Dubai Islamic Bank P.J.S.C.

DFM:DIB Stock Report

Market Cap: د.إ53.5b

Dubai Islamic Bank P.J.S.C Dividends and Buybacks

Dividend criteria checks 3/6

Dubai Islamic Bank P.J.S.C is a dividend paying company with a current yield of 4.75% that is well covered by earnings.

Key information

4.7%

Dividend yield

0%

Buyback Yield

Total Shareholder Yield4.7%
Future Dividend Yield5.6%
Dividend Growth-1.8%
Next dividend pay daten/a
Ex dividend daten/a
Dividend per sharen/a
Payout ratio36%

Recent dividend and buyback updates

Recent updates

Analysis Article 23h

Dubai Islamic Bank P.J.S.C. Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

Last week saw the newest half-yearly earnings release from Dubai Islamic Bank P.J.S.C. ( DFM:DIB ), an important...
Narrative Update Jun 23

DIB: Board Continuity And Earnings Quality Will Support Balanced Fair Value Outlook

Analysts have adjusted their fair value estimate for Dubai Islamic Bank P.J.S.C. slightly lower from AED 8.80 to AED 8.48, reflecting updated assumptions for discount rate, revenue growth, profit margin and forward P/E expectations. What’s in the News for Dubai Islamic Bank P.J.S.C. Board meeting scheduled for Apr 28, 2026, at 11:30 UTC to consider the financial statements for the three month period ended 31 March 2026, along with other routine matters.
New Narrative Jun 08

Digital Saturation And Provisioning Will Shape A Cautious Outlook On Future Earnings

Catalysts About Dubai Islamic Bank P.J.S.C Dubai Islamic Bank P.J.S.C is an Islamic bank that provides Sharia compliant financing, investment and banking services across consumer, corporate and treasury segments. What are the underlying business or industry changes driving this perspective?
Narrative Update Jun 04

DIB: Stable Governance And Earnings Outlook Will Support Bullish Undervaluation

Analysts have kept their AED price target on Dubai Islamic Bank P.J.S.C. broadly steady. This reflects only marginal technical tweaks to inputs such as discount rate, revenue growth, profit margin and future P/E assumptions, rather than any shift in their core view on the stock.
Narrative Update May 10

DIB: Upcoming Dividend Will Support Bullish Undervalued Thesis

Analysts have trimmed their price target for Dubai Islamic Bank P.J.S.C. to AED 8.80 from AED 9.02, citing updated assumptions around slightly lower projected profit margins, a modestly lower future P/E multiple, and refreshed fair value estimates despite adjusted expectations for revenue growth and discount rates. What's in the News A board meeting is scheduled for April 28, 2026, at 11:30 Coordinated Universal Time to consider the financial statements for the three-month period ended March 31, 2026, along with other routine matters (Key Developments).
Analysis Article May 01

Dubai Islamic Bank P.J.S.C. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

Dubai Islamic Bank P.J.S.C. ( DFM:DIB ) investors will be delighted, with the company turning in some strong numbers...
Narrative Update Apr 26

DIB: Upcoming Dividend And Board Actions Will Support Bullish Undervalued Thesis

Analysts have slightly trimmed their price target for Dubai Islamic Bank P.J.S.C. to AED 9.02 from AED 9.22, reflecting small updates to discount rate, revenue growth and profit margin assumptions in their valuation models. What's in the News Board meeting scheduled for April 28, 2026 at 11:30 UTC to consider financial statements for the three month period ended March 31, 2026, along with other routine matters (company event filing).
Narrative Update Apr 09

DIB: Upcoming Dividend Will Support Bullish Undervalued Thesis

Analysts have trimmed their AED fair value estimate for Dubai Islamic Bank P.J.S.C. by about AED0.11, reflecting slightly softer revenue growth assumptions and a marginally lower future P/E, partly offset by a small uplift in expected profit margin. What's in the News A board meeting is scheduled for April 1, 2026, at 14:30 UTC to consider appointing H.E. Mohammad Ibrahim Al Shaibani as Board Chairman for the 2026 to 2029 term and to address other business matters (Key Developments).
Narrative Update Mar 25

