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KB Financial Group Inc.KOSE:A105560 Stock Report

Market Cap ₩55.5t
Share Price
₩156.60k
₩195.75k
20.0% undervalued intrinsic discount
1Y45.1%
7D1.8%
1D
Portfolio Value
View

KB Financial Group Inc.

KOSE:A105560 Stock Report

Market Cap: ₩55.5t

KB Financial Group (A105560) Stock Overview

Provides various banking and related financial services to consumers and corporations in South Korea, the United States, New Zealand, China, Cambodia, the United Kingdom, Indonesia, and internationally. More details

A105560 fundamental analysis
Snowflake Score
Valuation4/6
Future Growth1/6
Past Performance2/6
Financial Health6/6
Dividends4/6

A105560 Community Fair Values

Create Narrative

See what others think this stock is worth. Follow their fair value or set your own to get alerts.

KB Financial Group Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for KB Financial Group
Historical stock prices
Current Share Price₩156,600.00
52 Week High₩172,500.00
52 Week Low₩100,600.00
Beta0.77
1 Month Change-0.76%
3 Month Change5.10%
1 Year Change45.13%
3 Year Change223.55%
5 Year Change175.22%
Change since IPO262.50%

Recent News & Updates

Narrative Update May 26

A105560: Share Buybacks And Rising Dividends Will Support Future Upside Potential

Analysts have raised their price target for KB Financial Group by ₩1,500 to ₩195,750, citing updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E. What's in the News The board of directors authorized a new share buyback plan on April 23, 2026, aiming to acquire and cancel treasury shares within a program set to expire on July 20, 2026 (Key Developments).
Narrative Update Apr 30

A105560: Ongoing Share Buybacks And Dividends Will Support Future Upside Potential

The analyst price target for KB Financial Group has been revised from ₩182,650 to ₩194,250. Analysts attribute this change to updated assumptions about revenue growth, profit margins and future P/E, which they identify as the key drivers of the revision.
Narrative Update Apr 16

A105560: Share Buybacks And Cash Dividends Will Support Future Upside Potential

Analysts have lifted their price target for KB Financial Group from ₩177,930 to ₩182,650, reflecting updated assumptions for slightly lower discount rates, modestly higher projected revenue growth, stable profit margins near 35%, and an almost unchanged future P/E estimate. What's in the News The board authorized a share repurchase program on February 5, 2026 for up to 4,222,378 shares, with the stated purpose of stock burn, and an expiry date of April 20, 2026 (Key Developments).

Recent updates

Narrative Update May 26

A105560: Share Buybacks And Rising Dividends Will Support Future Upside Potential

Analysts have raised their price target for KB Financial Group by ₩1,500 to ₩195,750, citing updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E. What's in the News The board of directors authorized a new share buyback plan on April 23, 2026, aiming to acquire and cancel treasury shares within a program set to expire on July 20, 2026 (Key Developments).
Narrative Update Apr 30

A105560: Ongoing Share Buybacks And Dividends Will Support Future Upside Potential

The analyst price target for KB Financial Group has been revised from ₩182,650 to ₩194,250. Analysts attribute this change to updated assumptions about revenue growth, profit margins and future P/E, which they identify as the key drivers of the revision.
Narrative Update Apr 16

A105560: Share Buybacks And Cash Dividends Will Support Future Upside Potential

Analysts have lifted their price target for KB Financial Group from ₩177,930 to ₩182,650, reflecting updated assumptions for slightly lower discount rates, modestly higher projected revenue growth, stable profit margins near 35%, and an almost unchanged future P/E estimate. What's in the News The board authorized a share repurchase program on February 5, 2026 for up to 4,222,378 shares, with the stated purpose of stock burn, and an expiry date of April 20, 2026 (Key Developments).
Narrative Update Apr 01

