First Savings Financial Group Balance Sheet Health
Financial Health criteria checks 6/6
First Savings Financial Group has total assets of $2.4B and total equity of $165.1M. Total deposits are $1.8B, and total loans are $1.9B. It earns a Net Interest Margin of 3.1%. It has sufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are $63.0M.
Key information
14.3x
Asset to equity ratio
3.1%
Net interest margin
Total deposits | US$1.79b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.8% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$62.97m |
Recent financial health updates
Recent updates
First Savings Financial declares $0.13 dividend
Sep 01First Savings Financial GAAP EPS of $0.60, revenue of $25.38M
Jul 25First Savings Financial: Undervalued Due To An Earnings Dip Outlook
Dec 05First Savings Financial Group (NASDAQ:FSFG) Has Announced That It Will Be Increasing Its Dividend To US$0.36
Jun 06With EPS Growth And More, First Savings Financial Group (NASDAQ:FSFG) Is Interesting
May 26Why You Might Be Interested In First Savings Financial Group, Inc. (NASDAQ:FSFG) For Its Upcoming Dividend
Mar 11Have Insiders Been Buying First Savings Financial Group, Inc. (NASDAQ:FSFG) Shares?
Mar 08How Does First Savings Financial Group, Inc. (NASDAQ:FSFG) Fare As A Dividend Stock?
Feb 15Here's Why We Think First Savings Financial Group (NASDAQ:FSFG) Is Well Worth Watching
Jan 25Could The First Savings Financial Group, Inc. (NASDAQ:FSFG) Ownership Structure Tell Us Something Useful?
Jan 07Introducing First Savings Financial Group (NASDAQ:FSFG), A Stock That Climbed 78% In The Last Five Years
Dec 17Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FSFG's Assets to Equity ratio (14.3x) is moderate.
Allowance for Bad Loans: FSFG has a sufficient allowance for bad loans (124%).
Low Risk Liabilities: 81% of FSFG's liabilities are made up of primarily low risk sources of funding.
Loan Level: FSFG has an appropriate level of Loans to Assets ratio (80%).
Low Risk Deposits: FSFG's Loans to Deposits ratio (105%) is appropriate.
Level of Bad Loans: FSFG has an appropriate level of bad loans (0.8%).