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Hong Leong Finance SGX:S41 Stock Report

Last Price

S$2.56

Market Cap

S$1.1b

7D

0.4%

1Y

2.8%

Updated

02 Apr, 2025

Data

Company Financials

Hong Leong Finance Limited

SGX:S41 Stock Report

Market Cap: S$1.1b

S41 Stock Overview

Operates as a financial service company for consumer, and small and medium-sized enterprises (SMEs) markets in Singapore. More details

S41 fundamental analysis
Snowflake Score
Valuation1/6
Future Growth0/6
Past Performance4/6
Financial Health5/6
Dividends3/6

Rewards

Price-To-Earnings ratio (11x) is below the SG market (11.8x)

Earnings have grown 6.6% per year over the past 5 years

Risk Analysis

Unstable dividend track record


Hong Leong Finance Limited Competitors

ValueMax Group

SGX:T6I

S$453.0m

Sing Investments & Finance

SGX:S35

S$269.5m

Singapura Finance

SGX:S23

S$106.3m

UOB-Kay Hian Holdings

SGX:U10

S$1.7b

Price History & Performance

Summary of share price highs, lows and changes for Hong Leong Finance
Historical stock prices
Current Share PriceS$2.56
52 Week HighS$2.57
52 Week LowS$2.39
Beta0.35
1 Month Change2.40%
3 Month Change4.06%
1 Year Change2.81%
3 Year Change-0.78%
5 Year Change18.52%
Change since IPO76.00%

Recent News & Updates

Hong Leong Finance (SGX:S41) Is Paying Out A Larger Dividend Than Last Year

Mar 26
Hong Leong Finance (SGX:S41) Is Paying Out A Larger Dividend Than Last Year

Recent updates

Hong Leong Finance (SGX:S41) Is Paying Out A Larger Dividend Than Last Year

Mar 26
Hong Leong Finance (SGX:S41) Is Paying Out A Larger Dividend Than Last Year

Hong Leong Finance's (SGX:S41) Dividend Will Be SGD0.09

Feb 28
Hong Leong Finance's (SGX:S41) Dividend Will Be SGD0.09

Hong Leong Finance (SGX:S41) Is Paying Out Less In Dividends Than Last Year

Aug 08
Hong Leong Finance (SGX:S41) Is Paying Out Less In Dividends Than Last Year

Is Now The Time To Put Hong Leong Finance (SGX:S41) On Your Watchlist?

May 16
Is Now The Time To Put Hong Leong Finance (SGX:S41) On Your Watchlist?

Hong Leong Finance (SGX:S41) Will Pay A Dividend Of SGD0.0375

Aug 07
Hong Leong Finance (SGX:S41) Will Pay A Dividend Of SGD0.0375

Hong Leong Finance (SGX:S41) Will Pay A Larger Dividend Than Last Year At S$0.083

Mar 30
Hong Leong Finance (SGX:S41) Will Pay A Larger Dividend Than Last Year At S$0.083

Looking For Steady Income For Your Dividend Portfolio? Is Hong Leong Finance Limited (SGX:S41) A Good Fit?

Apr 13
Looking For Steady Income For Your Dividend Portfolio? Is Hong Leong Finance Limited (SGX:S41) A Good Fit?

Hong Leong Finance's (SGX:S41) Stock Price Has Reduced 11% In The Past Three Years

Mar 04
Hong Leong Finance's (SGX:S41) Stock Price Has Reduced 11% In The Past Three Years

Do Institutions Own Hong Leong Finance Limited (SGX:S41) Shares?

Jan 28
Do Institutions Own Hong Leong Finance Limited (SGX:S41) Shares?

Could Hong Leong Finance Limited (SGX:S41) Have The Makings Of Another Dividend Aristocrat?

Dec 24
Could Hong Leong Finance Limited (SGX:S41) Have The Makings Of Another Dividend Aristocrat?

Hong Leong Finance (SGX:S41) Share Prices Have Dropped 11% In The Last Three Years

Nov 24
Hong Leong Finance (SGX:S41) Share Prices Have Dropped 11% In The Last Three Years

Shareholder Returns

S41SG Consumer FinanceSG Market
7D0.4%-2.9%0.5%
1Y2.8%9.9%17.4%

Return vs Industry: S41 underperformed the SG Consumer Finance industry which returned 9.9% over the past year.

Return vs Market: S41 underperformed the SG Market which returned 17.4% over the past year.

Price Volatility

Is S41's price volatile compared to industry and market?
S41 volatility
S41 Average Weekly Movement0.9%
Consumer Finance Industry Average Movement5.7%
Market Average Movement4.4%
10% most volatile stocks in SG Market13.3%
10% least volatile stocks in SG Market2.1%

Stable Share Price: S41 has not had significant price volatility in the past 3 months compared to the SG market.

Volatility Over Time: S41's weekly volatility (1%) has been stable over the past year.

Community vs My Fair Value

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About the Company

FoundedEmployeesCEOWebsite
1961632Leng Beng Kwekwww.hlf.com.sg

Hong Leong Finance Limited operates as a financial service company for consumer, and small and medium-sized enterprises (SMEs) markets in Singapore. It offers range of deposit and savings, which include business current account, fixed deposit and saving account, fixed saving account, and premium saver, as well as silver 40 plus and golden 55 plus accounts; and other services, such as HLF FASTPAY and safe deposit box services. The company also provides corporate finance services including corporate finance advisory services, such as financial advisory, mergers and acquisitions, independent financial advisory, and restructuring; and equity capital market and fund raising services, which includes initial public offering, secondary and dial listings, and placement of shares.

Hong Leong Finance Limited Fundamentals Summary

How do Hong Leong Finance's earnings and revenue compare to its market cap?
S41 fundamental statistics
Market capS$1.14b
Earnings (TTM)S$104.08m
Revenue (TTM)S$233.57m

11.0x

P/E Ratio

4.9x

P/S Ratio

Is S41 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
S41 income statement (TTM)
RevenueS$233.57m
Cost of RevenueS$0
Gross ProfitS$233.57m
Other ExpensesS$129.48m
EarningsS$104.08m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)0.23
Gross Margin100.00%
Net Profit Margin44.56%
Debt/Equity Ratio0.07%

How did S41 perform over the long term?

See historical performance and comparison

Dividends

5.4%

Current Dividend Yield

59%

Payout Ratio

Does S41 pay a reliable dividends?

See S41 dividend history and benchmarks
When do you need to buy S41 by to receive an upcoming dividend?
Hong Leong Finance dividend dates
Ex Dividend DateMay 05 2025
Dividend Pay DateMay 22 2025
Days until Ex dividend33 days
Days until Dividend pay date50 days

Does S41 pay a reliable dividends?

See S41 dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/04/02 10:41
End of Day Share Price 2025/04/02 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Hong Leong Finance Limited is covered by 7 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Wee Siang NgBNP Paribas Securities (Asia)
Sanjay JainCredit Suisse
Tabitha FooDBS Bank Ltd