Hong Leong Finance Balance Sheet Health
Financial Health criteria checks 5/6
Hong Leong Finance has total assets of SGD14.6B and total equity of SGD2.1B. Total deposits are SGD12.3B, and total loans are SGD11.7B earning a Net Interest Margin of 1.6%. It has insufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are SGD772.0M.
Key information
6.9x
Asset to equity ratio
1.6%
Net interest margin
Total deposits | S$12.30b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.5% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | S$772.05m |
Recent financial health updates
No updates
Recent updates
Hong Leong Finance's (SGX:S41) Dividend Will Be SGD0.09
Feb 28Hong Leong Finance (SGX:S41) Is Paying Out Less In Dividends Than Last Year
Aug 08Is Now The Time To Put Hong Leong Finance (SGX:S41) On Your Watchlist?
May 16Hong Leong Finance (SGX:S41) Will Pay A Dividend Of SGD0.0375
Aug 07Hong Leong Finance (SGX:S41) Will Pay A Larger Dividend Than Last Year At S$0.083
Mar 30Looking For Steady Income For Your Dividend Portfolio? Is Hong Leong Finance Limited (SGX:S41) A Good Fit?
Apr 13Hong Leong Finance's (SGX:S41) Stock Price Has Reduced 11% In The Past Three Years
Mar 04Do Institutions Own Hong Leong Finance Limited (SGX:S41) Shares?
Jan 28Could Hong Leong Finance Limited (SGX:S41) Have The Makings Of Another Dividend Aristocrat?
Dec 24Hong Leong Finance (SGX:S41) Share Prices Have Dropped 11% In The Last Three Years
Nov 24Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: S41's Assets to Equity ratio (6.9x) is low.
Allowance for Bad Loans: S41 has a low allowance for bad loans (32%).
Low Risk Liabilities: 98% of S41's liabilities are made up of primarily low risk sources of funding.
Loan Level: S41 has an appropriate level of Loans to Assets ratio (80%).
Low Risk Deposits: S41's Loans to Deposits ratio (95%) is appropriate.
Level of Bad Loans: S41 has an appropriate level of bad loans (0.5%).
Discover healthy companies
Company Analysis and Financial Data Status
Data | Last Updated (UTC time) |
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Company Analysis | 2025/03/16 20:58 |
End of Day Share Price | 2025/03/14 00:00 |
Earnings | 2024/12/31 |
Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
Package | Data | Timeframe | Example US Source * |
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Company Financials | 10 years |
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Analyst Consensus Estimates | +3 years |
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Market Prices | 30 years |
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Ownership | 10 years |
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Management | 10 years |
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Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Hong Leong Finance Limited is covered by 7 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
Analyst | Institution |
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Wee Siang Ng | BNP Paribas Securities (Asia) |
Sanjay Jain | Credit Suisse |
Tabitha Foo | DBS Bank Ltd |