Global Community

ING, of course, is a bank; and banks don't like falling interest rates, right? For the dominant stream of income is their core business model, i.e. borrowing short-term and lending long-term, reaping the difference in interest rates in the process.

US$163.75

25.7% undervalued

12.00%

Revenue growth p.a.

New

ING Groep

PittTheYounger

Community Contributor

ING leads the pack when it comes to pivoting towards non-lending income

The supermarket chain Coles is the kind of “boring” business that may have been overlooked as an investment opportunity. Although it was divested from Wesfarmers in 2018, Coles’ heritage traces back to 1914 — giving it over 110 years of history.

€27.92

25.2% undervalued

9.00%

Revenue growth p.a.

New

Coles Group

Robbo

Community Contributor

Coles (ASX: COL): Safe, Steady, and Surprisingly Cheap

AU$22.00

4.1% undervalued

8.72%

Revenue growth p.a.

New

Load previous narratives

Banco Bradesco

Key Takeaways Technology investments, digital expansion, and advanced analytics are driving efficiency, revenue diversification, and improved risk management for more stable and higher earnings. Growth opportunities in new segments and easing economic conditions are expected to support loan expansion, fee income, and ongoing margin improvement.

Consensus Narrative from 13 Analysts

Digital Banking And Gen AI Will Transform Brazil's Financial Landscape

R$18.64

12.7% undervalued

27.15%

Revenue growth p.a.

6 days ago

Vale

Key Takeaways High dependence on iron ore poses long-term risks as global decarbonization and market volatility threaten demand and sustained margin growth. Persistent legal, environmental, and regulatory challenges alongside underperforming nickel assets may hinder effective earnings diversification and limit shareholder returns.

Consensus Narrative from 12 Analysts

Geopolitical Tensions And Oversupply Will Strain Margins While Renewables Uplift

R$54.24

3.1% overvalued

-2.86%

Revenue growth p.a.

about 1 month ago

World Kinect

Key Takeaways Accelerating energy transition, regulations, and technological shifts will erode World Kinect's traditional fuel business, placing sustained pressure on margins and long-term earnings potential. Reduced diversification and rising competition in fuel logistics heighten volatility and operational risk, undermining margin stability and price leadership prospects.

Consensus Narrative from 3 Analysts

Renewable Shifts Will Shrink Fossil Fuel Distribution Margins

US$26.00

1.7% undervalued

-3.75%

Revenue growth p.a.

about 1 month ago

Vail Resorts

Key Takeaways Climate change and shifting consumer preferences threaten the sustainability of traditional ski operations and future revenue growth. High investment needs and increased competition may compress margins and reduce profitability, especially if guest experience improvements fall short.

Consensus Narrative from 11 Analysts

Warming Winters And Digital Leisure Trends Will Undermine Resort Appeal

US$146.00

3.3% overvalued

2.44%

Revenue growth p.a.

about 1 month ago

Evercore

Key Takeaways Technology disruption and client in-sourcing are shrinking Evercore's traditional revenue sources and increasing volatility in earnings. Margin pressure is mounting from regulatory headwinds, stiff competition, and relentless cost inflation across the business.

Consensus Narrative from 5 Analysts

AI Disruption And Antitrust Enforcement Will Erode Revenues

US$230.00

33.9% overvalued

15.08%

Revenue growth p.a.

about 1 month ago

JDE Peet's

Key Takeaways Expansion in premium and specialty products, along with innovation and targeted marketing, positions the company for sustained growth and improved margins amid shifting consumer preferences. Strategic cost controls and disciplined capital allocation support financial flexibility, enabling increased shareholder returns and resilience in volatile economic environments.

Consensus Narrative from 15 Analysts

Expanding Premium Segments And Global Reach Will Unlock Value

€25.81

0.4% overvalued

3.05%

Revenue growth p.a.

6 days ago

Perrigo

Key Takeaways Strong consumer shift toward store-brand OTC and structural industry tailwinds are driving sustainable revenue growth and stable demand for Perrigo's core product segments. Portfolio simplification and operational efficiency initiatives are enhancing profitability, supporting innovation investment, and accelerating the company's financial deleveraging.

Consensus Narrative from 4 Analysts

Store-brand Adoption And Self-Care Trends Will Expand The OTC Market

US$34.25

32.6% undervalued

1.74%

Revenue growth p.a.

Updated

Hang Seng Bank

Key Takeaways Diversifying revenue through increased noninterest income and wealth management enhances growth potential and net margins due to higher-margin activities. Effective risk management and digital investment stabilize earnings and support improved shareholder returns by reducing costs and credit risk.

Consensus Narrative from 12 Analysts

Expansion Into Wealth Management And Digital Solutions Will Improve Future Prospects

HK$105.69

8.5% overvalued

8.23%

Revenue growth p.a.

6 days ago

Safran

Key Takeaways Rising global air travel and defense spending, paired with strategic acquisitions, are boosting Safran's growth, diversifying revenue, and increasing earnings stability. Leadership in sustainable propulsion technologies is enhancing Safran's market share, pricing power, and margin resilience amid tightening environmental regulations.

Consensus Narrative from 18 Analysts

Air Travel And Defense Will Shape Aerospace Markets By 2028