BILL Holdings Balance Sheet Health
Financial Health criteria checks 4/6
BILL Holdings has a total shareholder equity of $3.9B and total debt of $1.7B, which brings its debt-to-equity ratio to 43.8%. Its total assets and total liabilities are $10.1B and $6.1B respectively.
Key information
43.80%
Debt to equity ratio
US$1.71b
Debt
| Interest coverage ratio | n/a |
| Cash | US$2.22b |
| Equity | US$3.91b |
| Total liabilities | US$6.15b |
| Total assets | US$10.06b |
Recent financial health updates
Does BILL Holdings (NYSE:BILL) Have A Healthy Balance Sheet?
Mar 10
Is BILL Holdings (NYSE:BILL) Using Too Much Debt?
Oct 18Recent updates
Investors Shouldn't Be Too Comfortable With BILL Holdings' (NYSE:BILL) Earnings
Sep 10BILL Holdings: Near-Term Growth Outlook Remains Weighed Down
Sep 10BILL Holdings, Inc.'s (NYSE:BILL) Shares Bounce 27% But Its Business Still Trails The Industry
Sep 08BILL Holdings, Inc. Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next
Aug 31Investors Still Aren't Entirely Convinced By BILL Holdings, Inc.'s (NYSE:BILL) Revenues Despite 26% Price Jump
May 09BILL Holdings: Eroding Underlying Demand Limits Growth Potential
Apr 17Should You Investigate BILL Holdings, Inc. (NYSE:BILL) At US$42.60?
Apr 04Does BILL Holdings (NYSE:BILL) Have A Healthy Balance Sheet?
Mar 10BILL Holdings: Why I'm Neutral After A Tough Selloff
Mar 10
AI-Powered Solutions Will Expand SMB Financial Operations Platform
BILL's strategic focus on AI and innovative payment solutions aims to boost market penetration, transaction volumes, and product adoption for future revenue growth.Investors Don't See Light At End Of BILL Holdings, Inc.'s (NYSE:BILL) Tunnel And Push Stock Down 26%
Feb 12Is BILL Holdings, Inc. (NYSE:BILL) Trading At A 27% Discount?
Feb 08BILL Holdings: Not Chasing The Rally
Feb 05Why BILL Holdings, Inc. (NYSE:BILL) Could Be Worth Watching
Dec 27BILL Holdings, Inc. (NYSE:BILL) Stock Rockets 59% As Investors Are Less Pessimistic Than Expected
Dec 05Calculating The Intrinsic Value Of BILL Holdings, Inc. (NYSE:BILL)
Nov 08Bill Holdings: Rapidly Growing Accounting SaaS At Discounted Price
Oct 31BILL Holdings: Assessing The Potential For A Growth Inflection
Oct 25Is BILL Holdings (NYSE:BILL) Using Too Much Debt?
Oct 18BILL Holdings: Stock Looks Unattractive In The Near-Term
Aug 24BILL Holdings: Still A Sell? Maybe Not (Rating Upgrade)
Jun 14BILL Holdings: I'm Buying At YTD Lows (Rating Upgrade)
May 26BILL Holdings: Competition With Intuit And Overvaluation Make It A Sell
May 04Financial Position Analysis
Short Term Liabilities: BILL's short term assets ($7.2B) exceed its short term liabilities ($4.6B).
Long Term Liabilities: BILL's short term assets ($7.2B) exceed its long term liabilities ($1.6B).
Debt to Equity History and Analysis
Debt Level: BILL has more cash than its total debt.
Reducing Debt: BILL's debt to equity ratio has increased from 0% to 43.8% over the past 5 years.
Debt Coverage: BILL's debt is well covered by operating cash flow (20.5%).
Interest Coverage: Insufficient data to determine if BILL's interest payments on its debt are well covered by EBIT.
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/10/10 21:43 |
| End of Day Share Price | 2025/10/10 00:00 |
| Earnings | 2025/06/30 |
| Annual Earnings | 2025/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
BILL Holdings, Inc. is covered by 35 analysts. 23 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| David Koning | Baird |
| Ishan Majumdar | Baptista Research |
| Gary Prestopino | Barrington Research Associates, Inc. |