Universal Insurance Holdings, Inc.

NYSE:UVE Stock Report

Market Cap: US$601.3m

Universal Insurance Holdings Past Earnings Performance

Past criteria checks 5/6

Universal Insurance Holdings's earnings have been declining at an average annual rate of -6.9%, while the Insurance industry saw earnings growing at 10.2% annually. Revenues have been growing at an average rate of 9.6% per year. Universal Insurance Holdings's return on equity is 21.1%, and it has net margins of 5.6%.

Key information

-6.9%

Earnings growth rate

-2.4%

EPS growth rate

Insurance Industry Growth8.0%
Revenue growth rate9.6%
Return on equity21.1%
Net Margin5.6%
Last Earnings Update30 Jun 2024

Recent past performance updates

Recent updates

Here's Why Universal Insurance Holdings (NYSE:UVE) Has Caught The Eye Of Investors

Sep 19
Here's Why Universal Insurance Holdings (NYSE:UVE) Has Caught The Eye Of Investors

Universal Insurance Continues Its Profitable Resurgence

Sep 03

Universal Insurance Holdings (NYSE:UVE) Is Due To Pay A Dividend Of $0.16

Jul 27
Universal Insurance Holdings (NYSE:UVE) Is Due To Pay A Dividend Of $0.16

Universal Insurance Holdings: Impressive Profitability At A Premium Valuation

Jun 11

Improved Revenues Required Before Universal Insurance Holdings, Inc. (NYSE:UVE) Stock's 27% Jump Looks Justified

Mar 09
Improved Revenues Required Before Universal Insurance Holdings, Inc. (NYSE:UVE) Stock's 27% Jump Looks Justified

Universal Insurance: A 4% Dividend Yield Gem With Revenue Growth, For Under $20

Jan 20

Universal Insurance Holdings: Still Undervalued After The YTD Rise Of 62%

Nov 21

Universal Insurance Holdings (NYSE:UVE) Is Paying Out A Dividend Of $0.16

Jul 24
Universal Insurance Holdings (NYSE:UVE) Is Paying Out A Dividend Of $0.16

Universal Insurance Holdings: Growing Despite Headwinds

Jul 16

Universal Insurance Holdings (NYSE:UVE) Will Pay A Dividend Of $0.16

Apr 16
Universal Insurance Holdings (NYSE:UVE) Will Pay A Dividend Of $0.16

Universal Insurance reports Q4 2022 results

Feb 23

Universal Insurance Holdings (NYSE:UVE) Will Pay A Dividend Of $0.16

Feb 13
Universal Insurance Holdings (NYSE:UVE) Will Pay A Dividend Of $0.16

Universal Insurance declares $0.16 dividend

Feb 09

Universal Insurance Holdings: A Stronghold In A Stormy Market

Jan 14

Universal Insurance Holdings (NYSE:UVE) Will Pay A Dividend Of $0.29

Dec 07
Universal Insurance Holdings (NYSE:UVE) Will Pay A Dividend Of $0.29

Universal Insurance Holdings' (NYSE:UVE) Dividend Will Be $0.29

Nov 18
Universal Insurance Holdings' (NYSE:UVE) Dividend Will Be $0.29

Universal Insurance declares $0.16 dividend, $0.13 special dividend

Nov 14

Universal Insurance Non-GAAP EPS of -$2.27, revenue of $312.81M

Oct 27

Universal Insurance stock gains 5% postmarket after Hurricane Ian update

Oct 11

Revenue & Expenses Breakdown

How Universal Insurance Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NYSE:UVE Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 241,484833170
31 Mar 241,443763070
31 Dec 231,392673040
30 Sep 231,346723040
30 Jun 231,29963000
31 Mar 231,252-163030
31 Dec 221,223-223050
30 Sep 221,185-963080
30 Jun 221,159-33070
31 Mar 221,147123090
31 Dec 211,122203140
30 Sep 211,102513040
30 Jun 211,127273070
31 Mar 211,100252990
31 Dec 201,073192900
30 Sep 201,039-142870
30 Jun 2095792790
31 Mar 20938262750
31 Dec 19939472720
30 Sep 19916912730
30 Jun 198931082860
31 Mar 198691172690
31 Dec 188241172630
30 Sep 188091602570
30 Jun 187931322330
31 Mar 187691162380
31 Dec 177521072310
30 Sep 17729842250
30 Jun 177111012230
31 Mar 176961052200
31 Dec 16685992210
30 Sep 166691152190
30 Jun 166531182200
31 Mar 166071092080
31 Dec 155471061830
30 Sep 15489981620
30 Jun 15435891380
31 Mar 15399821250
31 Dec 14369731170
30 Sep 14342681070
30 Jun 14317611000
31 Mar 1430861940
31 Dec 1330159910

Quality Earnings: UVE has high quality earnings.

Growing Profit Margin: UVE's current net profit margins (5.6%) are higher than last year (0.4%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: UVE's earnings have declined by 6.9% per year over the past 5 years.

Accelerating Growth: UVE's earnings growth over the past year (1394.1%) exceeds its 5-year average (-6.9% per year).

Earnings vs Industry: UVE earnings growth over the past year (1394.1%) exceeded the Insurance industry 22.4%.


Return on Equity

High ROE: UVE's Return on Equity (21.1%) is considered high.


Return on Assets


Return on Capital Employed


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