Bank of N.T. Butterfield & Son Balance Sheet Health
Financial Health criteria checks 4/6
Bank of N.T. Butterfield & Son has total assets of $14.4B and total equity of $1.1B. Total deposits are $12.7B, and total loans are $4.6B earning a Net Interest Margin of 2.8%. It has insufficient allowance for bad loans, which are currently at 4.7% of total loans. Cash and short-term investments are $3.5B.
Key information
13.5x
Asset to equity ratio
2.8%
Net interest margin
| Total deposits | US$12.74b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 4.7% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | US$3.45b |
Recent financial health updates
No updates
Recent updates
Bank of N.T. Butterfield & Son (NYSE:NTB) Will Pay A Dividend Of $0.44
Jul 29
The Bank of N.T. Butterfield & Son Limited (NYSE:NTB) Released Earnings Last Week And Analysts Lifted Their Price Target To US$41.50
Jul 25NTB: We Know Of No Other Bank Generating ROE In Excess Of 20% And Offering 9% Dividend Yield
Jul 16With EPS Growth And More, Bank of N.T. Butterfield & Son (NYSE:NTB) Makes An Interesting Case
Mar 22The Bank of N.T. Butterfield & Son Limited (NYSE:NTB) Yearly Results: Here's What Analysts Are Forecasting For This Year
Feb 15The Bank Of N.T. Butterfield & Son: Not Bad, But Not Great Either
Jan 09The Bank Of N.T. Butterfield & Son Limited - Operationally A Very Solid Business
Sep 24Here's Why Bank of N.T. Butterfield & Son (NYSE:NTB) Has Caught The Eye Of Investors
Sep 11Bank of N.T. Butterfield & Son (NYSE:NTB) Has Affirmed Its Dividend Of $0.44
Aug 04Bank Of N.T. Butterfield: A Resilient Bank That Is Being Overlooked
Jul 02Bank of N.T. Butterfield & Son: Great Bank At A Steep Discount
Jun 22Is Now The Time To Put Bank of N.T. Butterfield & Son (NYSE:NTB) On Your Watchlist?
Jun 08Bank of N.T. Butterfield & Son (NYSE:NTB) Has Announced A Dividend Of $0.44
Apr 28The Bank of N.T. Butterfield & Son goes ex-dividend tomorrow
Feb 23The Bank of N.T. Butterfield & Son Non-GAAP EPS of $1.27 beats by $0.13, revenue of $148.5M beats by $5.24M
Feb 13The Bank of N.T. Butterfield & Son goes ex-dividend tomorrow
Nov 09Bank of N.T. Butterfield & Son's (NYSE:NTB) Dividend Will Be $0.44
Nov 04The Bank of N.T. Butterfield & Son Non-GAAP EPS of $1.16 beats by $0.05, revenue of $141.1M in-line
Oct 31Butterfield Bank: Q2 Earnings Overview For This 5.2%-Yielding Offshore Bank
Aug 11The Bank of N.T. Butterfield & Son goes ex-dividend tomorrow
Aug 04Bank of N.T. Butterfield & Son (NYSE:NTB) Is Due To Pay A Dividend Of $0.44
Jul 30The Bank of N.T. Butterfield & Son Non-GAAP EPS of $1.01 beats by $0.08, revenue of $133.2M beats by $2.37M
Jul 25Bank of N.T. Butterfield & Son announces unsolicited mini-tender offer
Jul 15Bank of N.T. Butterfield & Son (NYSE:NTB) Has Re-Affirmed Its Dividend Of US$0.44
May 08Butterfield Bank: A 4.7%-Yielding Play On Rising Interest Rates
Mar 29Bank of N.T. Butterfield & Son's (NYSE:NTB) Dividend Will Be US$0.44
Feb 19Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NTB's Assets to Equity ratio (13.5x) is moderate.
Allowance for Bad Loans: NTB has a low allowance for bad loans (12%).
Low Risk Liabilities: 96% of NTB's liabilities are made up of primarily low risk sources of funding.
Loan Level: NTB has an appropriate level of Loans to Assets ratio (32%).
Low Risk Deposits: NTB's Loans to Deposits ratio (36%) is appropriate.
Level of Bad Loans: NTB has a high level of bad loans (4.7%).