Third Coast Bancshares

Texas Banking Expansion Will Capture Sun Belt Opportunities

AN

AnalystConsensusTarget

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

24 Sep 24

Updated

31 Jul 25

n/a

n/a

AnalystConsensusTarget's Fair Value

n/a

1Y

8.3%

7D

5.1%

Loading

1Y

8.3%

7D

5.1%

You can edit this narrative until Jul 31 1:50 PM. Then, changes will post as Updates.

Author's Valuation

US$42.6710.1% undervalued

AnalystConsensusTarget Fair Value

Shared on 31 Jul 25

With both the future P/E ratio and revenue growth forecasts for Third Coast Bancshares remaining stable, analysts have left the fair value estimate unchanged at $42.67. What's in the News Net charge-offs increased to $2.4 million in Q2 2025, up from $1.8 million a year prior.

Shared on 01 May 25

Fair value Increased 4.37%

Shared on 23 Apr 25

Fair value Decreased 0.78%

AnalystConsensusTarget has increased shares outstanding growth rate from 0.0% to 0.0%.

Shared on 17 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 09 Apr 25

Fair value Increased 4.75%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 02 Apr 25

Fair value Decreased 2.06%

Shared on 26 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 19 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 11 Mar 25

Fair value Increased 6.62%

AnalystConsensusTarget has decreased future PE multiple from 13.4x to 10.2x.

AnalystConsensusTarget Fair Value

US$42.67

10.1% undervalued

Future estimation in

% p.a.

0

Decrease

Increase

Current revenue growth rate

15.77%

Banks revenue growth rate

0.25%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

%

0

Decrease

Increase

Current discount rate

6.96%

Calculation

US$72.12m

Earnings '28

x

10.08x

PE Ratio '28

=

US$727.17m

Market Cap '28

US$727.17m

Market Cap '28

/

14.42m

No. shares '28

=

US$50.42

Share Price '28

US$50.42 Share Price '28

Discounted to 2025 @ 6.78% p.a.

=

US$41.42

Fair Value '25