DLocal Community

1. Continuous Product and Service Expansion DLocal emphasizes continuous investment in developing new products and services.

Key Takeaways Regulatory pressures and global trade fragmentation threaten expansion, curtailing margins and long-term growth, while rising operational complexity increases compliance and technology costs. Heavy dependence on major merchants and growing competition in payment processing heighten risks of revenue instability, shrinking fees, and sustained margin erosion.

Key Takeaways Expansion into emerging markets and strategic M&A activity are expected to drive revenue growth and maintain healthy margins. Innovations in stablecoins and APMs aim to boost midterm revenue and sustain merchant business, supporting future earnings growth.

Key Takeaways Expansion into emerging markets and deepening partnerships with global merchants are set to drive sustained revenue growth and greater operational leverage. Investments in technology and compliance, paired with enhanced regulatory positioning, are expected to boost resilience, margin improvement, and long-term profitability.