Donegal Group

Declining Premiums And Rising Costs Will Weaken Earnings

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

24 Sep 24

Updated

30 Jul 25

Views

n/a

AnalystConsensusTarget's Fair Value

n/a

33.9%

-0.1%

33.9%

-0.1%

You can edit this narrative until Jul 30 4:25 PM. Then, changes will post as Updates.

Author's Valuation

US$20.50.1% overvalued

AnalystConsensusTarget Fair Value

Narrative

Updates4

Shared on 30 Jul 25

Fair value Increased 11%

Donegal Group's higher analyst price target reflects its significantly improved net profit margin, despite lowering revenue growth forecasts, raising fair value from $18.53 to $20.50. What's in the News No shares were repurchased by Donegal Group from January 1 to March 31, 2025.

Shared on 01 May 25

Fair value Decreased 3.19%

AnalystConsensusTarget has increased revenue growth from 2.4% to 3.6%, decreased profit margin from 7.0% to 5.5%, increased future PE multiple from 13.9x to 16.2x and decreased shares outstanding growth rate from 0.1% to 0.1%.

Shared on 19 Mar 25

Fair value Decreased 1.85%

AnalystConsensusTarget has decreased revenue growth from 3.2% to 2.4% and increased profit margin from 5.9% to 7.0%.

Shared on 11 Mar 25

Fair value Increased 32%

AnalystConsensusTarget Fair Value

US$20.5

0.1% overvalued

Future estimation in

Growth p.a.

Decrease

Increase

Current revenue growth rate

2.21%

Insurance revenue growth rate

0.27%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

6.96%

Calculation

US$77.50m

Earnings '28

14.17x

PE Ratio '28

US$1.10b

Market Cap '28

US$1.10b

Market Cap '28

45.62m

No. shares '28

US$24.07

Share Price '28

US$24.07 Share Price '28

Discounted to 2025 @ 6.78% p.a.

US$19.77

Fair Value '25