DIB: Upcoming Dividend And Board Meetings Will Support Bullish Undervalued Thesis

Analysts have held their price target for Dubai Islamic Bank P.J.S.C. steady at AED 9.33, reflecting largely unchanged views on fair value, discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News A board meeting is scheduled for Feb 27, 2026 at 17:00 Coordinated Universal Time to review a business planning update and other general business topics (Key Developments).
Narrative Update Mar 07

DIB: Upcoming Board Meetings Will Support Bullish Outlook At Undervalued Shares

Analysts have trimmed their AED price target for Dubai Islamic Bank P.J.S.C., citing updated assumptions that include a fair value estimate of AED 9.33, a discount rate of 20.14%, revenue growth of 6.04%, a profit margin of 52.02%, and a forward P/E of 14.80. What's in the News Board meeting scheduled for February 27, 2026 at 17:00 UTC to review business planning updates and other general topics.
Analysis Article Feb 12

Dubai Islamic Bank P.J.S.C. (DFM:DIB) Consensus Forecasts Have Become A Little Darker Since Its Latest Report

Shareholders might have noticed that Dubai Islamic Bank P.J.S.C. ( DFM:DIB ) filed its full-year result this time last...
Narrative Update Feb 11

DIB: Upcoming Meetings Will Reinforce Stable Outlook At Fairly Valued Shares

Analysts have kept their price target for Dubai Islamic Bank P.J.S.C. broadly unchanged around AED 9.80, reflecting only minor tweaks to assumptions such as a slightly lower discount rate and a similar future P/E outlook. What's in the News Board meeting scheduled for Dec 19, 2025 at 11:00 Coordinated Universal Time to consider and approve general business matters that are not expected to affect the share price (Key Developments).
Narrative Update Jan 25

DIB: Upcoming Board Meeting Will Affirm Stable Outlook At Fairly Valued Shares

Analysts have trimmed their fair value estimate for Dubai Islamic Bank P.J.S.C. slightly from AED 9.82 to about AED 9.80, reflecting updated assumptions regarding discount rates, revenue growth, profit margins and future P/E expectations. What's in the News A board meeting is scheduled for December 19, 2025, at 11:00 Coordinated Universal Time to review and approve general business matters that are indicated as not affecting the share price (Key Developments).
Narrative Update Jan 10

DIB: Upcoming Board Meetings Will Indicate Stable Outlook At Fairly Valued Shares

Analysts have nudged their price target for Dubai Islamic Bank P.J.S.C. slightly higher to reflect updated assumptions around fair value at 9.82, a modestly lower discount rate of 20.26%, adjusted revenue growth expectations of 5.25%, firmer profit margins of 54.15%, and a marginally lower future P/E of 14.77x. What's in the News Board meeting scheduled for Dec 19, 2025, at 11:00 Coordinated Universal Time to review general business matters that are stated as not affecting the share price (company filing).
Narrative Update Dec 23

DIB: Upcoming Board Meetings Will Signal Steady Outlook At Fairly Valued Shares

Analysts have slightly raised their price target for Dubai Islamic Bank P.J.S.C., now viewing the shares as fairly valued at around AED 9.77. They cite marginally higher assumptions for the discount rate and future earnings multiples while maintaining steady growth and profitability outlooks.
Narrative Update Dec 09

DIB: Upcoming Board Meetings Will Guide Outlook Amid Stable Earnings Profile

Analysts have slightly revised their price target for Dubai Islamic Bank P.J.S.C., nudging it higher to reflect marginally lower perceived risk and steady expectations for revenue growth, profit margins, and future valuation multiples. What's in the News Board meeting scheduled for October 28, 2025 at 15:30 Pakistan Standard Time to review financial statements for the nine month period ended September 30, 2025, as well as other general business items that do not affect the share price (Key Developments).
Narrative Update Nov 25

