Hilltop Holdings

Share Repurchases And Margin Expansion Will Strengthen Performance Amid Adjusted Expectations

AN

AnalystConsensusTarget

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

24 Sep 24

Updated

14 Dec 25

Views

41

n/a

n/a

AnalystConsensusTarget's Fair Value

n/a

1Y

20.9%

7D

-0.7%

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1Y

20.9%

7D

-0.7%

You can edit this narrative until Dec 15 10:10 AM. Then, changes will post as Updates.

Author's Valuation

US$35.331.8% undervalued

AnalystConsensusTarget Fair Value

Shared on 14 Dec 25

HTH: Ongoing Buybacks And Steady Margins Will Likely Shape Future Performance

Analysts have modestly raised their price target on Hilltop Holdings, now seeing fair value at approximately $35.33 per share, citing slightly higher required returns and stable long term growth and profitability expectations. What's in the News Completed repurchase of 3,905,210 shares, equal to about 6.12% of shares outstanding, for $123.15 million under the buyback program announced January 30, 2025 (company filing) From July 1, 2025 to September 30, 2025, repurchased 1,701,274 shares, or roughly 2.7% of shares, for $55 million as part of the same buyback program (company filing) In October 2025, increased equity repurchase authorization by $50 million, raising total buyback capacity to $185 million (company announcement) Valuation Changes Fair Value Estimate is unchanged at approximately $35.33 per share, indicating no revision to the intrinsic value assessment.

Shared on 27 Nov 25

HTH: Continued Buybacks And Stable Margins Will Likely Influence Coming Performance

Analysts have marginally adjusted their price target for Hilltop Holdings. They are maintaining the fair value estimate at $35.33, citing minor updates to discount rates and long-term financial assumptions.

Shared on 11 Nov 25

Fair value Increased 1.92%

HTH: Share Repurchase Activity And Margin Outlook Will Shape Performance

Narrative Update: Hilltop Holdings Analyst Price Target Revised Upward Analysts have raised their price target for Hilltop Holdings from $34.67 to $35.33. This revision is based on improvements in projected revenue growth and profit margins, even though a slightly higher discount rate was applied.

Shared on 27 Oct 25

Fair value Increased 4.00%

Analysts have raised their price target for Hilltop Holdings from $33.33 to $34.67. This adjustment reflects updated expectations for improved profit margins and earnings multiples, despite slightly reduced revenue growth projections.

Shared on 30 Apr 25

Fair value Decreased 5.89%

AnalystConsensusTarget has decreased revenue growth from 5.0% to 4.0%.

Shared on 23 Apr 25

Fair value Increased 3.33%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 17 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 09 Apr 25

Fair value Decreased 0.98%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 02 Apr 25

Fair value Increased 2.91%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 26 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 19 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 11 Mar 25

Fair value Increased 0.92%

AnalystConsensusTarget has increased revenue growth from 4.5% to 5.2%.

AnalystConsensusTarget Fair Value

US$35.33

1.8% undervalued

Future estimation in

Growth p.a.

Growth p.a.

%

Decrease

Increase

Current revenue growth rate

2.80%

Banks revenue growth rate

0.27%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

%

0

Decrease

Increase

Current discount rate

7.91%

Calculation

US$111.56m

Earnings '28

x

20.28x

PE Ratio '28

=

US$2.26b

Market Cap '28

US$2.26b

Market Cap '28

/

51.84m

No. shares '28

=

US$43.65

Share Price '28

US$43.65 Share Price '28

Discounted to 2025 @ 7.88% p.a.

=

US$34.76

Fair Value '25