Waterdrop Balance Sheet Health
Financial Health criteria checks 5/6
Waterdrop has a total shareholder equity of CN¥4.7B and total debt of CN¥148.5M, which brings its debt-to-equity ratio to 3.2%. Its total assets and total liabilities are CN¥6.2B and CN¥1.5B respectively. Waterdrop's EBIT is CN¥172.4M making its interest coverage ratio -1.2. It has cash and short-term investments of CN¥2.4B.
Key information
3.2%
Debt to equity ratio
CN¥148.54m
Debt
| Interest coverage ratio | -1.2x |
| Cash | CN¥2.36b |
| Equity | CN¥4.71b |
| Total liabilities | CN¥1.52b |
| Total assets | CN¥6.23b |
Recent financial health updates
No updates
Recent updates
Waterdrop Inc.'s (NYSE:WDH) Shares Leap 26% Yet They're Still Not Telling The Full Story
Oct 12
Waterdrop: Very Undervalued AI-Driven Marketplace For Insurance Products
Sep 10Investors Aren't Entirely Convinced By Waterdrop Inc.'s (NYSE:WDH) Earnings
Feb 24Waterdrop Inc. (NYSE:WDH) Not Lagging Industry On Growth Or Pricing
Jun 23Waterdrop: Turnaround Story Supported By An Outsized Net Cash Balance
Dec 23Waterdrop GAAP EPS of $0.01, revenue of $104.72M beats by $12.92M
Sep 09Waterdrop joins United Nations Global Compact
Aug 22Waterdrop Turns Profitability Corner But Needs To Reignite Revenue Growth
Jun 22What You Need To Know About The Waterdrop Inc. (NYSE:WDH) Analyst Downgrade Today
Jan 14Waterdrop Goes Back To The Well, Cutting Losses By Lowering Costs
Dec 06As Crackdown Looms, Chinese Insurtech Waterdrop Enters Next Growth Phase
Oct 12Waterdrop Stock Splashes To New Depths In Summer Of Regulatory Cleanups
Sep 15Waterdrop reports Q1 results
Jun 17Waterdrop, Zhihu and Onion Global sink as market cools on Chinese IPOs
May 10Financial Position Analysis
Short Term Liabilities: WDH's short term assets (CN¥4.4B) exceed its short term liabilities (CN¥1.4B).
Long Term Liabilities: WDH's short term assets (CN¥4.4B) exceed its long term liabilities (CN¥104.2M).
Debt to Equity History and Analysis
Debt Level: WDH has more cash than its total debt.
Reducing Debt: WDH's debt to equity ratio has increased from 0.4% to 3.2% over the past 5 years.
Debt Coverage: WDH's debt is well covered by operating cash flow (273.7%).
Interest Coverage: WDH earns more interest than it pays, so coverage of interest payments is not a concern.
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/26 00:44 |
| End of Day Share Price | 2024/12/24 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Waterdrop Inc. is covered by 5 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Michael Li | BofA Global Research |
| Edwin Liu | CLSA |
| Thomas Wang | Goldman Sachs |