BuyUK£209,250Craig MurphyIndividual100,000UK£2.09
05 Aug 25BuyUK£23,614BlackRock, Inc.Company11,173UK£2.11
05 Aug 25BuyUK£39,383Artemis Investment Management LLPCompany18,689UK£2.11
05 Aug 25BuyUK£325,648Craig MurphyIndividual154,960UK£2.10
04 Aug 25BuyUK£52,736BlackRock, Inc.Company24,829UK£2.13
04 Aug 25BuyUK£128,718Craig MurphyIndividual60,716UK£2.12
04 Aug 25SellUK£21,250Jefferies Financial Group Inc.,Asset Management ArmCompany10,000UK£2.13
04 Aug 25SellUK£54,769BlackRock, Inc.Company25,926UK£2.11
01 Aug 25BuyUK£66,345Artemis Investment Management LLPCompany31,295UK£2.12
01 Aug 25BuyUK£763,963Jefferies Financial Group Inc.,Asset Management ArmCompany360,000UK£2.12
01 Aug 25BuyUK£847,120Craig MurphyIndividual399,585UK£2.12
01 Aug 25SellUK£1,006,785Aberdeen Group PlcCompany474,666UK£2.12
01 Aug 25SellUK£67,064BlackRock, Inc.Company31,634UK£2.12
01 Aug 25SellUK£66,345Artemis Investment Management LLPCompany31,295UK£2.12
31 Jul 25SellUK£128,400Perpetual LimitedCompany60,000UK£2.14
30 Jul 25BuyUK£341,440Jefferies Financial Group Inc.,Asset Management ArmCompany159,487UK£2.14
30 Jul 25BuyUK£30,638Artemis Investment Management LLPCompany14,296UK£2.14
30 Jul 25SellUK£70,158Jefferies Financial Group Inc.,Asset Management ArmCompany32,746UK£2.14

Insider Trading Volume

Insider Buying: IPF insiders have bought more shares than they have sold in the past 3 months.

Ownership Breakdown

What is the ownership structure of IPF?
Owner TypeNumber of SharesOwnership Percentage
Public Companies195,3250.0847%
Employee Share Scheme813,4880.353%
Private Companies7,865,9863.41%
VC/PE Firms21,858,8449.48%
Individual Insiders29,791,28212.9%
Institutions170,083,56773.8%

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.

Top Shareholders

Top 25 shareholders own 95.79% of the company
OwnershipNameSharesCurrent ValueChange %Portfolio %
13.8%
Artemis Investment Management LLP
30,152,018UK£60.3m9,200%0.25%
12.7%
Schroder Investment Management Limited
27,891,806UK£55.8m0.03%0.04%
9.98%
Wellcome Trust, Investment Division
21,858,844UK£43.7m0%0.49%
8.91%
Hendrik Van Heijst
19,526,846UK£39.1m38.6%no data
5.52%
J O Hambro Capital Management Limited
12,089,373UK£24.2m-6.89%0.27%
4.71%
Perpetual Limited
10,319,286UK£20.6m0%0.39%
4.58%
Aberdeen Group Plc
10,024,888UK£20.0m-8.36%0.01%
4.34%
Janus Henderson Group plc
9,501,752UK£19.0m-7.23%0.01%
3.72%
Castlefield Investments
8,150,000UK£16.3m-4.85%3.47%
3.51%
Hargreaves Lansdown Asset Management Ltd.
7,689,151UK£15.4m4.05%0.04%
3.48%
Craig Murphy
7,627,811UK£15.3m0%no data
2.62%
Dimensional Fund Advisors LP
5,751,559UK£11.5m-5.05%no data
2.12%
BlackRock, Inc.
4,634,957UK£9.3m-3.53%no data
2.01%
Barclays PLC Private Banking & Investment Banking Investment
4,414,130UK£8.8m0%0.01%
1.91%
Ntrpf
4,181,517UK£8.4m1,320%no data
1.83%
UBS Asset Management AG
4,001,284UK£8.0m15.1%no data
1.68%
Equiniti Group Limited
3,684,469UK£7.4m13.5%no data
1.57%
Legal & General Investment Management Limited
3,449,145UK£6.9m0.88%no data
1.44%
Van Lanschot Kempen Investment Management N.V.
3,150,846UK£6.3m11.6%0.05%
1.23%
Acadian Asset Management LLC
2,704,767UK£5.4m59.5%0.01%
1.23%
City of New York Group Trust
2,691,629UK£5.4m0%7.35%
0.9%
Gerard Ryan
1,977,907UK£4.0m0%no data
0.77%
HBOS Investment Fund Managers Limited
1,693,117UK£3.4m3.1%0.03%
0.67%
Kredietrust Luxembourg SA
1,458,784UK£2.9m232%0.11%
0.58%
The Vanguard Group, Inc.
1,265,337UK£2.5m0%no data

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/09/11 11:59
End of Day Share Price 2025/09/11 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

International Personal Finance plc is covered by 21 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Graham WebsterArden Partners Plc.
Prasaanna JeyanandhanBerenberg
Martin PriceBofA Global Research