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Bank of N.T. Butterfield & SonNYSE:NTB Stock Report

Market Cap US$1.9b
Share Price
US$44.37
My Fair Value
AN
AnalystConsensusTarget
US$52
14.3% undervalued intrinsic discount
1Y13.5%
7D-3.1%
Portfolio Value
View

The Bank of N.T. Butterfield & Son Limited

NYSE:NTB Stock Report

Market Cap: US$1.9b

Bank of N.T. Butterfield & Son (NTB) Stock Overview

Provides a range of community, commercial, and private banking services to individuals and small to medium-sized businesses. More details

NTB fundamental analysis
Snowflake Score
Valuation5/6
Future Growth0/6
Past Performance3/6
Financial Health4/6
Dividends3/6

NTB Community Fair Values

Create Narrative

See what 7 others think this stock is worth. Follow their fair value or set your own to get alerts.

The Bank of N.T. Butterfield & Son Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for Bank of N.T. Butterfield & Son
Historical stock prices
Current Share PriceUS$44.37
52 Week HighUS$46.89
52 Week LowUS$33.04
Beta0.62
1 Month Change0.16%
3 Month Change12.67%
1 Year Change13.48%
3 Year Change30.92%
5 Year Change70.46%
Change since IPO-88.91%

Recent News & Updates

Bank of N.T. Butterfield & Son (NYSE:NTB) Has Announced A Dividend Of $0.44

Apr 28
Bank of N.T. Butterfield & Son (NYSE:NTB) Has Announced A Dividend Of $0.44

Recent updates

Bank of N.T. Butterfield & Son (NYSE:NTB) Has Announced A Dividend Of $0.44

Apr 28
Bank of N.T. Butterfield & Son (NYSE:NTB) Has Announced A Dividend Of $0.44

The Bank of N.T. Butterfield & Son Limited Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

Apr 26
The Bank of N.T. Butterfield & Son Limited Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

Bank of N.T. Butterfield & Son (NYSE:NTB) Has Affirmed Its Dividend Of $0.44

Feb 21
Bank of N.T. Butterfield & Son (NYSE:NTB) Has Affirmed Its Dividend Of $0.44

Earnings Update: Here's Why Analysts Just Lifted Their The Bank of N.T. Butterfield & Son Limited (NYSE:NTB) Price Target To US$44.50

Feb 13
Earnings Update: Here's Why Analysts Just Lifted Their The Bank of N.T. Butterfield & Son Limited (NYSE:NTB) Price Target To US$44.50

Bank of N.T. Butterfield & Son: No Longer A Bargain As Bullish Thesis Has Played Out (Rating Downgrade)

Dec 26
author-image

Expanding Financial Services And Share Buybacks Promise Growth, Despite Looming Earnings Pressure

Expansion in net interest income and strategic introduction of specialized financial services across various locations hint at potential revenue growth and diversification.

Bank of N.T. Butterfield & Son (NYSE:NTB) Will Pay A Dividend Of $0.44

Jul 29
Bank of N.T. Butterfield & Son (NYSE:NTB) Will Pay A Dividend Of $0.44

The Bank of N.T. Butterfield & Son Limited (NYSE:NTB) Released Earnings Last Week And Analysts Lifted Their Price Target To US$41.50

Jul 25
The Bank of N.T. Butterfield & Son Limited (NYSE:NTB) Released Earnings Last Week And Analysts Lifted Their Price Target To US$41.50

NTB: We Know Of No Other Bank Generating ROE In Excess Of 20% And Offering 9% Dividend Yield

Jul 16

With EPS Growth And More, Bank of N.T. Butterfield & Son (NYSE:NTB) Makes An Interesting Case

Mar 22
With EPS Growth And More, Bank of N.T. Butterfield & Son (NYSE:NTB) Makes An Interesting Case

The Bank of N.T. Butterfield & Son Limited (NYSE:NTB) Yearly Results: Here's What Analysts Are Forecasting For This Year

Feb 15
The Bank of N.T. Butterfield & Son Limited (NYSE:NTB) Yearly Results: Here's What Analysts Are Forecasting For This Year

