Global Community

ING, of course, is a bank; and banks don't like falling interest rates, right? For the dominant stream of income is their core business model, i.e. borrowing short-term and lending long-term, reaping the difference in interest rates in the process.

US$163.75

23.6% undervalued

12.00%

Revenue growth p.a.

New

ING Groep

PittTheYounger

Community Contributor

ING leads the pack when it comes to pivoting towards non-lending income

The supermarket chain Coles is the kind of “boring” business that may have been overlooked as an investment opportunity. Although it was divested from Wesfarmers in 2018, Coles’ heritage traces back to 1914 — giving it over 110 years of history.

€27.92

23.7% undervalued

9.00%

Revenue growth p.a.

New

Coles Group

Robbo

Community Contributor

Coles (ASX: COL): Safe, Steady, and Surprisingly Cheap

AU$22.00

4.3% undervalued

8.72%

Revenue growth p.a.

New

Load previous narratives

QCR Holdings

Key Takeaways Digital transformation and wealth management expansion are set to boost operational efficiency, diversify revenue, and improve net margin and earnings growth. Strong affordable housing demand and favorable Midwest demographics will drive sustained loan, deposit, and noninterest income growth, supporting earnings stability.

Consensus Narrative from 5 Analysts

Digital Transformation And LIHTC Lending Will Drive Efficiency

Array Digital Infrastructure

US$89.30

16.3% undervalued

19.42%

Revenue growth p.a.

2 days ago

Key Takeaways The T-Mobile transaction and fiber program expansion could enhance earnings and drive future revenue growth through debt reduction and increased internet penetration. Cost optimization and tower revenue growth suggest potential for improved net margins and sustainable revenue from increased wireless demand.

Consensus Narrative from 3 Analysts

T-Mobile Partnership And Fiber Expansion Will Fuel Future Prospects

US$80.75

7.1% undervalued

-0.85%

Revenue growth p.a.

9 days ago

Fresh Del Monte Produce

Key Takeaways Robust earnings from premium products and recent pricing may be unsustainable as supply constraints ease and cost pressures remain. Structural cost increases and climate-related risks threaten long-term margin stability, yet current market expectations may not fully account for these headwinds.

Consensus Narrative from 2 Analysts

Pineapple Supply Disruptions And Climate Risks Will Crush Margins

US$42.00

15.3% undervalued

2.61%

Revenue growth p.a.

11 days ago

2020 Bulkers

Key Takeaways Rising demand for long-haul iron ore and bauxite shipments, especially to Asia, is driving higher vessel utilization and strengthening charter rates. A modern, environmentally friendly fleet and limited new vessel supply support resilient earnings, strong cash flow, and high dividend potential despite market volatility.

Consensus Narrative from 4 Analysts

Simandou Exports And Greener Fleet Will Guide Shipping Amid Risks

NOK 147.49

9.8% undervalued

-3.88%

Revenue growth p.a.

1 day ago

Craftsman Automation

Key Takeaways Heavy reliance on ICE components and limited diversification make the company vulnerable to rapid industry and regulatory changes. Elevated debt and tightening margins restrict the ability to invest in technology, threatening long-term competitiveness and earnings stability.

Consensus Narrative from 8 Analysts

Electric Mobility Will Erode ICE Revenue And Raise Costs

₹5.00k

41.9% overvalued

17.46%

Revenue growth p.a.

17 days ago

Stove Kraft

Key Takeaways Execution risks tied to new product transitions and greater dependence on exports may limit near-term revenue growth and margin expansion. Elevated costs, delayed efficiency gains, and store maturation challenges are likely to constrain improvements in profitability despite ambitious expansion and integration efforts.

Consensus Narrative from 3 Analysts

Revenue Pressures Will Hinder Profits Though Transitions Will Stabilize

₹660.00

10.0% undervalued

14.62%

Revenue growth p.a.

17 days ago

Fleury

Key Takeaways Surging digital health adoption and asset-light competitors threaten Fleury's traditional business model and ability to protect premium market share. Policy changes and commoditization may pressure pricing power, margins, and long-term revenue stability in Brazil's private healthcare sector.

Consensus Narrative from 11 Analysts

Brazil Telemedicine Rise Will Erode Outpatient Volumes But Foster Efficiency

R$11.50

22.4% overvalued

6.22%

Revenue growth p.a.

17 days ago

Alten

Key Takeaways Shift to offshoring and automation pressures revenue and margins, as clients demand cost reductions and AI integration, compressing project pricing and profitability. Rising costs, talent shortages, and ineffective M&A constrain global expansion while localization trends and sector concentration increase long-term earnings volatility.

Consensus Narrative from 7 Analysts

Automation And Offshoring Will Pressure Automotive And Aerospace Margins

€66.82

2.6% overvalued

-0.31%

Revenue growth p.a.

17 days ago

Cipher Pharmaceuticals

Key Takeaways Rising competition and reliance on aging products threaten future revenue, while dependence on licensing limits the ability to refresh the portfolio. Margin improvement is possible through an asset-light model, but earnings remain volatile due to royalty pressures and challenging industry dynamics.

Consensus Narrative from 4 Analysts

Legacy Challenges Will Constrain Margins Though Licensing Offers Modest Relief