A105560: Future Buybacks And Dividends Will Not Offset Compressed P/E Risk

Analysts have raised their price target for KB Financial Group from approximately ₩126,900 to about ₩131,800. This revision reflects updated views that include slightly softer revenue growth assumptions, which are offset by a marginally higher profit margin outlook and a lower anticipated future P/E multiple.
Narrative Update Mar 18

A105560: Future Buybacks And Rising Dividends Will Support Upside Potential

Analysts have adjusted their price target for KB Financial Group to ₩177,930 from ₩166,026, citing updated assumptions for fair value, discount rate, revenue growth, profit margin, and future price-to-earnings (P/E) ratio. What's in the News The board proposes amendments to KB Financial Group's articles of incorporation for approval at the annual general meeting scheduled for March 26, 2026.
Narrative Update Mar 04

A105560: Future Payouts And Buybacks Will Not Offset Overvaluation Risk

Analysts have lifted their price target for KB Financial Group to ₩126,902 from ₩119,445, citing updated assumptions that include a 35.41% profit margin, an 8.50% revenue growth rate, a lower 8.09% discount rate, and an 11.48x future P/E multiple. What's in the News The board proposes amendments to the articles of incorporation to be voted on at the annual general meeting scheduled for March 26, 2026.
Narrative Update Feb 17

A105560: Future Buybacks And Dividends Will Support Balanced Return Potential

Analysts have adjusted their price target on KB Financial Group to ₩166,026 from ₩144,678, citing updated assumptions for discount rate, revenue growth, profit margin, and future P/E that together point to a revised view of the group’s earnings power and valuation. What's in the News KB Financial Group announced a share repurchase program covering up to 4,222,378 shares for stock burn, with the program set to expire on April 20, 2026 (Key Developments).
Analysis Article Feb 08

KB Financial Group's (KRX:105560) Shareholders Will Receive A Bigger Dividend Than Last Year

The board of KB Financial Group Inc. ( KRX:105560 ) has announced that it will be paying its dividend of ₩1605.00 on...
Narrative Update Feb 03

A105560: Future Shareholder Returns Will Rise Through Buybacks And Higher Implied Earnings Multiple

Analysts have raised their fair value estimate for KB Financial Group to ₩184,000 from ₩181,248.94. This change reflects updated assumptions for the discount rate, revenue growth, profit margin, and future P/E ratio, which they view as better aligned with current fundamentals.
Narrative Update Jan 19

A105560: Future Shareholder Returns Will Expand Through Dividends And Completed Buybacks

Analysts have raised their price target for KB Financial Group to ₩181,249 from ₩169,804, based on updated assumptions for revenue growth, profit margins, discount rate, and future P/E, which together indicate a slightly higher fair value estimate. What's in the News From October 1, 2025 to January 9, 2026, KB Financial Group repurchased 3,564,253 shares, representing 0.98% of shares, for KRW 435,148.26 million under its ongoing buyback program (Key Developments).
Narrative Update Jan 05

A105560: Future Dividends And Buybacks Will Support A Fairly Valued Outlook

Analysts have raised their fair value estimate for KB Financial Group from ₩93,881 to ₩119,445, citing updated assumptions around revenue growth, profit margin and future P/E multiples. What's in the News The board of directors approved a quarterly cash dividend of ₩930 per common share, with an expected total payout of ₩335,731,836,750, based on 361,001,975 outstanding shares, following the October 30, 2025 resolution (Key Developments).
Narrative Update Dec 17

A105560 Shareholder Returns Will Expand Through Dividends And Completed Buybacks

Analysts have raised their price target on KB Financial Group by approximately 4 percent to align with improved fair value estimates of about 170,000 won. They cited a slightly higher discount rate balanced by stronger projected revenue growth, wider profit margins, and a modestly lower future price to earnings multiple.
Narrative Update Dec 03

A105560: Future Payouts And Buybacks Will Support Measured Upside Potential

Narrative Update on Analyst Price Target Analysts have nudged their price target on KB Financial Group higher to ₩144,700 from approximately ₩143,300. They cited slightly improved profit margin expectations and a marginally richer future price-to-earnings multiple, which more than offset modestly lower revenue growth assumptions and a nearly unchanged discount rate.
Narrative Update Nov 19

