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Digitalization And Gen AI Will Transform Underwriting Operations

Published
06 Aug 24
Updated
04 Sep 25
AnalystConsensusTarget's Fair Value
US$88.28
11.7% undervalued intrinsic discount
10 Sep
US$77.98
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1Y
6.5%
7D
1.9%

Author's Valuation

US$88.2811.7% undervalued intrinsic discount

AnalystConsensusTarget Fair Value

Shared on04 Sep 25

Analysts maintain a Neutral stance on AIG as the P&C insurance sector transitions to softer pricing and increased competition, heightening margin and growth uncertainties, with the consensus price target unchanged at $88.28. Analyst Commentary Bullish analysts believe the property and casualty (P&C) insurance market is transitioning away from a prolonged hard pricing environment, leading to greater selectivity in underwriting.

Shared on07 May 25
Fair value Decreased 0.60%

Shared on30 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on23 Apr 25
Fair value Decreased 1.68%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on16 Apr 25
Fair value Increased 0.055%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on09 Apr 25
Fair value Decreased 0.036%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on02 Apr 25
Fair value Increased 6.78%

Shared on26 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on19 Mar 25
Fair value Increased 0.59%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on10 Mar 25
Fair value Decreased 5.79%

AnalystConsensusTarget has decreased revenue growth from -18.1% to 4.2% and decreased profit margin from 21.3% to 14.6%.