Global Community

ING, of course, is a bank; and banks don't like falling interest rates, right? For the dominant stream of income is their core business model, i.e. borrowing short-term and lending long-term, reaping the difference in interest rates in the process.

US$163.75

23.6% undervalued

12.00%

Revenue growth p.a.

New

ING Groep

PittTheYounger

Community Contributor

ING leads the pack when it comes to pivoting towards non-lending income

The supermarket chain Coles is the kind of “boring” business that may have been overlooked as an investment opportunity. Although it was divested from Wesfarmers in 2018, Coles’ heritage traces back to 1914 — giving it over 110 years of history.

€27.92

23.7% undervalued

9.00%

Revenue growth p.a.

New

Coles Group

Robbo

Community Contributor

Coles (ASX: COL): Safe, Steady, and Surprisingly Cheap

AU$22.00

4.4% undervalued

8.72%

Revenue growth p.a.

New

Load previous narratives

Welspun Living

Key Takeaways Prolonged tariff disruptions, inflation, and shifting trade patterns threaten Welspun's export revenue, margins, and competitive position in major global markets. Client concentration and rising compliance demands increase earnings volatility and operational costs, posing additional risks to profitability and long-term growth.

Consensus Narrative from 10 Analysts

India Tariffs And Energy Costs Will Suppress Home Textiles Margins

₹130.00

12.4% undervalued

7.34%

Revenue growth p.a.

18 days ago

Dätwyler Holding

Key Takeaways Tightening regulations and material innovations threaten gross margins, erode pricing power, and risk making legacy products obsolete amid changing customer preferences. High revenue dependence on healthcare and select industrial clients exposes Datwyler to volatility from client churn and industry-specific disruptions.

Consensus Narrative from 5 Analysts

Rising Costs And Supply Risks Will Limit Future Margins

ZhongAn Online P & C Insurance

CHF 129.00

4.7% overvalued

4.27%

Revenue growth p.a.

18 days ago

Key Takeaways Technological innovations and digital transformation are set to reduce operational losses and enhance net margins. New product introductions and focus on growing sectors may drive significant future revenue and profitability.

Consensus Narrative from 12 Analysts

Adoption Of AI And New Insurance Products May Shape Future Prospects Amid Profit Margin Concerns

HK$20.66

7.8% undervalued

9.31%

Revenue growth p.a.

13 days ago

BFF Bank

Key Takeaways Growing digital disruption and alternative finance platforms threaten core business and could erode future revenue growth as clients bypass traditional solutions. High public sector and regional concentration heightens exposure to credit risk, policy changes, and market volatility, limiting diversification and stability.

Consensus Narrative from 8 Analysts

Digital Disruption And Regulatory Pressures Will Erode Factoring Margins

€7.70

49.0% overvalued

-1.30%

Revenue growth p.a.

18 days ago

Stanmore Resources

Key Takeaways Exposure to pricing volatility, regulatory risks, and customer concentration threatens revenue growth and earnings prospects as global decarbonisation accelerates and steel industry shifts emerge. Operational improvements and sector consolidation offer some support, but future profitability is challenged by rising compliance costs, stranded asset risks, and evolving market preferences.

Consensus Narrative from 4 Analysts

Decarbonisation And Oversupply Will Constrain Coal Markets Despite Minor Recovery

AU$2.30

0.9% overvalued

-8.02%

Revenue growth p.a.

18 days ago

Western Union

Key Takeaways Expansion in digital services, AI integration, and new consumer offerings enhance cost efficiency, diversify revenue, and position the company for higher margins and long-term growth. Increased migration and urbanization drive resilient remittance demand, while early adoption of blockchain and stablecoin technologies offers new revenue and operational advantages.

Consensus Narrative from 11 Analysts

Digital Transformation Will Expand Remittance Reach Amid Regulatory Uncertainty

US$9.21

9.2% undervalued

1.32%

Revenue growth p.a.

12 days ago

RBL Bank

Key Takeaways Enhanced digitalization and focus on secured retail lending position RBL Bank to capture retail growth and expand its customer base. Strategic moderation of riskier segments and internal process investments are set to stabilize asset quality and support sustained earnings growth.

Consensus Narrative from 19 Analysts

Digital Banking And Fintech In India Will Fuel Future Expansion

₹252.42

2.7% overvalued

26.07%

Revenue growth p.a.

4 days ago

Federated Hermes

Key Takeaways Expansion in digital assets, alternative investments, and ESG offerings is expected to diversify revenue streams and broaden the client base. Demographic trends and demand for safety and yield position the firm for sustained growth in money markets and fixed income products.

Consensus Narrative from 7 Analysts

Digital Asset Infrastructure And ESG Trends Will Transform Markets

US$49.00

9.7% overvalued

3.27%

Revenue growth p.a.

5 days ago

Marqeta

Key Takeaways Marqeta's innovation and acquisitions are enhancing global reach, service uniformity, and enabling expansion into new market segments for scalable, diversified growth. Advanced technology and regulatory trends are boosting customer retention, pricing power, and facilitating easier international expansion in embedded finance and digital payments.

Consensus Narrative from 10 Analysts

Digital Payments And Embedded Finance Will Redefine Global Markets