Laurentian Bank of Canada Valuation

Is LB undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

4/6

Valuation Score 4/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Book vs Peers

  • Price-To-Book vs Industry

  • Price-To-Book vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of LB when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: LB (CA$27.27) is trading below our estimate of fair value (CA$59.1)

Significantly Below Fair Value: LB is trading below fair value by more than 20%.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for LB?

Other financial metrics that can be useful for relative valuation.

LB key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenuen/a
Enterprise Value/EBITDAn/a
PEG Ration/a

Price to Book Ratio vs Peers

How does LB's PB Ratio compare to its peers?

The above table shows the PB ratio for LB vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PBEstimated GrowthMarket Cap
Peer Average1.5x
NA National Bank of Canada
1.9x0.1%CA$45.6b
CM Canadian Imperial Bank of Commerce
1.5x7.4%CA$84.6b
BNS Bank of Nova Scotia
1.1x8.6%CA$92.9b
BMO Bank of Montreal
1.2x11.8%CA$94.3b
LB Laurentian Bank of Canada
0.4x100.3%CA$1.2b

Price-To-Book vs Peers: LB is good value based on its Price-To-Book Ratio (0.4x) compared to the peer average (1.5x).


Price to Earnings Ratio vs Industry

How does LB's PE Ratio compare vs other companies in the North American Banks Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a8.0%
n/an/an/a
No. of CompaniesPB048121620

Fetching data

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a8.0%
n/an/an/a
No more companies

Price-To-Book vs Industry: LB is good value based on its Price-To-Book Ratio (0.4x) compared to the North American Banks industry average (1x).


Price to Book Ratio vs Fair Ratio

What is LB's PB Ratio compared to its Fair PB Ratio? This is the expected PB Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

LB PB Ratio vs Fair Ratio.
Fair Ratio
Current PB Ratio0.4x
Fair PB Ration/a

Price-To-Book vs Fair Ratio: Insufficient data to calculate LB's Price-To-Book Fair Ratio for valuation analysis.


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst LB forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentCA$27.27
CA$27.00
-1.0%
4.3%CA$29.00CA$25.00n/a9
Nov ’25CA$26.25
CA$26.60
+1.3%
6.1%CA$29.00CA$23.00n/a10
Oct ’25CA$26.84
CA$26.30
-2.0%
5.4%CA$28.00CA$23.00n/a10
Sep ’25CA$25.81
CA$26.20
+1.5%
4.5%CA$28.00CA$24.00n/a10
Aug ’25CA$25.98
CA$26.70
+2.8%
9.6%CA$33.00CA$24.00n/a10
Jul ’25CA$26.55
CA$26.70
+0.6%
9.6%CA$33.00CA$24.00n/a10
Jun ’25CA$24.95
CA$27.82
+11.5%
9.0%CA$33.00CA$26.00n/a11
May ’25CA$26.22
CA$27.36
+4.4%
10.1%CA$33.00CA$24.00n/a11
Apr ’25CA$27.48
CA$27.36
-0.4%
10.1%CA$33.00CA$24.00n/a11
Mar ’25CA$27.00
CA$27.45
+1.7%
10.0%CA$33.00CA$24.00n/a11
Feb ’25CA$26.29
CA$29.30
+11.4%
7.9%CA$33.00CA$26.00n/a10
Jan ’25CA$27.87
CA$28.82
+3.4%
8.9%CA$33.00CA$26.00n/a11
Dec ’24CA$26.55
CA$31.50
+18.6%
14.2%CA$43.00CA$27.00n/a10
Nov ’24CA$25.66
CA$35.45
+38.2%
11.5%CA$43.00CA$27.00CA$26.2511
Oct ’24CA$30.27
CA$37.00
+22.2%
11.0%CA$45.00CA$32.00CA$26.8411
Sep ’24CA$36.29
CA$41.46
+14.3%
11.2%CA$54.00CA$36.00CA$25.8113
Aug ’24CA$39.69
CA$43.00
+8.3%
17.7%CA$60.00CA$34.00CA$25.9813
Jul ’24CA$33.06
CA$38.75
+17.2%
14.8%CA$55.00CA$33.00CA$26.5512
Jun ’24CA$31.94
CA$38.58
+20.8%
15.1%CA$55.00CA$32.00CA$24.9512
May ’24CA$32.39
CA$40.17
+24.0%
13.6%CA$55.00CA$33.00CA$26.2212
Apr ’24CA$31.81
CA$40.17
+26.3%
13.6%CA$55.00CA$33.00CA$27.4812
Mar ’24CA$34.41
CA$40.17
+16.7%
13.6%CA$55.00CA$33.00CA$27.0012
Feb ’24CA$35.34
CA$40.25
+13.9%
14.1%CA$55.00CA$33.00CA$26.2912
Jan ’24CA$32.30
CA$40.25
+24.6%
14.1%CA$55.00CA$33.00CA$27.8712
Dec ’23CA$33.19
CA$40.73
+22.7%
13.5%CA$53.00CA$33.00CA$26.5511
Nov ’23CA$30.52
CA$43.36
+42.1%
10.3%CA$53.00CA$39.00CA$25.6611

Analyst Forecast: Target price is lower than the current share price.


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