Bank Dhofar SAOG provides corporate, retail, and investment banking products and services to individuals, families, and businesses in the Sultanate of Oman. It operates in four segments: Retail Banking, Corporate Banking, Treasury and Investments, and Islamic Banking. The company offers savings, current, ladies, youth, expatriate, children, minor, escrow, overdraft, relationship banking, and private banking accounts; recurring, call, fixed, and flexi deposit accounts; education and retirement savings plans; housing, auto, personal, and term loans, as well as other credit facilities; debit and credit cards; consumer loans and mortgages; wealth management; and project finance services. It also provides accident, illness, home, health, travel, and motor insurance products; and corporate internet banking and collections, point of sale, payment gateway, remote cheque capture and deposit, e-statement, and SMS alert services. In addition, the company offers trade finance services; bonds and guarantees; trade and transactional banking services; export and import letters of credit; letters of guarantee and documentary collections; commercial and treasury payments; Nostro and Vostro accounts; treasury products; cash management and risk participation services; and fund management, investment in debt instruments, and advisory services, as well as engages in the trading of money markets, foreign currencies, and derivatives; and arranging/participating in syndicated/club/bilateral loans. Further, it provides investment savings products; custody; financial planning and investment services; investment management and institutional finance services; and Islamic and online banking services. Additionally, the company operates ATMs and CDMs. Bank Dhofar SAOG was founded in 1990 and is headquartered in Muscat, the Sultanate of Oman.