Skandinaviska Enskilda Banken (SEB A) Stock Overview
Provides corporate, retail, investment, and private banking services. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 2/6 |
| Past Performance | 2/6 |
| Financial Health | 5/6 |
| Dividends | 5/6 |
SEB A Community Fair Values
Create NarrativeSee what 40 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Skandinaviska Enskilda Banken AB (publ) Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | SEK 224.20 |
| 52 Week High | SEK 228.00 |
| 52 Week Low | SEK 168.20 |
| Beta | 0.43 |
| 1 Month Change | 12.92% |
| 3 Month Change | 23.87% |
| 1 Year Change | 27.93% |
| 3 Year Change | 75.09% |
| 5 Year Change | 87.46% |
| Change since IPO | 252.05% |
Recent News & Updates
Narrative Update • Jul 22
SEB A: Future Returns Will Reflect Execution And Disciplined Share Repurchases
The analyst fair value estimate for Skandinaviska Enskilda Banken has been raised from SEK 197.12 to SEK 205.35, with analysts pointing to a series of higher SEK 204 to SEK 230 price targets and slight adjustments to growth, margin and P/E assumptions as key drivers. Analyst Commentary Recent Street research on Skandinaviska Enskilda Banken shows a mix of higher and lower price targets within a relatively tight SEK 170 to SEK 230 range.Narrative Update • Jul 08
SEB A: Future Returns Will Depend On Execution And Share Repurchase Discipline
Analysts have raised the fair value estimate for Skandinaviska Enskilda Banken by about SEK 4 to roughly SEK 197. This reflects updated assumptions on revenue growth, profitability, and future P/E, and takes into account recent Street price target revisions that now range from SEK 170 to SEK 190.Narrative Update • Jun 19
SEB A: Future Returns Will Hinge On Execution And Planned Share Repurchases
The analyst price target for Skandinaviska Enskilda Banken has been adjusted slightly higher to SEK 193.06 from SEK 190.63. Analysts cited updated assumptions on discount rates, revenue growth, profit margins and future P/E in light of recent mixed target changes from Citi, Morgan Stanley, Deutsche Bank, Jefferies and Barclays.Recent updates
Narrative Update • Jul 22
SEB A: Future Returns Will Reflect Execution And Disciplined Share Repurchases
The analyst fair value estimate for Skandinaviska Enskilda Banken has been raised from SEK 197.12 to SEK 205.35, with analysts pointing to a series of higher SEK 204 to SEK 230 price targets and slight adjustments to growth, margin and P/E assumptions as key drivers. Analyst Commentary Recent Street research on Skandinaviska Enskilda Banken shows a mix of higher and lower price targets within a relatively tight SEK 170 to SEK 230 range.Narrative Update • Jul 08
SEB A: Future Returns Will Depend On Execution And Share Repurchase Discipline
Analysts have raised the fair value estimate for Skandinaviska Enskilda Banken by about SEK 4 to roughly SEK 197. This reflects updated assumptions on revenue growth, profitability, and future P/E, and takes into account recent Street price target revisions that now range from SEK 170 to SEK 190.Narrative Update • Jun 19
SEB A: Future Returns Will Hinge On Execution And Planned Share Repurchases
The analyst price target for Skandinaviska Enskilda Banken has been adjusted slightly higher to SEK 193.06 from SEK 190.63. Analysts cited updated assumptions on discount rates, revenue growth, profit margins and future P/E in light of recent mixed target changes from Citi, Morgan Stanley, Deutsche Bank, Jefferies and Barclays.Narrative Update • Jun 02
SEB A: Future Returns Will Depend On Balanced Execution And Moderate Risk Repricing
Skandinaviska Enskilda Banken's analyst price target has been trimmed by SEK 1.19 to SEK 190.63, as analysts factor in slightly higher discount rates and modestly adjusted growth expectations while keeping profit margin and future P/E assumptions broadly steady. Analyst Commentary Recent price target moves cluster in a relatively tight SEK 175 to SEK 190 range, with several firms trimming their targets and a few lifting them by smaller increments.Narrative Update • May 04
SEB A: Future Returns Will Hinge On Execution As Views Remain Split
Analysts have nudged the fair value estimate for Skandinaviska Enskilda Banken slightly higher to SEK 191.81 from SEK 190.33, reflecting updated price targets that balance recent SEK 7 upward and SEK 12 downward moves along with mixed rating changes. Analyst Commentary Recent price target moves for Skandinaviska Enskilda Banken show a mix of optimism and caution, with some analysts lifting targets while others trim them or downgrade the stock.Narrative Update • Apr 20
SEB A: Future Returns Will Reflect Execution Against Trimmed Fair Value Expectations
The analyst fair value estimate for Skandinaviska Enskilda Banken has been trimmed by about SEK 5 to SEK 190.33, as analysts factor in a series of recent SEK 5 to SEK 12 price target cuts alongside a more mixed set of P/E and profitability assumptions. Analyst Commentary Recent Street research around Skandinaviska Enskilda Banken points to a mixed but still engaged analyst community, with several price target changes in both directions and at least one fresh downgrade.Narrative Update • Apr 05
