Heartland Integration And Midwest Expansion Will Deliver Efficiency Improvements

Published
30 Aug 24
Updated
14 Aug 25
AnalystConsensusTarget's Fair Value
US$131.73
11.1% undervalued intrinsic discount
14 Aug
US$117.06
Loading
1Y
21.4%
7D
7.8%

Author's Valuation

US$131.7

11.1% undervalued intrinsic discount

AnalystConsensusTarget Fair Value

Shared on04 Aug 25
Fair value Increased 5.69%

Analysts have raised UMB Financial’s price target from $124.64 to $131.73, citing improving loan growth, favorable credit conditions, and sector consolidation, while highlighting discounted valuations and a more positive regulatory outlook as key drivers of increased fair value. Analyst Commentary Bullish analysts highlight positive loan growth trends and early signs of loan acceleration, supporting upward revisions to price targets.

Shared on07 May 25
Fair value Decreased 2.73%

Shared on30 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on23 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on17 Apr 25
Fair value Decreased 3.12%

AnalystConsensusTarget has decreased profit margin from 40.0% to 33.0% and increased future PE multiple from 12.3x to 14.4x.

Shared on09 Apr 25
Fair value Decreased 3.92%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on02 Apr 25
Fair value Increased 1.06%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on26 Mar 25
Fair value Decreased 0.89%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on19 Mar 25
Fair value Increased 0.33%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on11 Mar 25
Fair value Increased 9.92%

AnalystConsensusTarget has decreased revenue growth from 29.4% to 22.4%, increased profit margin from 31.1% to 39.5% and decreased future PE multiple from 14.8x to 12.9x.