CBU Share Price Performance
US$59.39
1.87 (3.25%)
11.9% undervalued intrinsic discount
US$67.40
Fair Value
Price US$59.39
AnalystConsensusTarget US$67.40
Fair ValueUS$67.40
Share Pricen/a
Community Financial System, Inc. Stock Price
- 1 Narratives written by author
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- 7 Fair Values set on narratives written by author
CBU Community Narratives
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Fair Value US$67.4 11.9% undervalued intrinsic discount
Branch Expansion And Digital Banking Will Secure Long-term Success
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Branch Expansion And Digital Banking Will Secure Long-term Success
Key Takeaways Branch and market expansion, together with fee-based business growth, strengthens revenue resilience and increases lending capability in high-growth regions. Investments in digital banking, automation, and workforce optimization are expected to reduce expenses and improve earnings quality over time.Read more
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AN
US$67.4
11.9% undervalued intrinsic discount
Fair Value
Revenue
11.53% p.a.
Profit Margin
31.35%
Future PE
13.23x
Price in 2028
US$80.89
Trending Discussion
Recently Updated Narratives
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Branch Expansion And Digital Banking Will Secure Long-term Success
Fair Value: US$67.4 11.9% undervalued intrinsic discount
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Snowflake Analysis
Community Financial System, Inc. Key Details
Last Reported Earnings
Dec 31, 2025
Next Reporting Earnings
Apr 29, 2026
- 4.02
- 100.00%
- 26.53%
- 34.8%
About CBU
- Founded
- 1866
- Employees
- 2927
- CEO
- WebsiteView website
Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and governmental customers. The company operates in four segments: Banking, Employee Benefit Services, Insurance Services and Wealth Management Services. The Banking Segment offers lending and depository-related products and services; treasury management solutions and payment processing services, as well as certain corporate overhead-related expenses to individuals, businesses, and governmental units. The Employee Benefit Segment provides employee benefit trust, collective investment fund, retirement plan and health savings account administration, fund administration, transfer agency, actuarial, health and welfare consulting services and introducing broker-dealer services. The Insurance Services segment offers personal and commercial lines of insurance and other risk management products and services, as well as employee benefit related services. The Wealth Management Services provides wealth management, retirement planning, higher educational planning, fiduciary, risk management, trust services, and personal financial planning services. This segment also offers a range of investment products including stocks, bonds, exchange-traded funds, mutual funds, insurance, and advisory products. Community Financial System, Inc. was founded in 1866 and is headquartered in Syracuse, New York.
