S23 logo

Singapura Finance LtdSGX:S23 Stock Report

Market Cap S$111.1m
Share Price
S$0.70
My Fair Value
S$0.067
943.9% overvalued intrinsic discount
1Y5.3%
7D-1.4%
Portfolio Value
View

Singapura Finance Ltd

SGX:S23 Stock Report

Market Cap: S$111.1m

Singapura Finance (S23) Stock Overview

Provides finance services in Singapore. More details

S23 fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance5/6
Financial Health5/6
Dividends2/6

S23 Community Fair Values

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Singapura Finance Ltd Competitors

Price History & Performance

Summary of share price highs, lows and changes for Singapura Finance
Historical stock prices
Current Share PriceS$0.70
52 Week HighS$0.72
52 Week LowS$0.65
Beta0.13
1 Month Change1.45%
3 Month Change6.06%
1 Year Change5.26%
3 Year Change-14.63%
5 Year Change-12.50%
Change since IPO-56.25%

Recent News & Updates

Singapura Finance (SGX:S23) Is Paying Out A Dividend Of SGD0.03

Apr 10
Singapura Finance (SGX:S23) Is Paying Out A Dividend Of SGD0.03

Recent updates

Singapura Finance (SGX:S23) Is Paying Out A Dividend Of SGD0.03

Apr 10
Singapura Finance (SGX:S23) Is Paying Out A Dividend Of SGD0.03

Singapura Finance (SGX:S23) Is Due To Pay A Dividend Of SGD0.03

Apr 26
Singapura Finance (SGX:S23) Is Due To Pay A Dividend Of SGD0.03

Singapura Finance (SGX:S23) Is Due To Pay A Dividend Of SGD0.03

Apr 10
Singapura Finance (SGX:S23) Is Due To Pay A Dividend Of SGD0.03

What To Know Before Buying Singapura Finance Ltd (SGX:S23) For Its Dividend

Mar 25
What To Know Before Buying Singapura Finance Ltd (SGX:S23) For Its Dividend

If You Had Bought Singapura Finance's (SGX:S23) Shares Three Years Ago You Would Be Down 16%

Feb 18
If You Had Bought Singapura Finance's (SGX:S23) Shares Three Years Ago You Would Be Down 16%

What Is The Ownership Structure Like For Singapura Finance Ltd (SGX:S23)?

Jan 13
What Is The Ownership Structure Like For Singapura Finance Ltd (SGX:S23)?

Is Singapura Finance Ltd (SGX:S23) At Risk Of Cutting Its Dividend?

Dec 15
Is Singapura Finance Ltd (SGX:S23) At Risk Of Cutting Its Dividend?

Shareholder Returns

S23SG Consumer FinanceSG Market
7D-1.4%-1.5%0.1%
1Y5.3%17.7%26.7%

Return vs Industry: S23 underperformed the SG Consumer Finance industry which returned 17.7% over the past year.

Return vs Market: S23 underperformed the SG Market which returned 26.7% over the past year.

Price Volatility

Is S23's price volatile compared to industry and market?
S23 volatility
S23 Average Weekly Movement2.7%
Consumer Finance Industry Average Movement5.5%
Market Average Movement5.3%
10% most volatile stocks in SG Market16.7%
10% least volatile stocks in SG Market2.5%

Stable Share Price: S23 has not had significant price volatility in the past 3 months compared to the SG market.

Volatility Over Time: S23's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1950107Jamie Teowww.singapurafinance.com.sg

Singapura Finance Ltd provides finance services in Singapore. The company offers savings, fixed deposit, and business accounts; and property/HDB, pleasure craft, gold share, wise share, commercial and industrial property, equipment and machinery, land and construction, commercial vehicle, vessel, and medical practitioners’ loans. Its loans also include motor cars and motorcycles, private residential property, electric vehicles, sustainable/green equipment loans; block discounting/floor stock for bikes/commercial/passenger vehicles loans; and secured and unsecured business, and syndicated loans.

Singapura Finance Ltd Fundamentals Summary

How do Singapura Finance's earnings and revenue compare to its market cap?
S23 fundamental statistics
Market capS$111.08m
Earnings (TTM)S$6.66m
Revenue (TTM)S$26.80m
16.7x
P/E Ratio
4.1x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
S23 income statement (TTM)
RevenueS$26.80m
Cost of RevenueS$0
Gross ProfitS$26.80m
Other ExpensesS$20.14m
EarningsS$6.66m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)0.042
Gross Margin100.00%
Net Profit Margin24.85%
Debt/Equity Ratio0%

How did S23 perform over the long term?

See historical performance and comparison

Dividends

4.3%
Current Dividend Yield
48%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/08/13 01:05
End of Day Share Price 2025/08/13 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Singapura Finance Ltd is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.