Singapura Finance Past Earnings Performance

Past criteria checks 0/6

Singapura Finance's earnings have been declining at an average annual rate of -0.03%, while the Consumer Finance industry saw earnings growing at 14.3% annually. Revenues have been growing at an average rate of 3.3% per year. Singapura Finance's return on equity is 2%, and it has net margins of 24%.

Key information

-0.03%

Earnings growth rate

-0.03%

EPS growth rate

Consumer Finance Industry Growth9.8%
Revenue growth rate3.3%
Return on equity2.0%
Net Margin24.0%
Last Earnings Update30 Jun 2024

Recent past performance updates

Recent updates

Singapura Finance (SGX:S23) Is Due To Pay A Dividend Of SGD0.03

Apr 26
Singapura Finance (SGX:S23) Is Due To Pay A Dividend Of SGD0.03

Singapura Finance (SGX:S23) Is Due To Pay A Dividend Of SGD0.03

Apr 10
Singapura Finance (SGX:S23) Is Due To Pay A Dividend Of SGD0.03

What To Know Before Buying Singapura Finance Ltd (SGX:S23) For Its Dividend

Mar 25
What To Know Before Buying Singapura Finance Ltd (SGX:S23) For Its Dividend

If You Had Bought Singapura Finance's (SGX:S23) Shares Three Years Ago You Would Be Down 16%

Feb 18
If You Had Bought Singapura Finance's (SGX:S23) Shares Three Years Ago You Would Be Down 16%

What Is The Ownership Structure Like For Singapura Finance Ltd (SGX:S23)?

Jan 13
What Is The Ownership Structure Like For Singapura Finance Ltd (SGX:S23)?

Is Singapura Finance Ltd (SGX:S23) At Risk Of Cutting Its Dividend?

Dec 15
Is Singapura Finance Ltd (SGX:S23) At Risk Of Cutting Its Dividend?

Revenue & Expenses Breakdown

How Singapura Finance makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

SGX:S23 Revenue, expenses and earnings (SGD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 2421590
31 Mar 2421680
31 Dec 2322680
30 Sep 2324790
30 Jun 2325890
31 Mar 2325890
31 Dec 2225890
30 Sep 2224990
30 Jun 2223980
31 Mar 2223980
31 Dec 21231080
30 Sep 2122980
30 Jun 2120880
31 Mar 2118680
31 Dec 2016580
30 Sep 2016390
30 Jun 2017490
31 Mar 2018490
31 Dec 1922790
30 Sep 1923990
30 Jun 19251090
31 Mar 19251190
31 Dec 1822890
30 Sep 1819590
30 Jun 1818490
31 Mar 1818490
31 Dec 1719590
30 Sep 1724790
30 Jun 1723690
31 Mar 1721490
31 Dec 1620390
30 Jun 1620280
31 Mar 16212100
31 Dec 15223100
30 Sep 15224100
30 Jun 15225100
31 Mar 15225100
31 Dec 14226100
30 Sep 14216100
30 Jun 1420690
31 Mar 1420680
31 Dec 1319580

Quality Earnings: S23 has a high level of non-cash earnings.

Growing Profit Margin: S23's current net profit margins (24%) are lower than last year (31.8%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: S23's earnings have declined by 0.03% per year over the past 5 years.

Accelerating Growth: S23's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: S23 had negative earnings growth (-38.2%) over the past year, making it difficult to compare to the Consumer Finance industry average (12.4%).


Return on Equity

High ROE: S23's Return on Equity (2%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/27 13:09
End of Day Share Price 2024/12/27 00:00
Earnings2024/06/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Singapura Finance Ltd is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

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