AI Driven Efficiency Will Offset Insurance Risks In Expansion

AN

AnalystConsensusTarget

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

22 Mar 25

Updated

25 Nov 25

n/a

n/a

AnalystConsensusTarget's Fair Value

n/a

1Y

48.2%

7D

7.3%

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1Y

48.2%

7D

7.3%

You can edit this narrative until Nov 26 12:10 AM. Then, changes will post as Updates.

Author's Valuation

US$5729.8% overvalued

AnalystConsensusTarget Fair Value

Shared on 25 Nov 25

Fair value Increased 15%

LMND: Weaker Industry Pricing Will Limit Near-Term Profit Recovery Prospects

The analyst price target for Lemonade has increased notably, rising from $49.63 to $57.00. Analysts cite the company's continued progress in building market share and adapting to evolving industry conditions.

Shared on 07 Nov 25

Fair value Increased 6.72%

LMND: Increased Competition Will Weigh On Profitability Amid Sector Transitions

Analysts have raised Lemonade's fair value estimate from $46.50 to $49.63, reflecting updated sector research that points to ongoing industry pricing shifts and renewed optimism for select personal lines insurers. Analyst Commentary Recent updates from leading brokerages indicate shifting views on Lemonade's prospects, as analysts respond to changing trends within the property and casualty insurance sector.

Shared on 08 Oct 25

Fair value Increased 3.05%

Analysts have increased Lemonade's price target from $45.13 to $46.50, citing continued growth momentum and improving profitability metrics. Analyst Commentary Recent analyst updates reflect a mix of optimism and caution surrounding Lemonade's future.

Shared on 23 Aug 25

Fair value Increased 13%

Lemonade’s analyst price target has been raised from $39.86 to $45.12, as improving growth in key segments and progress toward profitability are partially offset by competitive pressures and softening market conditions. Analyst Commentary Bullish analysts highlight continued strong growth in Lemonade's car insurance and European segments, as well as ongoing progress toward profitability and improving loss ratios.

Shared on 08 Aug 25

Fair value Increased 21%

The upward revision in Lemonade’s consensus price target primarily reflects an increase in its forward P/E multiple, while net profit margin remained steady, raising fair value from $33.00 to $35.33. What's in the News Lemonade launched Lemonade Car in Indiana, expanding its U.S. presence and now covering approximately 42% of the U.S. car insurance market.

Shared on 29 Jul 25

Fair value Increased 11%

Upward revisions in Lemonade's consensus revenue growth forecasts and a lower future P/E multiple have driven a higher analyst price target, which has increased from $29.77 to $33.00. What's in the News Lemonade launched Lemonade Car in Indiana, extending its U.S. expansion, with the product now available in states covering about 42% of the U.S. car insurance market.

Shared on 26 Mar 25

Fair value Decreased 2.16%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

AnalystConsensusTarget Fair Value

US$57

29.8% overvalued

Future estimation in

% p.a.

0

Decrease

Increase

Current revenue growth rate

29.04%

Insurance revenue growth rate

0.29%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

%

0

Decrease

Increase

Current discount rate

6.96%

Calculation

US$10.06m

Earnings '28

x

554.59x

PE Ratio '28

=

US$5.58b

Market Cap '28

US$5.58b

Market Cap '28

/

80.77m

No. shares '28

=

US$69.08

Share Price '28

US$69.08 Share Price '28

Discounted to 2025 @ 6.96% p.a.

=

US$56.46

Fair Value '25