A105560: Lower P/E Ratio And Share Buyback Signal Upside Ahead

Analysts have slightly raised their price target for KB Financial Group, increasing the estimated fair value from ₩142,896 to ₩143,330. This change is attributed to modest improvements in revenue growth and profit margin outlooks.
Narrative Update Nov 03

A105560: Increased Dividends And Share Buyback Will Drive Shareholder Returns

Narrative Update on KB Financial Group Analysts have raised their price target for KB Financial Group from ₩140,977 to ₩142,896. This change is attributed to improved revenue growth expectations, even though a slight decrease in projected profit margins is anticipated.
Narrative Update Aug 27

Digital Adoption And Overseas Expansion Will Empower Asian Finance

Consensus revenue growth and future P/E forecasts for KB Financial Group remained stable, supporting a slight increase in the analyst price target from ₩139,139 to ₩141,159. What's in the News KB Financial Group announced a share repurchase program of up to KRW 660 billion through a contract with Hana Securities, aiming to enhance shareholder returns and corporate value; the program expires January 9, 2026.
User avatar
New Narrative Nov 07

Elevating Profitability And Shareholder Value Through Critical Capital Efficiency

Linking shareholder returns to CET1 ratios aims to boost returns through buybacks and dividends, enhancing EPS and profitability.

Shareholder Returns

A105560KR BanksKR Market
7D1.8%-1.5%7.7%
1Y45.1%52.6%204.8%

Return vs Industry: A105560 underperformed the KR Banks industry which returned 52.6% over the past year.

Return vs Market: A105560 underperformed the KR Market which returned 204.8% over the past year.

Price Volatility

Is A105560's price volatile compared to industry and market?
A105560 volatility
A105560 Average Weekly Movement6.1%
Banks Industry Average Movement6.1%
Market Average Movement9.6%
10% most volatile stocks in KR Market16.7%
10% least volatile stocks in KR Market5.0%

Stable Share Price: A105560 has not had significant price volatility in the past 3 months compared to the KR market.

Volatility Over Time: A105560's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1963n/aJong Hee Yangwww.kbfg.com

KB Financial Group Inc. provides various banking and related financial services to consumers and corporations in South Korea, the United States, New Zealand, China, Cambodia, the United Kingdom, Indonesia, and internationally. It operates through Retail Banking, Corporate Banking, Other Banking Services, Credit Card, Securities, Life Insurance, and Non-Life Insurance segments. The company offers loans, deposit products, and other related financial products and services to large, small, medium-sized enterprises, and small office/home office, as well as individuals and households; investment banking, and brokerage and supporting services; life insurance products; non-life insurance products, including fire, maritime, injury, technology, liability, package, title, guarantee, other special type insurances, automobile, long-term nonlife, property damage, injury, driver, savings, illness, nursing, pension, and others; and credit sale, cash service, card loan, and other supporting services.

KB Financial Group Inc. Fundamentals Summary

How do KB Financial Group's earnings and revenue compare to its market cap?
A105560 fundamental statistics
Market cap₩55.54t
Earnings (TTM)₩5.83t
Revenue (TTM)₩16.48t
9.5x
P/E Ratio
0.9x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
A105560 income statement (TTM)
Revenue₩16.48t
Cost of Revenue₩0
Gross Profit₩16.48t
Other Expenses₩10.65t
Earnings₩5.83t

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)16.44k
Gross Margin100.00%
Net Profit Margin35.38%
Debt/Equity Ratio279.8%

How did A105560 perform over the long term?

See historical performance and comparison

Dividends

2.8%
Current Dividend Yield
29%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/03 18:43
End of Day Share Price 2026/06/02 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

KB Financial Group Inc. is covered by 36 analysts. 18 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Sunmok HaBarclays
Jisun LeeBofA Global Research
Daehyun KimCGS International