Demographic Decline And Digital Disruption Will Dampen Future Performance

AnalystLowTarget

Not Invested

Community Contributor

Published

24 Apr 25

Updated

07 May 25

AnalystLowTarget's Fair Value

US$111.00

22.5% overvalued

07 May

US$136.00

25.0%

1.5%

25.0%

1.5%

You can edit this narrative until May 12 6:00 AM. Then, changes will post as Updates.

Author's Valuation

US$11122.5% overvalued

AnalystLowTarget Fair Value

Narrative

Updates1

Shared on07 May 25
Fair value Decreased 6.34%

AnalystLowTarget made no meaningful changes to valuation assumptions.

AnalystLowTarget Fair Value

US$111

22.5% overvalued

Future estimation in

% p.a.

Decrease

Increase

Current revenue growth rate

4.91%

Insurance revenue growth rate

0.28%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

6.82%

Calculation

US$1.22b

Earnings '28

7.20x

PE Ratio '28

US$8.82b

Market Cap '28

US$8.82b

Market Cap '28

67.13m

No. shares '28

US$131.32

Share Price '28

US$131.32 Share Price '28

Discounted to 2025 @ 6.37% p.a.

US$109.12

Fair Value '25

Demographic Decline And Digital Disruption Will Dampen Future Performance

Shared on07 May 25Fair value Decreased 6.34%

Shared on07 May 25
Fair value Decreased 6.34%