Federal National Mortgage Association (FNMA) Stock Overview
Provides financing solutions for residential mortgages in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 3/6 |
| Financial Health | 3/6 |
| Dividends | 0/6 |
FNMA Community Fair Values
Create NarrativeSee what 44 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Federal National Mortgage Association Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$5.18 |
| 52 Week High | US$14.02 |
| 52 Week Low | US$3.60 |
| Beta | 1.7 |
| 1 Month Change | -17.78% |
| 3 Month Change | -18.55% |
| 1 Year Change | -60.15% |
| 3 Year Change | 702.11% |
| 5 Year Change | 475.56% |
| Change since IPO | 437.60% |
Recent News & Updates
Rising Capital And Credit Pressures Will Challenge Earnings But Long-Term Potential Remains
Catalysts About Federal National Mortgage Association Federal National Mortgage Association, commonly known as Fannie Mae, provides liquidity to the U.S. housing market through its large single-family and multifamily mortgage guaranty and investment portfolios. What are the underlying business or industry changes driving this perspective?
FNMA: Core Earnings And Capital Build Will Drive Future Upside Potential
Analysts have reduced their fair value estimate for Federal National Mortgage Association from $20.00 to $18.00 and updated price targets to a range of $6.25 to $7.00, reflecting uncertainty around the timing of privatization and release from conservatorship, as well as revised earnings visibility. Analyst Commentary on Federal National Mortgage Association Recent Street research on Federal National Mortgage Association highlights a mix of cautious tones around privatization and conservatorship, alongside recognition of the company’s core earnings engine.Recent updates
Rising Capital And Credit Pressures Will Challenge Earnings But Long-Term Potential Remains
Catalysts About Federal National Mortgage Association Federal National Mortgage Association, commonly known as Fannie Mae, provides liquidity to the U.S. housing market through its large single-family and multifamily mortgage guaranty and investment portfolios. What are the underlying business or industry changes driving this perspective?FNMA: Core Earnings And Capital Build Will Drive Future Upside Potential
Analysts have reduced their fair value estimate for Federal National Mortgage Association from $20.00 to $18.00 and updated price targets to a range of $6.25 to $7.00, reflecting uncertainty around the timing of privatization and release from conservatorship, as well as revised earnings visibility. Analyst Commentary on Federal National Mortgage Association Recent Street research on Federal National Mortgage Association highlights a mix of cautious tones around privatization and conservatorship, alongside recognition of the company’s core earnings engine.
FNMA: Conservatorship Resolution And Capital Clarity Will Drive Future Repricing
The analyst price target for Federal National Mortgage Association has shifted from $12.08 to $10.50 as analysts factor in a tougher rate backdrop, lower projected revenue growth and profit margin, and ongoing uncertainty around conservatorship timelines and earnings visibility. Analyst Commentary Recent research on Federal National Mortgage Association highlights a split between earlier optimism around earnings potential and more recent concern about the tougher rate backdrop and ongoing conservatorship overhang.Federal National Mortgage Association (FNMA) Stock Could Be 47.4% Undervalued After BTIG Turns Neutral
Federal National Mortgage Association (FNMA) is back in focus after BTIG shifted its rating to Neutral, as reports suggest Donald Trump’s interest in a related stock offering has cooled. This has put fresh attention on political risk. See our latest analysis for Federal National Mortgage Association. Despite the political headlines, Federal National Mortgage Association’s 1 day share price return of 0.79% and 90 day gain of 20% sit against a 30 day decline of 9.79% and year to date fall of...Guaranty Book Scale And Leaner Operations Will Support Long Term Earnings Resilience
Catalysts About Federal National Mortgage Association Federal National Mortgage Association, commonly known as Fannie Mae, provides liquidity and credit protection to the U.S. housing market through its guaranty and mortgage-backed securities businesses. What are the underlying business or industry changes driving this perspective?Guaranty Fee Scale And Automation Will Support Long Term Housing Finance Dominance
Catalysts About Federal National Mortgage Association Federal National Mortgage Association, or Fannie Mae, provides liquidity and credit protection to the U.S. housing finance system through its guaranty and mortgage-backed securities businesses. What are the underlying business or industry changes driving this perspective?Shareholder Returns
| FNMA | US Diversified Financial | US Market | |
|---|---|---|---|
| 7D | -9.7% | -0.06% | 0.5% |
| 1Y | -60.2% | -1.8% | 12.0% |
Return vs Industry: FNMA underperformed the US Diversified Financial industry which returned -1.8% over the past year.
Return vs Market: FNMA underperformed the US Market which returned 12% over the past year.
Price Volatility
| FNMA volatility | |
|---|---|
| FNMA Average Weekly Movement | 7.8% |
| Diversified Financial Industry Average Movement | 5.8% |
| Market Average Movement | 6.8% |
| 10% most volatile stocks in US Market | 15.2% |
| 10% least volatile stocks in US Market | 2.9% |
Stable Share Price: FNMA has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: FNMA's weekly volatility (8%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1938 | 7,000 | Peter Akwaboah | www.fanniemae.com |
Federal National Mortgage Association provides financing solutions for residential mortgages in the United States. The company operates in two segments, Single-Family and Multifamily. It offers mortgage acquisitions and securitizations; and credit risk and loss management services.
Federal National Mortgage Association Fundamentals Summary
| FNMA fundamental statistics | |
|---|---|
| Market cap | US$30.24b |
| Earnings (TTM) | US$227.00m |
| Revenue (TTM) | US$27.80b |
Is FNMA overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| FNMA income statement (TTM) | |
|---|---|
| Revenue | US$27.80b |
| Cost of Revenue | US$0 |
| Gross Profit | US$27.80b |
| Other Expenses | US$27.57b |
| Earnings | US$227.00m |
Last Reported Earnings
Jun 30, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.04 |
| Gross Margin | 100.00% |
| Net Profit Margin | 0.82% |
| Debt/Equity Ratio | 3,595.2% |
How did FNMA perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/09/18 22:13 |
| End of Day Share Price | 2026/09/18 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Federal National Mortgage Association is covered by 15 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| null null | Barclays |
| Joseph Zidle | BofA Global Research |
| Randy Binner | B. Riley Securities, Inc. |