Bank Dhofar SAOG Valuation

Is BKDB undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of BKDB when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate BKDB's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate BKDB's fair value for valuation analysis.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for BKDB?

Key metric: As BKDB is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for BKDB. This is calculated by dividing BKDB's market cap by their current earnings.
What is BKDB's PE Ratio?
PE Ratio13.1x
Earningsر.ع34.33m
Market Capر.ع449.89m

Price to Earnings Ratio vs Peers

How does BKDB's PE Ratio compare to its peers?

The above table shows the PE ratio for BKDB vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average11.1x
NBOB National Bank of Oman SAOG
9.1xn/aر.ع474.8m
ABOB Ahli Bank SAOG
13.7xn/aر.ع419.6m
OAB Oman Arab Bank SAOG
11.4xn/aر.ع222.0m
BKSB Sohar International Bank SAOG
10.3xn/aر.ع860.2m
BKDB Bank Dhofar SAOG
13.1x19.0%ر.ع449.9m

Price-To-Earnings vs Peers: BKDB is expensive based on its Price-To-Earnings Ratio (13.1x) compared to the peer average (11.1x).


Price to Earnings Ratio vs Industry

How does BKDB's PE Ratio compare vs other companies in the Asian Banks Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
BKDB 13.1xIndustry Avg. 8.6xNo. of Companies85PE0612182430+
0 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: BKDB is expensive based on its Price-To-Earnings Ratio (13.1x) compared to the Asian Banks industry average (8.6x).


Price to Earnings Ratio vs Fair Ratio

What is BKDB's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

BKDB PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio13.1x
Fair PE Ratio10.9x

Price-To-Earnings vs Fair Ratio: BKDB is expensive based on its Price-To-Earnings Ratio (13.1x) compared to the estimated Fair Price-To-Earnings Ratio (10.9x).


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst BKDB forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Currentر.ع0.15
ر.ع0.15
+1.4%
15.0%ر.ع0.18ر.ع0.12n/a4
Apr ’26ر.ع0.14
ر.ع0.15
+4.1%
14.5%ر.ع0.18ر.ع0.12n/a4
Mar ’26ر.ع0.15
ر.ع0.15
-0.0007%
14.5%ر.ع0.18ر.ع0.12n/a4
Feb ’26ر.ع0.15
ر.ع0.15
-0.0007%
14.5%ر.ع0.18ر.ع0.12n/a4
Jan ’26ر.ع0.15
ر.ع0.14
-11.2%
22.5%ر.ع0.18ر.ع0.099n/a4
Dec ’25ر.ع0.17
ر.ع0.14
-21.8%
22.5%ر.ع0.18ر.ع0.099n/a4
Nov ’25ر.ع0.17
ر.ع0.14
-20.3%
21.3%ر.ع0.18ر.ع0.099n/a4
Oct ’25ر.ع0.15
ر.ع0.14
-10.2%
21.3%ر.ع0.18ر.ع0.099n/a4
Sep ’25ر.ع0.16
ر.ع0.14
-10.8%
21.3%ر.ع0.18ر.ع0.099n/a4
Aug ’25ر.ع0.15
ر.ع0.14
-8.4%
21.3%ر.ع0.18ر.ع0.099n/a4
Jul ’25ر.ع0.16
ر.ع0.15
-3.3%
13.8%ر.ع0.18ر.ع0.13n/a3
Jun ’25ر.ع0.15
ر.ع0.15
-1.5%
13.8%ر.ع0.18ر.ع0.13n/a3
May ’25ر.ع0.16
ر.ع0.14
-13.4%
24.2%ر.ع0.18ر.ع0.089n/a4
Apr ’25ر.ع0.16
ر.ع0.13
-16.3%
28.1%ر.ع0.18ر.ع0.089ر.ع0.143
Mar ’25ر.ع0.14
ر.ع0.13
-7.6%
28.1%ر.ع0.18ر.ع0.089ر.ع0.153
Feb ’25ر.ع0.15
ر.ع0.13
-10.7%
28.1%ر.ع0.18ر.ع0.089ر.ع0.153
Jan ’25ر.ع0.16
ر.ع0.13
-16.3%
28.1%ر.ع0.18ر.ع0.089ر.ع0.153
Dec ’24ر.ع0.16
ر.ع0.13
-19.3%
29.3%ر.ع0.18ر.ع0.089ر.ع0.173
Nov ’24ر.ع0.16
ر.ع0.13
-18.3%
29.3%ر.ع0.18ر.ع0.089ر.ع0.173
Oct ’24ر.ع0.17
ر.ع0.14
-19.6%
20.8%ر.ع0.18ر.ع0.12ر.ع0.153
Sep ’24ر.ع0.17
ر.ع0.14
-19.6%
20.8%ر.ع0.18ر.ع0.12ر.ع0.163
Aug ’24ر.ع0.17
ر.ع0.14
-20.1%
20.8%ر.ع0.18ر.ع0.12ر.ع0.153
May ’24ر.ع0.15
ر.ع0.12
-19.4%
18.2%ر.ع0.15ر.ع0.099ر.ع0.163
Apr ’24ر.ع0.16
ر.ع0.12
-21.9%
18.2%ر.ع0.15ر.ع0.099ر.ع0.163
AnalystConsensusTarget
Consensus Narrative from 4 Analysts
ر.ع0.15
Fair Value
1.4% undervalued intrinsic discount
4
Number of Analysts

Analyst Forecast: Target price is less than 20% higher than the current share price.


Discover undervalued companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/04/27 02:03
End of Day Share Price 2025/04/27 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Bank Dhofar SAOG is covered by 7 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jaap MeijerArqaam Capital Research Offshore S.A.L.
Kaushik ChaudhuryBankMuscat SAOG
Rajae AadelEFG-Hermes Research