USCB Financial Holdings Future Growth

Future criteria checks 3/6

USCB Financial Holdings is forecast to grow earnings and revenue by 19% and 14.3% per annum respectively. EPS is expected to grow by 18.7% per annum. Return on equity is forecast to be 11.6% in 3 years.

Key information

19.0%

Earnings growth rate

18.7%

EPS growth rate

Banks earnings growth	9.9%
Revenue growth rate	14.3%
Future return on equity	11.6%
Analyst coverage	Low
Last updated	02 Oct 2024

Recent future growth updates

Recent updates

Earnings and Revenue Growth Forecasts

NasdaqGM:USCB - Analysts future estimates and past financials data (USD Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
12/31/2026	94	29	N/A	N/A	1
12/31/2025	89	27	N/A	N/A	3
12/31/2024	80	23	N/A	N/A	4
6/30/2024	67	17	28	28	N/A
3/31/2024	63	15	21	22	N/A
12/31/2023	64	17	22	23	N/A
9/30/2023	65	18	26	26	N/A
6/30/2023	67	20	29	30	N/A
3/31/2023	68	21	32	33	N/A
12/31/2022	66	20	29	30	N/A
9/30/2022	67	21	29	30	N/A
6/30/2022	67	-68	28	28	N/A
3/31/2022	65	-70	23	24	N/A
12/31/2021	63	-71	21	22	N/A
9/30/2021	60	-73	22	22	N/A
6/30/2021	55	13	17	17	N/A
3/31/2021	51	11	16	16	N/A
12/31/2020	46	8	13	13	N/A
12/31/2019	45	10	13	14	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: USCB's forecast earnings growth (19% per year) is above the savings rate (2.5%).

Earnings vs Market: USCB's earnings (19% per year) are forecast to grow faster than the US market (15.2% per year).

High Growth Earnings: USCB's earnings are forecast to grow, but not significantly.

Revenue vs Market: USCB's revenue (14.3% per year) is forecast to grow faster than the US market (8.7% per year).

High Growth Revenue: USCB's revenue (14.3% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: USCB's Return on Equity is forecast to be low in 3 years time (11.6%).

USCB Financial Holdings Future Growth

Future criteria checks 3/6

Key information

Recent future growth updates

Price target increased by 7.9% to US$13.63

Consensus EPS estimates fall by 11%

Price target decreased by 12% to US$12.67

Price target decreased by 8.5% to US$14.33

Recent updates

USCB Financial Holdings, Inc. Declares Quarterly Cash Dividend on Common Stock, Payable on September 5, 2024

USCB Financial Holdings, Inc. to Report Q2, 2024 Results on Jul 25, 2024

Executive VP & CFO recently bought US$67k worth of stock

Upcoming dividend of US$0.05 per share

Investor sentiment improves as stock rises 17%

Executive VP & CFO recently bought US$226k worth of stock

First quarter 2024 earnings released: EPS: US$0.23 (vs US$0.29 in 1Q 2023)

USCB Financial Holdings, Inc. Declares Quarterly Cash Dividend on Common Stock Payable on June 5, 2024

USCB Financial Holdings, Inc., Annual General Meeting, May 28, 2024

USCB Financial Holdings, Inc. to Report Q1, 2024 Results on Apr 25, 2024

Full year 2023 earnings: EPS and revenues miss analyst expectations

Executive VP & CFO recently bought US$83k worth of stock

Price target increased by 7.9% to US$13.63

USCB Financial Holdings, Inc. Announces Inaugural Quarterly Cash Dividend for the First Quarter of 2024, Payable on March 5, 2024

Full year 2023 earnings: EPS and revenues miss analyst expectations

USCB Financial Holdings, Inc. to Report Q4, 2023 Results on Jan 25, 2024

Executive VP & CFO recently bought US$108k worth of stock

USCB Financial Holdings, Inc. Announces Management Changes

Third quarter 2023 earnings: Revenues exceed analysts expectations while EPS lags behind

USCB Financial Holdings, Inc. to Report Q3, 2023 Results on Oct 26, 2023

Consensus EPS estimates fall by 11%

Second quarter 2023 earnings: EPS and revenues miss analyst expectations

USCB Financial Holdings, Inc. to Report Q2, 2023 Results on Jul 27, 2023

New major risk - Revenue and earnings growth

USCB Financial Holdings, Inc. Announces Executive Changes

Price target decreased by 12% to US$12.67

Full year 2022 earnings: EPS and revenues miss analyst expectations

Price target decreased by 8.5% to US$14.33

Full year 2022 earnings: EPS and revenues miss analyst expectations

USCB Financial Holdings, Inc. to Report Q4, 2022 Results on Jan 26, 2023

Insider recently bought US$54k worth of stock

Third quarter 2022 earnings: Revenues exceed analysts expectations while EPS lags behind

USCB Financial Holdings, Inc. to Report Q3, 2022 Results on Oct 27, 2022

Second quarter 2022 earnings released: EPS: US$0.27 (vs US$0.33 in 2Q 2021)

USCB Financial Holdings, Inc. to Report Q2, 2022 Results on Jul 28, 2022

First quarter 2022 earnings: Revenues exceed analysts expectations while EPS lags behind

USCB Financial Holdings, Inc., Annual General Meeting, May 31, 2022

USCB Financial Holdings, Inc. and U.S. Century Bank Appoint Maria C. Alonso to its Board of Directors

USCB Financial Holdings, Inc. to Report Q1, 2022 Results on Apr 28, 2022

USCB Financial Holdings, Inc. Appoints Robert E. Kafafian as Independent Director

USCB Financial Holdings, Inc. and U.S. Century Bank Elects Ramon A. Rodriguez to its Board of Directors

Full year 2021 earnings: EPS and revenues exceed analyst expectations

Insufficient new directors

Earnings and Revenue Growth Forecasts

Analyst Future Growth Forecasts

Earnings per Share Growth Forecasts

Future Return on Equity

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