First Financial Bankshares Balance Sheet Health
Financial Health criteria checks 6/6
First Financial Bankshares has total assets of $13.2B and total equity of $1.5B. Total deposits are $11.3B, and total loans are $7.1B. It earns a Net Interest Margin of 3.3%. It has sufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are $239.0M.
Key information
8.8x
Asset to equity ratio
3.3%
Net interest margin
Total deposits | US$11.29b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.5% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$238.98m |
Recent financial health updates
No updates
Recent updates
First Financial: Buy This Hidden Gem For Regional Bank Recovery
May 03First Financial Bankshares' (NASDAQ:FFIN) Dividend Will Be $0.18
Mar 01First Financial Bankshares' (NASDAQ:FFIN) Dividend Will Be $0.18
Feb 08First Financial Bankshares (NASDAQ:FFIN) Will Pay A Dividend Of $0.18
Dec 13First Financial Bankshares' (NASDAQ:FFIN) Shareholders Will Receive A Bigger Dividend Than Last Year
Nov 02First Financial Bankshares' (NASDAQ:FFIN) Shareholders Will Receive A Bigger Dividend Than Last Year
Aug 28First Financial Bankshares' (NASDAQ:FFIN) Upcoming Dividend Will Be Larger Than Last Year's
Aug 08First Financial Bankshares (NASDAQ:FFIN) Is Increasing Its Dividend To $0.18
May 31First Financial Bankshares (NASDAQ:FFIN) Is Increasing Its Dividend To $0.17
Feb 10First Financial Bankshares (NASDAQ:FFIN) Is Increasing Its Dividend To $0.17
Nov 07First Financial Bankshares goes ex-dividend tomorrow
Sep 13First Financial Bankshares (NASDAQ:FFIN) Will Pay A Larger Dividend Than Last Year At $0.17
Aug 16First Financial Bankshares (NASDAQ:FFIN) Is Increasing Its Dividend To $0.17
Aug 02First Financial Bankshares GAAP EPS of $0.42 beats by $0.02, revenue of $136.1M in-line
Jul 21First Financial Bankshares (NASDAQ:FFIN) Has Announced That It Will Be Increasing Its Dividend To US$0.17
May 24First Financial Bankshares' (NASDAQ:FFIN) Dividend Will Be Increased To US$0.17
May 10First Financial: Leading, Top Performing Texas Franchise
Feb 23First Financial Bankshares' (NASDAQ:FFIN) Shareholders Will Receive A Bigger Dividend Than Last Year
Feb 15Here's Why I Think First Financial Bankshares (NASDAQ:FFIN) Is An Interesting Stock
Jan 31First Financial Bankshares (NASDAQ:FFIN) Is Paying Out A Larger Dividend Than Last Year
Nov 06Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FFIN's Assets to Equity ratio (8.8x) is low.
Allowance for Bad Loans: FFIN has a sufficient allowance for bad loans (247%).
Low Risk Liabilities: 96% of FFIN's liabilities are made up of primarily low risk sources of funding.
Loan Level: FFIN has an appropriate level of Loans to Assets ratio (54%).
Low Risk Deposits: FFIN's Loans to Deposits ratio (63%) is appropriate.
Level of Bad Loans: FFIN has an appropriate level of bad loans (0.5%).