Mastercard (MA) Stock Overview
A technology company, provides transaction processing and other payment-related products and services in the United States and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 2/6 |
| Past Performance | 5/6 |
| Financial Health | 3/6 |
| Dividends | 0/6 |
MA Community Fair Values
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Analyst Price Targets
Top Community Narratives
Mastercard Incorporated Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$580.63 |
| 52 Week High | US$601.77 |
| 52 Week Low | US$464.52 |
| Beta | 0.73 |
| 1 Month Change | 9.15% |
| 3 Month Change | 16.47% |
| 1 Year Change | -3.06% |
| 3 Year Change | 44.12% |
| 5 Year Change | 63.22% |
| Change since IPO | 12,522.39% |
Recent News & Updates
Narrative Update • Aug 17
MA: Stablecoin Infrastructure And Crypto Credential Will Support Future Network Relevance
Mastercard's updated analyst fair value estimate moved modestly higher to about $667 per share, as analysts factor in higher Q2 price targets supported by solid purchase volumes, recovering cross border travel, and contributions from value added services, despite slightly lower modeled revenue growth, profit margin, and future P/E assumptions. Analyst Commentary Recent Street research on Mastercard is largely constructive, with many firms lifting price targets after Q2 results.Seeking Alpha • Aug 14
Mastercard: A Rare Growth Stock I'm Comfortable Buying At 28.5x Earnings
Summary Mastercard is a global payments leader, offering robust long-term compounding potential and rated a 'Buy' for strong total returns. MA combines double-digit revenue growth, sector-leading margins, and expanding value-added services, supporting its durable moat and GARP profile. Recent issuer wins, fast-growing cybersecurity and network-linked services, and resilient consumer spending underpin MA’s growth trajectory. With an A+ balance sheet, aggressive buybacks, and a forward P/E of 28.5, MA offers quality at a reasonable price. Read the full article on Seeking AlphaRecent updates
Narrative Update • Aug 17
MA: Stablecoin Infrastructure And Crypto Credential Will Support Future Network Relevance
Mastercard's updated analyst fair value estimate moved modestly higher to about $667 per share, as analysts factor in higher Q2 price targets supported by solid purchase volumes, recovering cross border travel, and contributions from value added services, despite slightly lower modeled revenue growth, profit margin, and future P/E assumptions. Analyst Commentary Recent Street research on Mastercard is largely constructive, with many firms lifting price targets after Q2 results.Seeking Alpha • Aug 14
Mastercard: A Rare Growth Stock I'm Comfortable Buying At 28.5x Earnings
Summary Mastercard is a global payments leader, offering robust long-term compounding potential and rated a 'Buy' for strong total returns. MA combines double-digit revenue growth, sector-leading margins, and expanding value-added services, supporting its durable moat and GARP profile. Recent issuer wins, fast-growing cybersecurity and network-linked services, and resilient consumer spending underpin MA’s growth trajectory. With an A+ balance sheet, aggressive buybacks, and a forward P/E of 28.5, MA offers quality at a reasonable price. Read the full article on Seeking Alpha
New Narrative • Jul 23
Capital-light, high-return payment network that is successfully expanding into high-margin security and data services faster than its peers.
Mastercard is a toll-booth on global commerce that has quietly become something more interesting: a toll-booth that also sells the security cameras, the traffic data and the insurance. The company earns a fee on every transaction routed across its network without extending credit, holding inventory, or reinvesting meaningfully to grow — capital expenditure was $489 million in FY2025 against $17.6 billion of operating cash flow, a capex intensity of 2.8%.