SEB A: Future Returns Will Balance Steady Execution Against Tightened Fair Value Assumptions
Analysts now set the price target for Skandinaviska Enskilda Banken at about SEK 195, slightly below the prior level near SEK 196. This reflects a blend of recent target changes and updated views on growth, profitability, and future P/E assumptions.Narrative Update • Mar 21
SEB A: Future Returns Will Reflect Tightened Fair Value Assumptions And Execution Risks
Analysts have nudged the Skandinaviska Enskilda Banken price target higher to about SEK196, reflecting slightly updated assumptions for fair value, discount rate, revenue growth, profit margin and forward P/E. Recent mixed target moves from SEK192 to a SEK16 increase at other firms have fed into this adjustment.Narrative Update • Mar 07
SEB A: Future Returns Will Balance Mixed Pricing Views And Execution Risks
Narrative Update The latest analyst revisions point to a mixed but modest shift in views on Skandinaviska Enskilda Banken, with one firm trimming its price target to SEK 192 from SEK 195 while another raised its target by SEK 16. Analysts are reassessing assumptions on discount rate, profit margin and forward P/E multiples.Narrative Update • Feb 20
SEB A: Fair SEK 195 View Will Reflect Balanced Execution Uncertainties
Narrative update on Skandinaviska Enskilda Banken The analyst price target for Skandinaviska Enskilda Banken has been adjusted slightly higher from SEK 193.75 to about SEK 195.13, with analysts pointing to refined assumptions around fair value, discount rate, and future P/E following recent mixed target changes from Citi and Morgan Stanley. Analyst Commentary Recent research on Skandinaviska Enskilda Banken shows a mix of optimism and caution, with price targets moving in both directions over the past few months and ratings held at a neutral level.Narrative Update • Feb 05
SEB A: Fair SEK 193.75 View Will Guide Balanced Execution Risks
Narrative Update The analyst price target for Skandinaviska Enskilda Banken has shifted to SEK 193.75 from SEK 192, as analysts update their views on revenue growth, margins, discount rate and forward P/E in light of recent Street research. Analyst Commentary Recent Street research on Skandinaviska Enskilda Banken shows a series of price target adjustments clustered around the SEK 190 to SEK 195 range, with no change to an Equal Weight stance where ratings are disclosed.Analysis Article • Feb 01
Earnings Update: Skandinaviska Enskilda Banken AB (publ) (STO:SEB A) Just Reported Its Yearly Results And Analysts Are Updating Their Forecasts
Skandinaviska Enskilda Banken AB (publ) ( STO:SEB A ) shareholders are probably feeling a little disappointed, since...Narrative Update • Jan 22
SEB A: Fair SEK 192 View Will Support Balanced Future Execution
Analysts have adjusted their fair value estimate for Skandinaviska Enskilda Banken to SEK 192.00 per share, a change of SEK 7.13, reflecting updated views on discount rates, revenue growth, profit margins and future P/E assumptions in line with recent Street research. Analyst Commentary Recent Street research around Skandinaviska Enskilda Banken has focused on recalibrating fair value rather than changing the fundamental stance on the shares.Narrative Update • Jan 07
SEB A: Higher Price Views Will Support Balanced Execution And Earnings Outlook
Analysts have nudged their fair value estimate for Skandinaviska Enskilda Banken up by SEK 1 to SEK 184.87. This aligns with recent SEK 183 to SEK 195 Street price target updates that are built on slightly adjusted assumptions for discount rate, revenue growth, profit margin and future P/E.Narrative Update • Dec 16
SEB A: Higher Price Views Will Support Balanced Outlook Amid Sector Risks
Analysts have nudged their price target on Skandinaviska Enskilda Banken higher to about SEK 184 from roughly SEK 183, reflecting slightly stronger expectations for revenue growth, profit margins, and forward valuation multiples. Analyst Commentary Recent research updates highlight a constructive but measured stance from the Street, with modest price target increases signaling confidence in Skandinaviska Enskilda Banken's ability to execute on its strategy while acknowledging a balanced risk reward profile.Narrative Update • Dec 02
SEB A: Upward Price Revisions Will Support Balanced Outlook Amid Sector Uncertainties
Analysts have raised their fair value estimate for Skandinaviska Enskilda Banken to SEK 182.50 from SEK 180.21. This change is attributed to improved revenue growth and recent upward price target revisions by major financial institutions.Narrative Update • Nov 18
SEB A: Modest Upward Price Revisions Suggest Balanced Outlook Ahead
Analysts have modestly lowered their fair value estimate for Skandinaviska Enskilda Banken to SEK 180.21 from SEK 181.43. This adjustment is due to slight changes in growth projections and profitability margins, supported by recent upward revisions in price targets from industry research.Narrative Update • Nov 03
