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Heartland Group Holdings LimitedNZSE:HGH Stock Report

Market Cap NZ$1.1b
Share Price
n/a
1Y56.5%
7D-2.0%
1D-1.2%
Portfolio Value
View

Heartland Group Holdings Limited

NZSE:HGH Stock Report

Market Cap: NZ$1.1b

Heartland Group Holdings (HGH) Stock Overview

Provides various financial services in New Zealand and Australia. More details

HGH fundamental analysis
Snowflake Score
Valuation0/6
Future Growth4/6
Past Performance4/6
Financial Health5/6
Dividends2/6

HGH Community Fair Values

Create Narrative

See what 34 others think this stock is worth. Follow their fair value or set your own to get alerts.

Heartland Group Holdings Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for Heartland Group Holdings
Historical stock prices
Current Share PriceNZ$1.21
52 Week HighNZ$1.30
52 Week LowNZ$0.78
Beta0.76
1 Month Change5.70%
3 Month Change3.43%
1 Year Change56.49%
3 Year Change-29.12%
5 Year Change-42.34%
Change since IPO40.12%

Recent News & Updates

Narrative Update Jun 26

HGH: Higher Margin Assumptions Will Shape Future Return Potential

Analysts have lifted the Heartland Group Holdings price target from NZ$1.03 to NZ$1.29, reflecting updated assumptions that include a higher fair value estimate, a slightly lower discount rate, more moderate revenue growth, stronger profit margins, and a modestly lower future P/E. Analyst Commentary Analysts covering Heartland Group Holdings have framed the higher price target as a recalibration of valuation inputs rather than a wholesale change in the outlook, with a focus on how the company might execute against its revenue, margin and capital allocation plans.

Recent updates

Narrative Update Jun 26

HGH: Higher Margin Assumptions Will Shape Future Return Potential

Analysts have lifted the Heartland Group Holdings price target from NZ$1.03 to NZ$1.29, reflecting updated assumptions that include a higher fair value estimate, a slightly lower discount rate, more moderate revenue growth, stronger profit margins, and a modestly lower future P/E. Analyst Commentary Analysts covering Heartland Group Holdings have framed the higher price target as a recalibration of valuation inputs rather than a wholesale change in the outlook, with a focus on how the company might execute against its revenue, margin and capital allocation plans.
Analysis Article Mar 03

Heartland Group Holdings (NZSE:HGH) Will Pay A Smaller Dividend Than Last Year

Heartland Group Holdings Limited's ( NZSE:HGH ) dividend is being reduced from last year's payment covering the same...
Analysis Article Sep 03

Heartland Group Holdings (NZSE:HGH) Is Paying Out Less In Dividends Than Last Year

Heartland Group Holdings Limited ( NZSE:HGH ) has announced that on 20th of September, it will be paying a dividend...
Analysis Article Aug 31

Heartland Group Holdings (NZSE:HGH) Is Increasing Its Dividend To NZ$0.0706

Heartland Group Holdings Limited's ( NZSE:HGH ) dividend will be increasing from last year's payment of the same period...
Analysis Article Aug 24

Should You Be Adding Heartland Group Holdings (NZSE:HGH) To Your Watchlist Today?

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Analysis Article Feb 24

Heartland Group Holdings' (NZSE:HGH) Dividend Will Be Increased To NZ$0.065

Heartland Group Holdings Limited's ( NZSE:HGH ) dividend will be increasing to NZ$0.065 on 16th of March. This will...
Analysis Article Feb 25

Should Heartland Group Holdings Limited (NZSE:HGH) Be Part Of Your Dividend Portfolio?

Could Heartland Group Holdings Limited ( NZSE:HGH ) be an attractive dividend share to own for the long haul? Investors...

Shareholder Returns

HGHNZ BanksNZ Market
7D-2.0%-0.3%-0.6%
1Y56.5%-3.8%5.3%

Return vs Industry: HGH exceeded the NZ Banks industry which returned -3.8% over the past year.

Return vs Market: HGH exceeded the NZ Market which returned 5.3% over the past year.

Price Volatility

Is HGH's price volatile compared to industry and market?
HGH volatility
HGH Average Weekly Movement4.9%
Banks Industry Average Movement3.9%
Market Average Movement4.1%
10% most volatile stocks in NZ Market8.1%
10% least volatile stocks in NZ Market2.8%

Stable Share Price: HGH has not had significant price volatility in the past 3 months compared to the NZ market.

Volatility Over Time: HGH's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1875n/aAndrew Dixsonwww.heartlandgroup.info

Heartland Group Holdings Limited, together with its subsidiaries, provides various financial services in New Zealand and Australia. It operates through Motor, Reverse Mortgages, Personal Lending, Business, Rural, Australian Banking Group, and Other segments. The company offers motor vehicle finance; reverse mortgage lending; and transactional, home loans, and personal loans to individuals.

Heartland Group Holdings Limited Fundamentals Summary

How do Heartland Group Holdings's earnings and revenue compare to its market cap?
HGH fundamental statistics
Market capNZ$1.14b
Earnings (TTM)NZ$84.05m
Revenue (TTM)NZ$308.70m
13.6x
P/E Ratio
0.9x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
HGH income statement (TTM)
RevenueNZ$308.70m
Cost of RevenueNZ$0
Gross ProfitNZ$308.70m
Other ExpensesNZ$224.66m
EarningsNZ$84.05m

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)0.089
Gross Margin100.00%
Net Profit Margin27.23%
Debt/Equity Ratio44.6%

How did HGH perform over the long term?

See historical performance and comparison

Dividends

5.8%
Current Dividend Yield
62%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/28 06:22
End of Day Share Price 2026/06/26 00:00
Earnings2025/12/31
Annual Earnings2025/06/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Heartland Group Holdings Limited is covered by 4 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Wade GardinerDeutsche Bank
Benjamin CrozierForsyth Barr Group Ltd.
Grant LoweJarden Limited