Lake Shore Bancorp Ownership

Who are the major shareholders and have insiders been buying or selling?

Recent Insider Transactions

NasdaqGM:LSBK Recent Insider Transactions by Companies or Individuals
Date	Value	Name	Entity	Shares	Max Price
30 Jul 25	BuyUS$5,839,761	Stilwell Value LLC	Company	483,109	US$12.17
04 Nov 24	BuyUS$59,381	Kevin Sanvidge	Individual	4,379	US$13.58
27 Aug 24	BuyUS$5,104	Taylor Gilden	Individual	400	US$12.76
27 Aug 24	BuyUS$21,692	Ann Segarra	Individual	1,700	US$12.76

Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.

Ownership Breakdown

What is the ownership structure of LSBK?
Owner Type	Number of Shares	Ownership Percentage
Institutions	387,161	5%
Individual Insiders	587,419	7.59%
Hedge Funds	738,675	9.55%
General Public	2,388,087	30.9%
Private Companies	3,636,875	47%

Dilution of Shares: Shareholders have been substantially diluted in the past year, with total shares outstanding growing by 37.2%.

Top Shareholders

Top 25 shareholders own 69.04% of the company

Ownership	Name	Shares	Current Value	Change %	Portfolio %
47%	Lake Shore Bancorp, Inc.	3,636,875	US$47.2m	0%	no data
9.55%	Stilwell Value LLC	738,675	US$9.6m	506%	6.23%
1.52%	Kim Liddell	117,816	US$1.5m	176%	no data
1.38%	M3F, Inc.	106,527	US$1.4m	-17.5%	0.34%
1.17%	John McGrath	90,211	US$1.2m	204%	no data
1.07%	Ann Segarra	82,854	US$1.1m	242%	no data
1.05%	Jeffrey Werdein	81,410	US$1.1m	187%	no data
0.88%	HBK Sorce Advisory LLC	67,835	US$879.8k	-3.68%	0.02%
0.76%	Kevin Sanvidge	58,688	US$761.2k	136%	no data
0.62%	Ronald Passafaro	47,702	US$618.7k	185%	no data
0.55%	Sharon Brautigam	42,868	US$556.0k	154%	no data
0.5%	John Mehltretter	38,933	US$505.0k	179%	no data
0.43%	Dimensional Fund Advisors LP	33,190	US$430.5k	2.12%	no data
0.39%	Minerva Advisors LLC	30,474	US$395.2k	1.18%	0.24%
0.29%	Taylor Gilden	22,269	US$288.8k	146%	no data
0.26%	Morgan Stanley, Investment Banking and Brokerage Investments	20,000	US$259.4k	-0.01%	no data
0.26%	The Vanguard Group, Inc.	19,768	US$256.4k	-57.3%	no data
0.25%	Geode Capital Management, LLC	19,678	US$255.2k	-0.02%	no data
0.24%	Courier Capital, LLC	18,813	US$244.0k	0%	0.01%
0.24%	First Manhattan Co. LLC	18,507	US$240.0k	0%	no data
0.19%	Susquehanna International Group, LLP, Asset Management Arm	14,962	US$194.1k	47.5%	no data
0.19%	Bridgeway Capital Management, LLC	14,694	US$190.6k	0%	no data
0.14%	UBS Asset Management AG	10,497	US$136.1k	54.3%	no data
0.062%	BlackRock, Inc.	4,790	US$62.1k	6.4%	no data
0.06%	Michelle DeBergalis	4,668	US$60.5k	137%	no data

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/08/25 17:10
End of Day Share Price	2025/08/25 00:00
Earnings	2025/06/30
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Lake Shore Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.