WA
Consensus Narrative from 5 Analysts
Paying Down $200 Million FHLB Advances Will Lower Funding Costs In 2025
Key Takeaways Strategic shift towards core commercial and mortgage lending aims to drive revenue and improve credit quality by reducing reliance on high-risk loans. Cost restructuring and funding cost reduction initiatives are expected to enhance earnings by improving net interest margins and operational efficiency.
View narrativeUS$19.50
FV
11.4% undervalued intrinsic discount20.73%
Revenue growth p.a.
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14 days ago author updated this narrative