JPMorgan Chase Balance Sheet Health
Financial Health criteria checks 6/6
JPMorgan Chase has total assets of $4,357.9B and total equity of $351.4B. Total deposits are $2,495.9B, and total loans are $1,369.7B. It earns a Net Interest Margin of 2.6%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $1,478.7B.
Key information
12.4x
Asset to equity ratio
2.6%
Net interest margin
| Total deposits | US$2.50t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$1.48t |
Recent financial health updates
No updates
Recent updates
Increases to JPMorgan Chase & Co.'s (NYSE:JPM) CEO Compensation Might Cool off for now
May 13
Preferred Stocks To Sell (Part 1): JPMorgan's JPM.PR.C
Apr 30JPMorgan: Well-Positioned To Withstand Any 'Kerfuffle'
Apr 18
Rising Expenses And Margin Compression Will Undermine Future Earnings
Apr 08 Increased expenses and rising credit costs could compress margins, affecting JPMorgan's earnings and shareholder value.Wealth Management And Digital Banking Will Drive Future Value
Apr 08 Expansion into Wealth Management and digital banking positions JPMorgan Chase for higher revenue with diversified, higher-margin income sources.JPMorgan Chase (NYSE:JPM) Is Increasing Its Dividend To $1.40
Mar 22JPMorgan Chase: Bulls Underestimate Headwinds Ahead
Feb 24JPMorgan Chase: Using Preferred Shares To Speculate On Lower Interest Rates
Feb 07JPMorgan: Strong Technicals But Pricey Valuation
Jan 21JPMorgan Q4: A Blowout Quarter But Warning On Inflation And Geopolitics
Jan 15JPMorgan: Good Chance Of Delivering Q4 Earnings Beat Next Week
Jan 09JPMorgan Chase's (NYSE:JPM) Dividend Will Be $1.25
Jan 02JPMorgan Chase's (NYSE:JPM) Dividend Will Be $1.25
Dec 18JPMorgan Chase: Well Positioned For The Point In The Cycle
Dec 17JPMorgan: Strong Results Make 6% Preferred Shares Still Appealing
Nov 09JPMorgan, Bank Of America, Citi Earnings Summaries: Playing Offense And Defense With 3 Bank Stocks
Oct 25JPMorgan Chase & Co., Wells Fargo, And Economy In Good Shape
Oct 15JPMorgan Earnings Preview: Should Be A Good Quarter
Oct 08JPMorgan Chase (NYSE:JPM) Is Increasing Its Dividend To $1.25
Sep 30Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: JPM's Assets to Equity ratio (12.4x) is moderate.
Allowance for Bad Loans: JPM has a sufficient allowance for bad loans (293%).
Low Risk Liabilities: 62% of JPM's liabilities are made up of primarily low risk sources of funding.
Loan Level: JPM has an appropriate level of Loans to Assets ratio (31%).
Low Risk Deposits: JPM's Loans to Deposits ratio (55%) is appropriate.
Level of Bad Loans: JPM has an appropriate level of bad loans (0.6%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/13 17:14 |
| End of Day Share Price | 2025/05/13 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
JPMorgan Chase & Co. is covered by 60 analysts. 15 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Stephen Biggar | Argus Research Company |
| David George | Baird |
| Jason Goldberg | Barclays |