BILL Holdings, Inc.

NYSE:BILL Stock Report

Market Cap: US$5.3b

BILL Holdings Past Earnings Performance

Past criteria checks 2/6

BILL Holdings has been growing earnings at an average annual rate of 17.4%, while the Software industry saw earnings growing at 22.6% annually. Revenues have been growing at an average rate of 37.9% per year. BILL Holdings's return on equity is 0.6%, and it has net margins of 1.6%.

Key information

17.43%

Earnings growth rate

21.36%

EPS growth rate

Software Industry Growth17.33%
Revenue growth rate37.95%
Return on equity0.61%
Net Margin1.63%
Last Earnings Update30 Jun 2025

Recent past performance updates

Investors Shouldn't Be Too Comfortable With BILL Holdings' (NYSE:BILL) Earnings

Sep 10
Investors Shouldn't Be Too Comfortable With BILL Holdings' (NYSE:BILL) Earnings

Recent updates

Investors Shouldn't Be Too Comfortable With BILL Holdings' (NYSE:BILL) Earnings

Sep 10
Investors Shouldn't Be Too Comfortable With BILL Holdings' (NYSE:BILL) Earnings

BILL Holdings: Near-Term Growth Outlook Remains Weighed Down

Sep 10

BILL Holdings, Inc.'s (NYSE:BILL) Shares Bounce 27% But Its Business Still Trails The Industry

Sep 08
BILL Holdings, Inc.'s (NYSE:BILL) Shares Bounce 27% But Its Business Still Trails The Industry

BILL Holdings, Inc. Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

Aug 31
BILL Holdings, Inc. Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

Investors Still Aren't Entirely Convinced By BILL Holdings, Inc.'s (NYSE:BILL) Revenues Despite 26% Price Jump

May 09
Investors Still Aren't Entirely Convinced By BILL Holdings, Inc.'s (NYSE:BILL) Revenues Despite 26% Price Jump

BILL Holdings: Eroding Underlying Demand Limits Growth Potential

Apr 17

Should You Investigate BILL Holdings, Inc. (NYSE:BILL) At US$42.60?

Apr 04
Should You Investigate BILL Holdings, Inc. (NYSE:BILL) At US$42.60?

Does BILL Holdings (NYSE:BILL) Have A Healthy Balance Sheet?

Mar 10
Does BILL Holdings (NYSE:BILL) Have A Healthy Balance Sheet?

BILL Holdings: Why I'm Neutral After A Tough Selloff

Mar 10
User avatar

AI-Powered Solutions Will Expand SMB Financial Operations Platform

BILL's strategic focus on AI and innovative payment solutions aims to boost market penetration, transaction volumes, and product adoption for future revenue growth.

Investors Don't See Light At End Of BILL Holdings, Inc.'s (NYSE:BILL) Tunnel And Push Stock Down 26%

Feb 12
Investors Don't See Light At End Of BILL Holdings, Inc.'s (NYSE:BILL) Tunnel And Push Stock Down 26%

Is BILL Holdings, Inc. (NYSE:BILL) Trading At A 27% Discount?

Feb 08
Is BILL Holdings, Inc. (NYSE:BILL) Trading At A 27% Discount?

BILL Holdings: Not Chasing The Rally

Feb 05

Why BILL Holdings, Inc. (NYSE:BILL) Could Be Worth Watching

Dec 27
Why BILL Holdings, Inc. (NYSE:BILL) Could Be Worth Watching

BILL Holdings, Inc. (NYSE:BILL) Stock Rockets 59% As Investors Are Less Pessimistic Than Expected

Dec 05
BILL Holdings, Inc. (NYSE:BILL) Stock Rockets 59% As Investors Are Less Pessimistic Than Expected

Calculating The Intrinsic Value Of BILL Holdings, Inc. (NYSE:BILL)

Nov 08
Calculating The Intrinsic Value Of BILL Holdings, Inc. (NYSE:BILL)

Bill Holdings: Rapidly Growing Accounting SaaS At Discounted Price

Oct 31

BILL Holdings: Assessing The Potential For A Growth Inflection

Oct 25

Is BILL Holdings (NYSE:BILL) Using Too Much Debt?

Oct 18
Is BILL Holdings (NYSE:BILL) Using Too Much Debt?

What Does BILL Holdings, Inc.'s (NYSE:BILL) Share Price Indicate?

Sep 27
What Does BILL Holdings, Inc.'s (NYSE:BILL) Share Price Indicate?

BILL Holdings: Stock Looks Unattractive In The Near-Term

Aug 24

BILL Holdings: Still A Sell? Maybe Not (Rating Upgrade)

Jun 14

BILL Holdings: I'm Buying At YTD Lows (Rating Upgrade)

May 26

BILL Holdings: Competition With Intuit And Overvaluation Make It A Sell

May 04

BILL Holdings: Avoid This Stock (Rating Downgrade)

Apr 12

Revenue & Expenses Breakdown

How BILL Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NYSE:BILL Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 251,46324898340
31 Mar 251,42338873330
31 Dec 241,38882847325
30 Sep 241,3448826326
30 Jun 241,290-29816337
31 Mar 241,242-52746339
31 Dec 231,192-115733336
30 Sep 231,134-170763329
30 Jun 231,058-224745315
31 Mar 23963-293764300
31 Dec 22857-348718281
30 Sep 22754-334619253
30 Jun 22642-326545220
31 Mar 22520-283487182
31 Dec 21413-223363144
30 Sep 21310-160262114
30 Jun 21238-9918190
31 Mar 21202-6610875
31 Dec 20184-4811867
30 Sep 20169-3810960
30 Jun 20158-319953
31 Mar 20147-269148
31 Dec 19134-207942
30 Sep 19121-126835
30 Jun 19108-75929
30 Jun 1865-73518

Quality Earnings: BILL has a large one-off gain of $40.6M impacting its last 12 months of financial results to 30th June, 2025.

Growing Profit Margin: BILL became profitable in the past.

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BILL has become profitable over the past 5 years, growing earnings by 17.4% per year.

Accelerating Growth: BILL has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: BILL has become profitable in the last year, making it difficult to compare its past year earnings growth to the Software industry (15.5%).

Return on Equity

High ROE: BILL's Return on Equity (0.6%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/09/12 16:04
End of Day Share Price 2025/09/12 00:00
Earnings2025/06/30
Annual Earnings2025/06/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

BILL Holdings, Inc. is covered by 34 analysts. 24 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
David KoningBaird
Ishan MajumdarBaptista Research
Daniel JesterBMO Capital Markets Equity Research