Bank Dhofar SAOG (BKDB) Stock Overview
Provides corporate, retail, and investment banking products and services to individuals, families, and businesses in the Sultanate of Oman. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 2/6 |
| Past Performance | 5/6 |
| Financial Health | 5/6 |
| Dividends | 3/6 |
BKDB Community Fair Values
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Analyst Price Targets
Bank Dhofar SAOG Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ر.ع0.22 |
| 52 Week High | ر.ع0.23 |
| 52 Week Low | ر.ع0.13 |
| Beta | 0.16 |
| 1 Month Change | 6.25% |
| 3 Month Change | 11.62% |
| 1 Year Change | 71.32% |
| 3 Year Change | 29.60% |
| 5 Year Change | 77.94% |
| Change since IPO | 242.94% |
Recent News & Updates
BKDB: Index Inclusion And Dividend Policy Will Support A Stronger Future
Analysts have raised their fair value estimate for Bank Dhofar SAOG from OMR0.228 to OMR0.243, citing updated assumptions on discount rates, revenue growth, profit margins, and future P/E levels as the key drivers of this change. What’s in the News for Bank Dhofar SAOG Bank Dhofar SAOG was added to the MSX 30 Index, according to index constituent data.
Branch Expansion And Digital Channels Will Support Steady Long Term Banking Performance
Catalysts About Bank Dhofar SAOG Bank Dhofar SAOG is an Oman based bank offering conventional and Islamic banking services across retail, corporate, treasury and investment banking segments. What are the underlying business or industry changes driving this perspective?
Branch Expansion And Rising Fixed Costs Will Pressure Returns Over The Next Decade
Catalysts About Bank Dhofar SAOG Bank Dhofar SAOG is an Oman based bank that offers conventional and Islamic banking services to retail, corporate, government and treasury clients. What are the underlying business or industry changes driving this perspective?Branch Expansion And Digital Banking Will Drive A Stronger, More Diversified Earnings Profile
Catalysts About Bank Dhofar SAOG Bank Dhofar SAOG is an Oman based bank providing conventional and Islamic banking services to retail, corporate, government and institutional customers. What are the underlying business or industry changes driving this perspective?Recent updates
BKDB: Index Inclusion And Dividend Policy Will Support A Stronger Future
Analysts have raised their fair value estimate for Bank Dhofar SAOG from OMR0.228 to OMR0.243, citing updated assumptions on discount rates, revenue growth, profit margins, and future P/E levels as the key drivers of this change. What’s in the News for Bank Dhofar SAOG Bank Dhofar SAOG was added to the MSX 30 Index, according to index constituent data.Branch Expansion And Digital Channels Will Support Steady Long Term Banking Performance
Catalysts About Bank Dhofar SAOG Bank Dhofar SAOG is an Oman based bank offering conventional and Islamic banking services across retail, corporate, treasury and investment banking segments. What are the underlying business or industry changes driving this perspective?Branch Expansion And Rising Fixed Costs Will Pressure Returns Over The Next Decade
Catalysts About Bank Dhofar SAOG Bank Dhofar SAOG is an Oman based bank that offers conventional and Islamic banking services to retail, corporate, government and treasury clients. What are the underlying business or industry changes driving this perspective?Branch Expansion And Digital Banking Will Drive A Stronger, More Diversified Earnings Profile
Catalysts About Bank Dhofar SAOG Bank Dhofar SAOG is an Oman based bank providing conventional and Islamic banking services to retail, corporate, government and institutional customers. What are the underlying business or industry changes driving this perspective?Shareholder Returns
| BKDB | OM Banks | OM Market | |
|---|---|---|---|
| 7D | 13.3% | 2.2% | 2.9% |
| 1Y | 71.3% | 49.8% | 56.8% |
Return vs Industry: BKDB exceeded the OM Banks industry which returned 49.8% over the past year.
Return vs Market: BKDB exceeded the OM Market which returned 56.8% over the past year.
Price Volatility
| BKDB volatility | |
|---|---|
| BKDB Average Weekly Movement | 4.3% |
| Banks Industry Average Movement | 3.6% |
| Market Average Movement | 4.3% |
| 10% most volatile stocks in OM Market | 6.7% |
| 10% least volatile stocks in OM Market | 2.2% |
Stable Share Price: BKDB has not had significant price volatility in the past 3 months compared to the OM market.
Volatility Over Time: BKDB's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1990 | 1,780 | Karumathil Gopakumar | www.bankdhofar.com |
Bank Dhofar SAOG provides corporate, retail, and investment banking products and services to individuals, families, and businesses in the Sultanate of Oman. It operates through four segments: Retail Banking, Corporate Banking, Treasury and Investments, and Islamic Banking. The company offers savings, current, ladies, youth, expatriate, children, minor, escrow, overdraft, relationship banking, and private banking accounts; recurring, call, fixed, and flexi deposit accounts; education and retirement savings plans; housing, auto, personal, and term loans, as well as other credit facilities; debit and credit cards; consumer loans and mortgages; wealth management; and project finance services.
Bank Dhofar SAOG Fundamentals Summary
| BKDB fundamental statistics | |
|---|---|
| Market cap | ر.ع653.56m |
| Earnings (TTM) | ر.ع41.54m |
| Revenue (TTM) | ر.ع141.53m |
Is BKDB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| BKDB income statement (TTM) | |
|---|---|
| Revenue | ر.ع141.53m |
| Cost of Revenue | ر.ع0 |
| Gross Profit | ر.ع141.53m |
| Other Expenses | ر.ع100.00m |
| Earnings | ر.ع41.54m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.014 |
| Gross Margin | 100.00% |
| Net Profit Margin | 29.35% |
| Debt/Equity Ratio | 48.3% |
How did BKDB perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/07/02 11:52 |
| End of Day Share Price | 2026/07/02 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Bank Dhofar SAOG is covered by 4 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jaap Meijer | Arqaam Capital Research Offshore S.A.L. |
| Rajae Aadel | EFG-Hermes Research |
| Ayisha Zia | U Capital |