Orange County Bancorp, Inc.

NasdaqCM:OBT Stock Report

Market Cap: US$314.5m

Orange County Bancorp Past Earnings Performance

Past criteria checks 2/6

Orange County Bancorp has been growing earnings at an average annual rate of 24%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 15.9% per year. Orange County Bancorp's return on equity is 14.9%, and it has net margins of 29.4%.

Key information

24.0%

Earnings growth rate

18.6%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate15.9%
Return on equity14.9%
Net Margin29.4%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Orange County Bancorp (NASDAQ:OBT) Is Paying Out A Larger Dividend Than Last Year

Nov 28
Orange County Bancorp (NASDAQ:OBT) Is Paying Out A Larger Dividend Than Last Year

Orange County Bancorp (NASDAQ:OBT) Has Announced A Dividend Of $0.23

Aug 22
Orange County Bancorp (NASDAQ:OBT) Has Announced A Dividend Of $0.23

Orange County Bancorp (NASDAQ:OBT) Is Due To Pay A Dividend Of $0.23

May 23
Orange County Bancorp (NASDAQ:OBT) Is Due To Pay A Dividend Of $0.23

Here's Why We Think Orange County Bancorp (NASDAQ:OBT) Is Well Worth Watching

Feb 06
Here's Why We Think Orange County Bancorp (NASDAQ:OBT) Is Well Worth Watching

Orange County Bancorp declares $0.20 dividend

Aug 18

Orange County Bancorp GAAP EPS of $0.38 misses by $0.58, revenue of $20.47M beats by $0.47M

Aug 01

Revenue & Expenses Breakdown

How Orange County Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NasdaqCM:OBT Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 249829550
30 Jun 2410335530
31 Mar 2410336520
31 Dec 239429510
30 Sep 239330490
30 Jun 239129480
31 Mar 238022470
31 Dec 228124450
30 Sep 227421440
30 Jun 227019420
31 Mar 227222410
31 Dec 217021390
30 Sep 216619380
30 Jun 216217370
31 Mar 215914370
31 Dec 205512360
30 Sep 205312340
30 Jun 205312340
31 Mar 205212330
31 Dec 195111330
30 Sep 195011330
30 Jun 194810320
31 Mar 19458310
31 Dec 18438310
30 Sep 18425300
30 Jun 18403300
31 Mar 18393290
31 Dec 17382280
30 Sep 17363270
30 Jun 17354260
31 Mar 17344250
31 Dec 16334240
30 Sep 16303230
30 Jun 16282230
31 Mar 16261220
31 Dec 15240220
30 Sep 15251210
30 Jun 15273200
31 Mar 15274190
31 Dec 14286170
31 Dec 13277160

Quality Earnings: OBT has high quality earnings.

Growing Profit Margin: OBT's current net profit margins (29.4%) are lower than last year (32.6%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: OBT's earnings have grown significantly by 24% per year over the past 5 years.

Accelerating Growth: OBT's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: OBT had negative earnings growth (-5.2%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).


Return on Equity

High ROE: OBT's Return on Equity (14.9%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/26 22:42
End of Day Share Price 2024/12/26 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Orange County Bancorp, Inc. is covered by 4 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Alexander Roberts TwerdahlPiper Sandler Companies
Mark FitzgibbonPiper Sandler Companies
null nullStephens, Inc.