Expanding Southeast Branches And Digital Banking Will Create Opportunity

Published
04 Sep 24
Updated
14 Aug 25
AnalystConsensusTarget's Fair Value
US$38.86
11.8% undervalued intrinsic discount
14 Aug
US$34.27
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1Y
-4.8%
7D
8.1%

Author's Valuation

US$38.9

11.8% undervalued intrinsic discount

AnalystConsensusTarget Fair Value

Shared on08 May 25
Fair value Increased 3.04%

Shared on30 Apr 25
Fair value Decreased 13%

AnalystConsensusTarget has increased revenue growth from 27.5% to 35.5% and decreased profit margin from 54.8% to 40.3%.

Shared on23 Apr 25
Fair value Increased 1.65%

AnalystConsensusTarget has decreased shares outstanding growth rate from 0.0% to -0.0%.

Shared on17 Apr 25
Fair value Increased 12%

AnalystConsensusTarget has decreased revenue growth from 35.0% to 27.5%, increased profit margin from 40.3% to 54.8%, decreased future PE multiple from 10.1x to 8.0x and decreased shares outstanding growth rate from 0.1% to 0.0%.

Shared on09 Apr 25
Fair value Decreased 2.84%

AnalystConsensusTarget has decreased revenue growth from 40.3% to 35.0%, increased future PE multiple from 5.4x to 10.1x and increased shares outstanding growth rate from 0.0% to 0.1%.

Shared on02 Apr 25
Fair value Decreased 12%

Shared on26 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on19 Mar 25
Fair value Decreased 4.29%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on11 Mar 25
Fair value Decreased 47%

AnalystConsensusTarget has decreased future PE multiple from 10.7x to 5.6x.