DIB: Upcoming Board Review And Slight Margin Gains Will Shape Outlook

Analysts have slightly adjusted their price target for Dubai Islamic Bank P.J.S.C. to AED 9.77, citing modest improvements in revenue growth and profit margin estimates as key factors behind the revision. What's in the News The board of Dubai Islamic Bank P.J.S.C. will meet on October 28, 2025, to review financial statements for the nine-month period ending September 30, 2025, along with other standard business matters (Key Developments).
Narrative Update Nov 10

DIB: Modest Revenue Improvement And Lower Discount Rate Signal Balanced Outlook

Analysts have slightly raised their price target for Dubai Islamic Bank P.J.S.C., increasing it from AED 9.65 to AED 9.77. They cite modest improvements in projected revenue growth and a lower discount rate as reasons for the adjustment.
Analysis Article Oct 30

Dubai Islamic Bank P.J.S.C. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

Dubai Islamic Bank P.J.S.C. ( DFM:DIB ) came out with its third-quarter results last week, and we wanted to see how the...
Narrative Update Oct 27

Expectations For Bank Performance Will Shift Amid Upcoming Board Decisions

Analysts have modestly increased their price target for Dubai Islamic Bank P.J.S.C. from AED 9.48 to AED 9.65. This reflects more optimistic expectations for future revenue growth, even though the profit margin forecast is slightly lower.
Analysis Article Aug 09

Dubai Islamic Bank P.J.S.C. Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

DFM:DIB 1 Year Share Price vs Fair Value Explore Dubai Islamic Bank P.J.S.C's Fair Values from the Community and select...
Narrative Update Aug 07

Overoptimism Will Undermine UAE Banking Prospects Amid Looming Risks

Despite a slight downward revision in revenue growth forecasts, the consensus analyst price target for Dubai Islamic Bank P.J.S.C was marginally increased from AED8.90 to AED8.99. What's in the News Dubai Islamic Bank participated as a Joint Lead Manager and Joint Bookrunner in a proposed USD-denominated perpetual non-call 6-year Additional Tier 1 Sukuk offering, subject to market conditions.
User avatar
New Narrative Nov 13

Digital Expansion And Strategic Growth Drive Revenues Despite Profit Margin Squeeze

Strategic focus on expanding consumer banking and sukuk portfolio is set to drive revenue through diversified financing and investment activities.

Stability and Growth of Payments

Fetching dividends data

Stable Dividend: DIB's dividend payments have been volatile in the past 10 years.

Growing Dividend: DIB's dividend payments have fallen over the past 10 years.


Dividend Yield vs Market

Dubai Islamic Bank P.J.S.C Dividend Yield vs Market
How does DIB dividend yield compare to the market?
SegmentDividend Yield
Company (DIB)4.7%
Market Bottom 25% (AE)4.2%
Market Top 25% (AE)6.8%
Industry Average (Banks)4.4%
Analyst forecast (DIB) (up to 3 years)5.6%

Notable Dividend: DIB's dividend (4.75%) is higher than the bottom 25% of dividend payers in the AE market (4.17%).

High Dividend: DIB's dividend (4.75%) is low compared to the top 25% of dividend payers in the AE market (6.83%).


Current Payout to Shareholders

Earnings Coverage: With its reasonably low payout ratio (35.5%), DIB's dividend payments are well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: DIB's dividends in 3 years are forecast to be well covered by earnings (44.7% payout ratio).


Discover strong dividend paying companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/07/17 11:32
End of Day Share Price 2026/07/17 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Dubai Islamic Bank P.J.S.C. is covered by 21 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Ranya GnabaAlphaMena
Kais KriaaAlphaMena
Jaap MeijerArqaam Capital Research Offshore S.A.L.