New Narrative • Jun 18
Mastercard: The Best Dividend Stock You're Ignoring
What Does Mastercard Do? Most people should already be familiar with this company, but for those who aren't: Mastercard runs the rails connecting banks, merchants, and the billions of cards carrying its brand.Narrative Update • Apr 24
MA: Crypto Efforts And BVNK Acquisition Will Support Future Network Relevance
Mastercard's analyst fair value estimate has edged down by about $4 to $653. Analysts are generally maintaining constructive views on long term payments trends while adjusting price targets to reflect modestly higher discount rates and updated P/E assumptions.Narrative Update • Apr 07
MA: Crypto Partnerships And BVNK Deal Will Support Future Payment Upside
The analyst price target for Mastercard edges slightly lower to reflect a modest trim in fair value to about $657. This is largely tied to a more cautious sector tone and a mix of recent target cuts and raises, even as analysts highlight ongoing benefits from payment volume trends, cross border activity, and product initiatives like the BVNK and stablecoin partnerships.Narrative Update • Mar 24
MA: Crypto Partnerships And BVNK Deal Will Support Future Upside
The analyst price target for Mastercard is now effectively unchanged at about $663. Analysts point to recent upgrades, higher targets clustered around $668 to $735, and support for the BVNK acquisition and stablecoin partnerships as key reasons for maintaining a constructive view.Narrative Update • Mar 09
MA: New Digital Partnerships And Crypto Rails Will Support Future Upside
The analyst price target for Mastercard edges up by about $1 to reflect slightly higher fair value and margin assumptions, as analysts point to broadly constructive payment sector views, recent Buy initiations and upgrades, and new partnerships such as SoFi's stablecoin tie up as support for the updated outlook. Analyst Commentary Recent research on Mastercard reflects an active debate on valuation, but with a clear tilt toward constructive views on the business model and its role in global payments.Narrative Update • Feb 23
MA: Partnerships And Crypto Capabilities Will Drive Future Upside
Our updated fair value estimate for Mastercard edges higher by about $1 to $662 per share, reflecting analysts' slightly adjusted assumptions for revenue growth, profit margins, discount rate, and forward P/E following a mix of recent price target raises and cuts across the Street. Analyst Commentary Recent Street research on Mastercard reflects a mixed but engaged view, with several firms adjusting price targets and ratings in both directions.Analysis Article • Feb 15
The Mastercard Incorporated (NYSE:MA) Yearly Results Are Out And Analysts Have Published New Forecasts
Shareholders might have noticed that Mastercard Incorporated ( NYSE:MA ) filed its annual result this time last week...Narrative Update • Feb 08
MA: Crypto And Stablecoin Expansion Will Drive Future Upside
Analysts trimmed their fair value estimate for Mastercard by about US$4, to roughly US$661, reflecting slightly lower assumed future P/E multiples, even as they highlight resilient revenue growth, strong profit margins, and a series of recent rating upgrades that see the shares as relatively inexpensive. Analyst Commentary Recent research on Mastercard has been active, with a mix of price target trims and increases alongside several rating upgrades.Narrative Update • Jan 24
MA: Digital And Crypto Payment Expansion Will Drive Future Upside
Analysts have inched their fair value estimate for Mastercard higher to about $665 per share, reflecting slightly stronger assumptions on revenue growth, profit margins and future P/E. This view is supported by a series of recent price target raises that highlight steady fundamentals, benefits from digital payment trends and an improved view of the card networks heading into 2026.Narrative Update • Jan 10
MA: Digital And Cross-Border Payment Shifts Will Drive Future Upside
Analysts have nudged their fair value estimate for Mastercard higher to about $661, reflecting modest tweaks to discount rate, revenue growth, and future P/E assumptions as they respond to a series of higher Street price targets grounded in solid results and ongoing benefits from the shift toward digital payments. Analyst Commentary Recent research updates on Mastercard point to a generally constructive tone, with several firms lifting price targets and initiating coverage at favorable ratings.Narrative Update • Dec 19
MA: Expanding Digital And Cross-Border Payments Will Drive Future Upside
Analysts have nudged our fair value estimate for Mastercard modestly higher to approximately $657 from about $656, citing a wave of rising Street price targets grounded in solid quarterly results, resilient spending trends, and the companys expanding role in high growth digital and cross border payments. Analyst Commentary Bullish analysts have highlighted Mastercard's strong execution and durable growth profile as key reasons for revising price targets higher, reinforcing the view that the company can sustain premium valuation multiples.Narrative Update • Dec 05
MA: Digital And Cross-Border Payment Momentum Will Drive Future Upside
Analysts have nudged their price targets on Mastercard higher, with recent increases of roughly $45 to $70 per share into the high $600s and low $700s. They cite strong quarterly results, Mastercard's role in accelerating digital and cross border payments, and a clean execution backdrop that supports only minor tweaks to key valuation inputs.Narrative Update • Nov 21
MA: Digital Payment Momentum Will Drive Gains As Blockchain Expansion Accelerates
Mastercard's analyst price target has increased modestly to approximately $656.51. This reflects analysts' optimism following strong recent results, consistent digital payment growth, and ongoing positive trends highlighted in recent research updates.
