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United Overseas Insurance LimitedSGX:U13 Stock Report

Market Cap S$467.8m
Share Price
S$7.65
My Fair Value
S$7.69
0.5% undervalued intrinsic discount
1Y7.9%
7D1.3%
Portfolio Value
View

United Overseas Insurance Limited

SGX:U13 Stock Report

Market Cap: S$467.8m

United Overseas Insurance (U13) Stock Overview

Engages in the underwriting general insurance business in Singapore, ASEAN countries, and internationally. More details

U13 fundamental analysis
Snowflake Score
Valuation1/6
Future Growth0/6
Past Performance2/6
Financial Health6/6
Dividends3/6

U13 Community Fair Values

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United Overseas Insurance Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for United Overseas Insurance
Historical stock prices
Current Share PriceS$7.65
52 Week HighS$8.09
52 Week LowS$6.98
Beta0.10
1 Month Change-1.29%
3 Month Change-1.92%
1 Year Change7.90%
3 Year Change14.18%
5 Year Change19.53%
Change since IPO378.13%

Recent News & Updates

Recent updates

United Overseas Insurance (SGX:U13) Is Due To Pay A Dividend Of SGD0.085

Jul 26
United Overseas Insurance (SGX:U13) Is Due To Pay A Dividend Of SGD0.085

United Overseas Insurance's (SGX:U13) Dividend Will Be SGD0.125

Apr 23
United Overseas Insurance's (SGX:U13) Dividend Will Be SGD0.125

United Overseas Insurance's (SGX:U13) Dividend Will Be SGD0.125

Mar 30
United Overseas Insurance's (SGX:U13) Dividend Will Be SGD0.125

United Overseas Insurance (SGX:U13) Is Due To Pay A Dividend Of SGD0.085

Jul 27
United Overseas Insurance (SGX:U13) Is Due To Pay A Dividend Of SGD0.085

United Overseas Insurance (SGX:U13) Will Pay A Dividend Of SGD0.085

Jul 29
United Overseas Insurance (SGX:U13) Will Pay A Dividend Of SGD0.085

United Overseas Insurance (SGX:U13) Has Affirmed Its Dividend Of S$0.085

Jul 31
United Overseas Insurance (SGX:U13) Has Affirmed Its Dividend Of S$0.085

Does United Overseas Insurance Limited (SGX:U13) Have A Place In Your Dividend Portfolio?

Mar 18
Does United Overseas Insurance Limited (SGX:U13) Have A Place In Your Dividend Portfolio?

United Overseas Insurance (SGX:U13) Has Compensated Shareholders With A Respectable 72% Return On Their Investment

Feb 24
United Overseas Insurance (SGX:U13) Has Compensated Shareholders With A Respectable 72% Return On Their Investment

Could The United Overseas Insurance Limited (SGX:U13) Ownership Structure Tell Us Something Useful?

Feb 04
Could The United Overseas Insurance Limited (SGX:U13) Ownership Structure Tell Us Something Useful?

United Overseas Insurance Limited's (SGX:U13) Has Had A Decent Run On The Stock market: Are Fundamentals In The Driver's Seat?

Dec 29
United Overseas Insurance Limited's (SGX:U13) Has Had A Decent Run On The Stock market: Are Fundamentals In The Driver's Seat?

Is United Overseas Insurance Limited (SGX:U13) A Good Fit For Your Dividend Portfolio?

Dec 03
Is United Overseas Insurance Limited (SGX:U13) A Good Fit For Your Dividend Portfolio?

Shareholder Returns

U13SG InsuranceSG Market
7D1.3%1.4%-0.3%
1Y7.9%13.8%18.6%

Return vs Industry: U13 underperformed the SG Insurance industry which returned 13.4% over the past year.

Return vs Market: U13 underperformed the SG Market which returned 17.7% over the past year.

Price Volatility

Is U13's price volatile compared to industry and market?
U13 volatility
U13 Average Weekly Movement3.1%
Insurance Industry Average Movement4.7%
Market Average Movement5.5%
10% most volatile stocks in SG Market16.8%
10% least volatile stocks in SG Market2.4%

Stable Share Price: U13 has not had significant price volatility in the past 3 months compared to the SG market.

Volatility Over Time: U13's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1971131Andrew Limwww.uoi.com.sg

United Overseas Insurance Limited engages in the underwriting general insurance business in Singapore, ASEAN countries, and internationally. The company offers personal insurance products, including travel, motor, accident protection, and home contents insurance products; and specialized insurance products, such as director’s and officer’s insurance, and contractor’s all risk/erection all risks insurance products. It also provides general insurance products comprising fire, all risks, business interruption, machinery all risks/equipment all risk, burglary/theft, money, marine cargo, fidelity guarantee, plate glass, and public liability insurance products; work injury compensation, group personal accident, and group business/corporate travel insurance products; and package insurance for small and medium sized enterprise.

United Overseas Insurance Limited Fundamentals Summary

How do United Overseas Insurance's earnings and revenue compare to its market cap?
U13 fundamental statistics
Market capS$467.84m
Earnings (TTM)S$24.25m
Revenue (TTM)S$141.74m
19.3x
P/E Ratio
3.3x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
U13 income statement (TTM)
RevenueS$141.74m
Cost of RevenueS$102.48m
Gross ProfitS$39.26m
Other ExpensesS$15.01m
EarningsS$24.25m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)0.40
Gross Margin27.70%
Net Profit Margin17.11%
Debt/Equity Ratio0%

How did U13 perform over the long term?

See historical performance and comparison

Dividends

2.8%
Current Dividend Yield
39%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/09/30 23:49
End of Day Share Price 2025/09/30 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

United Overseas Insurance Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.