The Bank Of N.T. Butterfield & Son: Not Bad, But Not Great Either

Jan 09

The Bank Of N.T. Butterfield & Son Limited - Operationally A Very Solid Business

Sep 24

Here's Why Bank of N.T. Butterfield & Son (NYSE:NTB) Has Caught The Eye Of Investors

Sep 11
Here's Why Bank of N.T. Butterfield & Son (NYSE:NTB) Has Caught The Eye Of Investors

Bank of N.T. Butterfield & Son (NYSE:NTB) Has Affirmed Its Dividend Of $0.44

Aug 04
Bank of N.T. Butterfield & Son (NYSE:NTB) Has Affirmed Its Dividend Of $0.44

Bank Of N.T. Butterfield: A Resilient Bank That Is Being Overlooked

Jul 02

Bank of N.T. Butterfield & Son: Great Bank At A Steep Discount

Jun 22

Is Now The Time To Put Bank of N.T. Butterfield & Son (NYSE:NTB) On Your Watchlist?

Jun 08
Is Now The Time To Put Bank of N.T. Butterfield & Son (NYSE:NTB) On Your Watchlist?

Bank of N.T. Butterfield & Son (NYSE:NTB) Has Announced A Dividend Of $0.44

Apr 28
Bank of N.T. Butterfield & Son (NYSE:NTB) Has Announced A Dividend Of $0.44

The Bank of N.T. Butterfield & Son goes ex-dividend tomorrow

Feb 23

The Bank of N.T. Butterfield & Son Non-GAAP EPS of $1.27 beats by $0.13, revenue of $148.5M beats by $5.24M

Feb 13

The Bank of N.T. Butterfield & Son goes ex-dividend tomorrow

Nov 09

Bank of N.T. Butterfield & Son's (NYSE:NTB) Dividend Will Be $0.44

Nov 04
Bank of N.T. Butterfield & Son's (NYSE:NTB) Dividend Will Be $0.44

The Bank of N.T. Butterfield & Son Non-GAAP EPS of $1.16 beats by $0.05, revenue of $141.1M in-line

Oct 31

Butterfield Bank: Q2 Earnings Overview For This 5.2%-Yielding Offshore Bank

Aug 11

The Bank of N.T. Butterfield & Son goes ex-dividend tomorrow

Aug 04

Shareholder Returns

NTBUS BanksUS Market
7D-3.1%1.4%1.0%
1Y13.5%22.9%18.0%

Return vs Industry: NTB underperformed the US Banks industry which returned 22.9% over the past year.

Return vs Market: NTB underperformed the US Market which returned 18% over the past year.

Price Volatility

Is NTB's price volatile compared to industry and market?
NTB volatility
NTB Average Weekly Movement2.6%
Banks Industry Average Movement3.7%
Market Average Movement6.3%
10% most volatile stocks in US Market17.3%
10% least volatile stocks in US Market3.0%

Stable Share Price: NTB has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: NTB's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
17841,295Michael Collinswww.butterfieldgroup.com

The Bank of N.T. Butterfield & Son Limited provides a range of community, commercial, and private banking services to individuals and small to medium-sized businesses. The company accepts retail and corporate checking, savings, term, and interest bearing and non-interest-bearing deposits.

The Bank of N.T. Butterfield & Son Limited Fundamentals Summary

How do Bank of N.T. Butterfield & Son's earnings and revenue compare to its market cap?
NTB fundamental statistics
Market capUS$1.87b
Earnings (TTM)US$216.65m
Revenue (TTM)US$585.28m
8.6x
P/E Ratio
1.8x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
NTB income statement (TTM)
RevenueUS$585.28m
Cost of RevenueUS$0
Gross ProfitUS$585.28m
Other ExpensesUS$368.63m
EarningsUS$216.65m

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

Jul 28, 2025

Earnings per share (EPS)5.13
Gross Margin100.00%
Net Profit Margin37.02%
Debt/Equity Ratio9.5%

How did NTB perform over the long term?

See historical performance and comparison

Dividends

4.0%
Current Dividend Yield
36%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/25 21:55
End of Day Share Price 2025/07/25 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

The Bank of N.T. Butterfield & Son Limited is covered by 7 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
William NanceGoldman Sachs
Christopher McGrattyKeefe, Bruyette, & Woods
Timothy SwitzerKeefe, Bruyette, & Woods