Narrative Update • Nov 20
What Exactly Is Mastercard’s VAS Business?
Mastercard’s VAS (sometimes called “Services & Solutions”) includes a broad set of products and services beyond its core payments network. According to its 2023 annual report, the main components are: Cyber & Intelligence : Fraud prevention, threat intelligence, security, identity services.Narrative Update • Nov 07
MA: Digital Payment Expansion Will Drive Outperformance Amid Blockchain Developments
Mastercard's analyst price target has been revised upward by $4 to $654.98. Analysts cite strong quarterly results and the company's continued leadership in digital payments as key drivers behind the increased valuation.Narrative Update • Oct 23
Analysts Boost Mastercard Valuation Amid Strong Results and New Strategic Partnerships
Analysts have slightly increased their fair value estimate for Mastercard by approximately $2.55 to $650.98, citing continued innovation, strong cross-border transaction trends, and positive revisions to earnings forecasts by the Street. Analyst Commentary Recent Street research reflects continued attention on Mastercard's operational performance, growth outlook, and valuation.Narrative Update • Oct 08
Digital Payments And Mobile Commerce Will Expand Global Markets
Analysts have modestly raised their price target for Mastercard to approximately $648. They cite robust Q2 results, increased revenue growth estimates, and ongoing expectations for strong earnings compounding along with resilient consumer spending trends.Shareholder Returns
| MA | US Diversified Financial | US Market | |
|---|---|---|---|
| 7D | 2.0% | -0.3% | -1.5% |
| 1Y | -3.1% | -1.6% | 17.9% |
Return vs Industry: MA underperformed the US Diversified Financial industry which returned -1.6% over the past year.
Return vs Market: MA underperformed the US Market which returned 17.9% over the past year.
Price Volatility
| MA volatility | |
|---|---|
| MA Average Weekly Movement | 3.2% |
| Diversified Financial Industry Average Movement | 6.2% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.3% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: MA has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: MA's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1966 | 39,800 | Michael Miebach | www.mastercard.com |
Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers products and services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; consumer bill payment services; and commercial credit, debit, and prepaid payment products and solutions. It also provides solutions that enable businesses or governments to make payments to businesses, including Virtual Card Number, which is generated dynamically from an existing account and leverages the credit limit of the funding account; and a platform to optimize supplier payment enablement campaigns for financial institutions.
Mastercard Incorporated Fundamentals Summary
| MA fundamental statistics | |
|---|---|
| Market cap | US$502.70b |
| Earnings (TTM) | US$16.26b |
| Revenue (TTM) | US$35.08b |
31.3x
P/E Ratio14.5x
P/S RatioIs MA overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| MA income statement (TTM) | |
|---|---|
| Revenue | US$35.08b |
| Cost of Revenue | US$0 |
| Gross Profit | US$35.08b |
| Other Expenses | US$18.83b |
| Earnings | US$16.26b |
Last Reported Earnings
Jun 30, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 18.56 |
| Gross Margin | 100.00% |
| Net Profit Margin | 46.34% |
| Debt/Equity Ratio | 439.6% |
How did MA perform over the long term?
See historical performance and comparisonDividends
0.6%
Current Dividend Yield19%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/08/21 04:04 |
| End of Day Share Price | 2026/08/21 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Mastercard Incorporated is covered by 61 analysts. 36 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jim Marrone | Accountability Research Corporation |
| Stephen Biggar | Argus Research Company |
| David Koning | Baird |