US Demographic Shifts And Digital Adoption Will Advance Niche Insurance

AN

AnalystConsensusTarget

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

03 Sep 24

Updated

21 Nov 25

n/a

n/a

AnalystConsensusTarget's Fair Value

n/a

1Y

-44.8%

7D

-4.3%

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1Y

-44.8%

7D

-4.3%

You can edit this narrative until Nov 22 10:10 AM. Then, changes will post as Updates.

Author's Valuation

US$59.634.0% undervalued

AnalystConsensusTarget Fair Value

Shared on 21 Nov 25

KMPR: Leadership Transition Will Present Recovery Opportunity Following Market Downgrade

Analysts have lowered their price target for Kemper from $60 to $59.60. They cite increased uncertainty following the recent CEO transition and a slightly diminished outlook for the company's growth and profitability.

Shared on 07 Nov 25

Fair value Decreased 12%

KMPR: Future Leadership Stability Will Drive Recovery Despite CEO Transition

Analysts have lowered Kemper's fair value estimate from $67.60 to $59.60, citing leadership transitions and revised growth expectations as key factors for the updated price target. Analyst Commentary Recent street research has highlighted both optimism and caution within the analyst community regarding Kemper’s current transition and revised growth outlook.

Shared on 08 Aug 25

Fair value Decreased 18%

Reduced revenue growth and declining net profit margins have driven a notable cut in Kemper’s consensus price target from $82.20 to $69.00. What's in the News Kemper Corporation announces a new share repurchase program, authorizing up to $500 million in buybacks.

Shared on 08 May 25

Fair value Decreased 2.72%

Shared on 30 Apr 25

Fair value Increased 2.80%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 23 Apr 25

Fair value Decreased 2.72%

Shared on 17 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 09 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 02 Apr 25

Fair value Increased 0.92%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 26 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 19 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 11 Mar 25

Fair value Increased 1.86%

AnalystConsensusTarget has increased revenue growth from 8.1% to 10.0% and decreased profit margin from 8.0% to 7.1%.

AnalystConsensusTarget Fair Value

US$59.6

34.0% undervalued

Future estimation in

% p.a.

0

Decrease

Increase

Current revenue growth rate

4.60%

Insurance revenue growth rate

0.28%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

%

0

Decrease

Increase

Current discount rate

7.38%

Calculation

US$435.92m

Earnings '28

x

7.97x

PE Ratio '28

=

US$3.47b

Market Cap '28

US$3.47b

Market Cap '28

/

47.09m

No. shares '28

=

US$73.75

Share Price '28

US$73.75 Share Price '28

Discounted to 2025 @ 7.43% p.a.

=

US$59.48

Fair Value '25