SEB A: Revenue And Profit Margin Improvements Will Support Fair Valuation
Analysts have modestly raised their price target for Skandinaviska Enskilda Banken, increasing it from SEK 180.71 to SEK 181.43. The adjustment is attributed to improved revenue growth forecasts and stronger profit margins.Narrative Update • Oct 20
Fee And AI Expansion Will Improve Operational Efficiency
The analyst price target for Skandinaviska Enskilda Banken has increased modestly from SEK 175.93 to SEK 180.71. Analysts cite slightly stronger revenue growth expectations along with a stable profit margin outlook.Narrative Update • Oct 06
Fee And AI Expansion Will Improve Operational Efficiency
Skandinaviska Enskilda Banken's analyst price target has increased slightly, rising from SEK 173.86 to SEK 175.93. Analysts cite marginal improvements in revenue growth and profit margin projections as the reasons for this adjustment.Narrative Update • Sep 21
Fee And AI Expansion Will Improve Operational Efficiency
Analysts have modestly raised Skandinaviska Enskilda Banken’s price target to SEK173.86, citing improved capital return prospects and stable asset quality offsetting pressure from weaker loan growth, mortgage competition, and a muted Nordic macro outlook. Analyst Commentary Bullish analysts cite improved capital return prospects and resilient fee income as key drivers for upward price target revisions.Narrative Update • Sep 06
Fee And AI Expansion Will Improve Operational Efficiency
Analysts have marginally raised Skandinaviska Enskilda Banken’s price target to SEK171.29, reflecting improved capital returns and stable earnings, though concerns over margin pressures and economic outlook temper overall sentiment. Analyst Commentary Bullish analysts are reflecting improving capital returns and stable earnings quality in increasing price targets.
New Narrative • Nov 07
Restructuring And Low Interest Rates Threaten SEB's Margins And Growth Prospects
Significant restructuring and integration costs from acquisitions and organizational changes may strain operational efficiency and negatively impact net margins in the short term.Shareholder Returns
| SEB A | SE Banks | SE Market | |
|---|---|---|---|
| 7D | 0.4% | 1.0% | 2.0% |
| 1Y | 27.9% | 31.0% | 13.9% |
Return vs Industry: SEB A underperformed the Swedish Banks industry which returned 32.7% over the past year.
Return vs Market: SEB A exceeded the Swedish Market which returned 14.2% over the past year.
Price Volatility
| SEB A volatility | |
|---|---|
| SEB A Average Weekly Movement | 2.6% |
| Banks Industry Average Movement | 4.1% |
| Market Average Movement | 5.8% |
| 10% most volatile stocks in SE Market | 11.8% |
| 10% least volatile stocks in SE Market | 3.2% |
Stable Share Price: SEB A has not had significant price volatility in the past 3 months compared to the Swedish market.
Volatility Over Time: SEB A's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1856 | 18,400 | Johan Torgeby | sebgroup.com |
Skandinaviska Enskilda Banken AB (publ) provides corporate, retail, investment, and private banking services. It operates through Corporate & Investment Banking, Business & Retail Banking, Wealth & Asset Management, and Baltic segments. The company offers core banking products comprising loans, leasing, cards, and payment-related products; life insurance and pension solutions; capital market products consisting of trading and issues on financial markets; fund management; treasury services; structured financing solutions for commercial real estate, infrastructure projects, and shipping; investment banking services, including advisory, execution, and financing solutions for mergers and acquisitions, equities, leveraged finance, and debt capital markets; execution, advisory, and research for fixed income, currencies, and commodities; trade finance and asset solutions; and post-trade services, including sub-custody and global custody services.
Skandinaviska Enskilda Banken AB (publ) Fundamentals Summary
| SEB A fundamental statistics | |
|---|---|
| Market cap | SEK 436.80b |
| Earnings (TTM) | SEK 31.15b |
| Revenue (TTM) | SEK 74.54b |
14.0x
P/E Ratio1.9x
P/B RatioIs SEB A overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SEB A income statement (TTM) | |
|---|---|
| Revenue | SEK 74.54b |
| Cost of Revenue | SEK 0 |
| Gross Profit | SEK 74.54b |
| Other Expenses | SEK 43.39b |
| Earnings | SEK 31.15b |
Last Reported Earnings
Jun 30, 2026
Next Earnings Date
Oct 22, 2026
| Earnings per share (EPS) | 15.99 |
| Gross Margin | 100.00% |
| Net Profit Margin | 41.79% |
| Debt/Equity Ratio | 513.0% |
How did SEB A perform over the long term?
See historical performance and comparisonDividends
4.9%
Current Dividend Yield54%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/08/07 22:46 |
| End of Day Share Price | 2026/08/07 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Skandinaviska Enskilda Banken AB (publ) is covered by 35 analysts. 15 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| null null | ABG Sundal Collier |
| Roberto de Aguiar Attuch | Barclays |
| Namita Samtani | Barclays |